° Do you want to get security?
° Do you care for protection and future of your child?
° Are you interested in a product that can be flexibly adjusted to your current life situation?

Investment life insurance

combines

investing to TAM including life insurance.

How does investment life insurance work?

• Covers the risk of death and lifetime and at the same time your investments are being assessed by means of mutual funds of Tatra Asset Management based on the investment strategy you choose in advance.
• Change of the investment strategy enables you to actively decide about the assessment of your savings. The choice of the investment strategy is only up to you. You can use saved financial means according to your individual needs - to secure comfort in old age, cover extraordinary expenses or secure a loan.
• You can flexibly adjust product setup, amount and range of individual insurance risks to your needs at any time of the insurance period.
• Product offers a possibility to additionally arrange the extended coverage by concluding insurance of permanent consequence of an injury, critical illnesses, exemption from payment of insurance in case of disability, time of necessary medical treatment and daily hospitalisation allowances for an adult, and also beneficial additional accident insurance and additional insurance of critical illnesses for a child.

What are the benefits of investment life insurance?

• Long-term saving in form of regular payments;
• Security that you or your family will not be left without financial means in case of unfavourable life situations;
• Possibility to choose your own investment strategy, actively participate in taking decisions about your financial means;
• Possibility to flexibly adjust product parameters to the current situation and needs, e.g. change of investment strategy, increase of insurance sum with loan commitment, increase of invested amount if the client needs to focus on saving, etc.;
• Life insurance with optional additional insurance for 1 adult and up to 4 children;
• Beneficial insurance of bone fractures for children;
•  Assistance services in home treatment (redressing of wounds, injecting, etc.);
• Possibility to interrupt payment of premium in case of financial difficulties;
• Possibility to withdraw invested means including the assessment thereof as early as in the course of investment;
• Possibility to chose beneficiaries who will receive insurance benefits without participating in the probate procedure;
• Possibility of hold of the insurance sum in favour of loan;
• Tax preference.