BusinessLoan^TB Expres is designed for tradesmen and businessmen:

• with minimum 24 months of business history
• with annual turnover from app. 100.000 EUR
• clients and not-clients of Tatra banka
• meeting requirements of valuation model

Advantages of BusinessLoan^TB Expres:

• credit amount from 3.500 EUR to 135.000 EUR
• loan form: Consumer Overdraft Loan and Instalment Loan
  
• no need of material provision
• no need to document the purpose
• information of credit approval provided also by an SMS message
• in the form of Overdraft credit or instalment credit

Overdraft Credit

• to finance operating needs
• maturity 1 year with the possibility of extension 

Installment Loan

• to finance smaller investments into equipment, technologies, reconstruction of property and alike
• maturity from 1 to 4 years 

Branches excluded from financing:

• agricultural animal products
• armament sector
• religious, political, labour union
• gambling houses
• stores with used goods (including used car sales)
• estate agency
• financial services and alike
• spirits production, production of tobacco products
• security service, safety service
• activities in conflict with standard practices, with the influence on bank reputation and activities threatening the environment
  
• transit

Way of provision:

• coaccepted blank bill issued by the debtor 

Interest rate:

• interest rate from 7,00% p.a.

Required documents:

• credit application including supplementary information
• financial statement for two previous completed accounting periods and up-to-date financial statements in the current year
• client's declaration of taxes for two previous completed accounting periods
• abstract from the Companies Register, or from Small Business Register and confirmation of client's obligations fulfilment towards the Taxing authority and Social insurance company