Raiffeisen Bank International AG (RBI) posted a consolidated profit (after tax and non-controlling interests) of € 745 million for the first nine months of 2011, which represents a slight decline of 4.8 per cent against the same period a year earlier (1-9 2010: € 783 million).

Tatra banka has decided to acclaim excellent Slovak writer Ľubomír Feldek in a truly unique way. On the occasion of his 75th birthday the bank is issuing a limited edition credit card devoted to the work of this talented poet, prose-writer, translator and holder of the Nadácia Tatra banky Prize for Art.

This year the Christmas celebrations will be even merrier! This is because Tatra banka will pay the 1^st repayment instalment for all clients who apply for a Bezúčelový úver^TB Classic (No-Purpose Loan) before Christmas and who sign a contract by 29 December 2011.

Nadácia Tatra banky has started another round of the grant programme E-Talent. The aim of the programme is to support innovative projects in the field of IT.

Elegant, attractive and clear. Most of all, though, simple to use and ready to satisfy current needs for daily banking. Introducing our new Internet banking.

Tatra Asset Management comes with a new Depozitný fond^TB (Deposit fund), which represents a stable way to appreciate short-term financial reserves. This is the first special mutual fund of its kind in Slovakia. What’s more, investment in the fund is not linked to any entry or exit fees, and clients have their funds available at anytime.

The tradition of Nobel prize lectures continues also this year. On the 5 October we will welcome Oliver E. Williamson from the University of California to Slovakia.

As of tomorrow Tatra banka is introducing a new solution to the market concerning housing loans – accelerated repayment. It gives clients the opportunity to get rid of their mortgage several years faster, while also saving hundreds and even thousands of euro on interest.

Supplementary pension company DSS Tatra banky is currently offering the unique opportunity to new and existing clients to deposit in their personal account the extraordinary deposit Mimoriadny vklad^TB (Extraordinary deposit), which allows them to gain a fixed yield of between 1% and 2.5% per annum during the first 3 years of saving, this on top of regular appreciation.

The volume of pre-financed receivables in Faktoring Tatra banky soared from EUR 97 million in the first half of 2010 to EUR 158 million in 2011, meaning Faktoring Tatra banky is enjoying its best ever year.

On a business trip abroad and need to communicate with your bank? Our 24-hour DIALOG service is now available also using chat.

Tatra banka continues to offer Hypotéka^TB (mortgage) with advantageous interest rates from 3.55% and Hypotéka^TB so štátnym príspevkom pre mladých (mortgage with state bonus for the young) from 0.55%. Now also with 100% discount on the application processing fee upon a three year fix.

Take a week off and plunge into a world of stories. Or pick at least one fantastic day of film. Art Film Fest starts this Friday and Tatra banka will be present once again.

From today Tatra banka is increasing the interest rates of selected term deposits. Thanks to this, anyone wishing to appreciate their finances in a truly advantageous way can utilise the attractive interest rate of 3.50% p.a. now with two-year term deposits.

Shareholders of Tatra banka approved on General meeting of shareholders today the annual individiual and consolidated financial statments, Annual Report for 2010 and distribution of the profit and payout of dividends.

Profit after taxation of Tatra banka has reached EUR 40.72 mil., which has exceeded last year’s result by EUR 23 mil. It is a result of mostly increase of net interest profit (16.5 % or EUR 11 mil.) and sharp year-to-year decrease of provisions by EUR 16.35 mil.

Hypotéka^TB (mortgage) saves clients both time and money. Tatra banka continues to offer housing loans with the lowest ever interest rate from 3.55% and now also with the possibility of arranging the appraisal of client´s property, cadastral registration and insurance on behalf of the client.

Over its 20-year history, Tatra banka has provided housing loans with the lowest interest rates – now from 3.55%. Thanks to attractive interest rates and a quality service, the interest of clients in mortgage loans from Tatra banka is constantly growing.

Another version of Tatra banka’s Internet banking for iPhone has once more responded to the requests of clients. Since October, when Tatra banka became the first Slovak bank to develop its own Internet banking application for iPhone, accessing it has become even more convenient.

For the third year in row Faktoring Tatra banky enjoyed the highest share of the market and according to official figures from the Association of Factoring Companies it was the market leader to the end of 2010 with a share of 24.4%.

To calculate instalments for the purchase of a new flat, car or television, now all you need is to pass the mouse cursor over the amount of the product you have selected. Today Tatra banka launches a new online service called Úverový asistent^TB (Loan assistant), which will reveal to you the amount of your monthly instalment in Tatra banka directly when viewing any internet site.

Following document scanners, Tatra banka was again the first bank in Slovakia to introduce an innovation that increases the security of daily bank operations and increases client comfort at branches.

Whereas the year 2009 was one of the most difficult for the leasing sector, in many respects we can refer to the year 2010 as a year of cautious optimism. After a sharp year-on-year decline in 2009/2008 (by 45%), in 2010 we posted 4.86% growth in the leasing market.

Are you looking for a special gift that will enchant your loved ones on Valentine’s day? Give them a glittering gift card in a unique Valentine’s Day wrapping.

Tatra banka continues to offer Hypotéka^TB(mortgage) and Americká hypotéka^TB (American mortgage, home equity loan) with special interest rates, and until 31 March 2011 also with a 100% discount on the application processing fee.

Member of the Tatra banka Board of Directors, Peter Novák, has accepted the post of Managing Director of International Operations at the head office of the parent company Raiffeisen Bank International in Vienna.