HypotékaTB with accelerated repayment

How accelerated repayment works

Clients who activate the accelerated repayment can pay any extra amount of money on top of their regular mortgage repayment. This means every month they have the chance to increase their mortgage repayment by as much as 3-fold. Both new and existing clients of Tatra banka can request the Hypotéka^TB with this new functionality.

Example:
Mortgage of EUR 60 000 and a 30-year repayment schedule.

If the client pays an additional EUR 50 a month on top, this would
shorten the mortgage repayment by 7 years and 6 months and save
EUR 10,781.35 in interest.

How much time and money the client can save thanks to accelerated repayment can be calculated easily at www.zrychlenahypoteka.sk

Refinancing of old mortgages
Tatra banka now offers clients yet another novelty: refinancing of old mortgage Hypotéka^TB. Clients who bring their old loan to Tatra banka will not only receive a loan with a better interest rate, but also other benefits:

• it's enough if 50 % of the requested loan amount comprises the balance of the old loan secured by collateral
• no need for proof of income or to have a new licensed appraisal drawn up - if there is already one not more than 5 years old

With Hypotéka^TB clients automatically receive

1. 100% discount on the processing fee from a 3-year fix
2. appraisal of property via Tatra banka within 24 hours
3. credit card for 12 months free of charge