Deposit with option is a product offering higher interest rate for deposits in exchange for a risk that at maturity the bank can pay the client money in different currency than the currency of his/her primary deposit. Bank and the client agree on the new currency and exchange rate at concluding a deal.
When dealing this product, it is always necessary to take into account a possibility of paying out other currency than the primary currency of a deposit. The currency and rate is predefined by the client at concluding a deal. The final deposit interest rate depends on this predefined rate as well. Maximum maturity of deposit with option is three months. Deal is concluded by telephone with the following written confirmation.

Conditions:
- Treasury Business Conditions
- minimum volume of deal equivalent to USD 300 000,-
- deal concluded between 8.30am and 4.00pm each working day.