Basic characteristics:

• loans from 70.000 EUR (loans from 3.500 EUR - BusinessLoanTB Expres)
• interest rate already from 3.50% p.a.

Forms of financing:

Overdraft credit lines

• for financing operational needs
• the client shall pay the interests only from that part of the loan facility which is drawn on a specific date
• max. maturity is 12 months

Installment loans

• for financing of investments to equipment and technologies, for financing of reconstruction, construction or purchase of real estates
• max. maturity of the loan is 12 years
• minimum share of the enterprise´s own funds in the investment is 30%

Types of security:

The structure of the required security depends first of all from the client´s creditworthiness, and the forms of security may be particularly the following:

• real estates (family houses, apartments, operational premises)
• receivables (existing or future) to creditworthy companies
• bank guarantee
• the condition of provision of the loan is drawing of a blank promissory note by the client, with the relevant agreement on use of note

Required documents:

• application for loan
• client´s financial statements for the previous two closed fiscal years and the then current financial statements in the relevant year
• a filled-in Tatra banka inquiry form, with supplementary information to the application for loan
• documents for security

If you are interested in provision of the loan, you may agree on personal consultation with the consultant in any Tatra banka branch. Based on your individual needs, our consultants will be glad to discuss with you the possible ways of financing.

You will be notified about our statement to provision of the loan within one week following delivery of complete documents.