Depozitný fond^TB means stable appreciation of finances

On 1 July 2011 the new Act on Collective Investment took effect, which among other things allows the creation of totally new kinds of mutual funds under Slovak conditions. Tatra Asset Management confirmed its position as an innovator in Slovakia and is the first Slovak asset management company to react to the conditions of the new legislation by launching the Depozitný fond^TB.

The fund combines the benefits of traditional cash funds:

• • stable yield,
• • high liquidity,
• • low risk with the potential of higher appreciation than cash funds.

Investment policy of the fund

The fund will invest above all into deposit and investment products of Tatra banka. The aim of the investment policy of the fund is to achieve a stable yield above the level of short-term term deposits and cash funds. The assets in the fund are invested exclusively in the EUR currency, and so domestic investors are not exposed to any currency risk.

Depozitný fond^TB is intended for investors who are looking for a stable instrument for the creation of available reserves at any time with the potential of higher appreciation than provided by short-term term deposits and cash funds. The recommended investment horizon is a minimum of 6 months.

Investors will enjoy the fact that investment into the fund is not linked to any entry or exit fees. The minimum one-off investment is EUR 150, and the minimum regular payment in the case of the Savings programme PLUS (Program sporenia PLUS) is EUR 15. The invested funds are available at any time, usually within one day. Investment to the Depozitný fond^TB, and also to the other funds that we offer, are also calculated to the special bonus programme Program odmeňovania^TB.

Continuing with a successful concept

Launching the Depozitný fond^TB represents a continuation of the successful concept of administering Euro peňažný fond^TB, which provided investors with 11 years of profit. Euro peňažný fond^TB has successfully dealt with the pitfalls of the financial markets, as it did not register even one year with a negative performance and did not limit the access of investors to funds even during the most difficult years of the financial crisis.

Caution: A certain degree of risk is linked to investing in the mutual fund and the yield to date provides no guarantee of future yields. The value of the investment to the mutual fund, as well as the yield that it provides, may increase or decrease and the unit holder may not get the full invested amount back. The Statute, sales prospect and key information for investors to the mutual fund are available at any branch of Tatra banka, a. s. (hereinafter "Bank"). The official name of the mutual fund is: Tatra Asset Management, správ. spol., a s., depozitný o.p.f. (hereinafter "Fund"). The Fund is established an operated by Tatra Asset Management, správ. spol., a. s., with registered office at Hodžovo nám. 3, 811 06 Bratislava (hereinafter "Company"). Considering the existence of risk and the uncertainty regarding future development of the Bank, neither the Company nor any other party guarantees that the targets of the investment policy outlined in this document will be achieved, and that the investment policy will attain the projected level of performance (appreciation), whereby liability for failure to achieve these targets or the projected performance (appreciation) shall not fall to the Bank, the Company or any other party. Achieving the targets of the investment policy of the Fund may be affected foremost by interest and credit risks. Apart from these risks, the value of the assets in the Fund may also be exposed to the risk of liquidity, political or legislative risk, while the impact of these risks can be regarded as low. In the first three months from the issue of unit certificates of the Fund it is possible to invest up to 100% of the value of assets in the Fund into negotiable securities and financial market instruments issued or guaranteed by Member States of the European Union, whereby the assets in the Fund must comprise a minimum of six issues of such negotiable securities and financial market instruments and the value of one issue may not constitute more than 30% of the value of the assets in the Fund. The financial resources may be invested also into unit certificates of the mutual funds administered by the Company. This document represents marketing notification of the Bank pursuant to Act 566/2001 Coll. on securities and investment services, and on the amendment and supplementing of certain acts, as later amended, whereby it was not prepared in line with the general binding regulations governing the independence of an investment survey and it is not subject to the prohibition of trading prior to issue and it does not constitute a personal recommendation or investment advice.

Contact for additional information:

Boris Gandel
Tatra bank spokesman boris_gandel@tatrabanka.sk
02/5919 2370

Zuzana Povodová
Media relations manager
zuzana_povodova@tatrabanka.sk
02/59191557