MiFID services are called investment services and the most well known are:

a) accepting and assigning clients' orders,
b) executing clients' orders,
c) trading on one's own account,
d) investment advisory,
e) management portfolio,
f) management of securities,
g) other.

Some of the above-mentioned services Tatra banka can provide only via chosen marketable channels.

Investment Advisory (Suitability Test)

The goal of investment advisory is to give the clients personal recommendations on specific financial instrument that exactly corresponds with his/her personal profile (knowledge, experience, investment goals, risk tolerance, investment horizon etc.).
Tatra banka carries out investment advisory also for mutual fund shares of Tatra Asset Management that we know best, thus we are able to secure advisory on the best professional level.

Knowledge and Experience Test (Appropriateness Test)

In case of interest of non-professional clients in more challenging and complex financial instruments (most of all derivatives and certificates) traded via investment services a), b), c), Tatra banka asks the client to fulfill a questionnaire in order to determine whether the given investment instrument or investment service is appropriate for the client. In other words, if the client has enough knowledge and experience with respect to the investment service or financial instrument. In case it turns out that a financial instrument or investment service is not appropriate for the client or if the client refuses to take the test, Tatra banka will give the client notice every time before granting the respective investment service in relation to a particular financial instrument.