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Tatra banka

23.1.2017 17:47

BusinessLoanTB Expres

Do you run a business and need fast money?
Get it with Business ÚverTB Expres up to EUR 135,000.

  • Now with 2 % off the interest rate*
  • Without material security 
  • Without confirmation of loan utilisation purpose


BusinessLoanTB Expres allows you: 

  • Use financial means for both short-term and long-term investment requirements without the need to prove the purpose of its use
  • Fund purchasing machinery, equipment, stock and other investment needs
  • Cover the period of waiting for remittance of consumers

With BusinessLoanTB Expres you select:

  • Form of loan provision (overdraft/instalment)
  • Period of loan provision
  • Insurance of key person which allow you safely repay your loan

BusinessLoanTB Expres is processed easily:

  • Without unnecessary documents with loan application and utilisation of financial means
  • Loan is approved within 24 hours after completed application is submitted
  • Security Agreement is sufficient in cases without material security
  • Comprehensive consultation services provided by specialised business advisors at branches 


BusinessLoanTB Expres is intended for:

  • sole traders and entrepreneurs with a minimum 24-month business history
  • both bank's clients and non-clients

Loan basic parameters:

Minimum loan amount:

  • EUR 3,500

Maximum loan amount:

  • EUR 135,000

The form of provided loan:

  • overdraft
  • instalment

Loan maturity period:

  • overdraft loan: 1 year with assessment
  • instalment: 1 to 5 years 

The option of early repayment:

  • yes
  • with an overdraft loan once a year free of charge as at the provision anniversary

Interest rates

Loan repayment:

Overdraft loan:

  • interest is debited on the last business day of the month by automatic collection from the applicant's current account and the interest is only applied on the drawn amount for the actual days of drawing
  • principal is due on the loan maturity date

Instalment loan:

Interest + principal:

  • debited on the last business day of the month by automatic collection from the applicant's current account
  • in two separate payments (principal and interest instalment) and owing to linear repayment the loan instalment is reduced every month


Who can apply for BusinessLoanTB Expres:

  • Limited liability companies and joint stock companies registered with the Commercial Register
    of the SR
  • Persons running business under trade licence, recorded in the Trade Register of the SR
  • Persons running business under other than trade license under separate regulations, not recorded
    in the Commercial Register of the SR or the Trade Register of the SR 
  • Association of individuals

Basic conditions for loan provision:

  • Applicant ´s business activities last at least 24 months without any change in legal form and type
    of accounting
  • Applicant runs business in branches accepted by the bank
  • Applicant is able to submit financial documents with closed accounting period for 2 previously closed accounting periods or the latest statements in the regular year

Documents required for loan application assessment:

  • Unauthenticated financial statements for two preceding closed accounting periods or the latest statements in the regular year
  • Completed Tatra banka inquiry with additional information regarding loan application
Loan security

Loan security

The only security for BusinessLoanTB Expres is:

  • security agreement
Loan insurance

Loan insurance

No need to worry. At Tatra banka you can easily get the BusinessLoanTB Express:

  • key person insurance,

and you will have no troubles repaying the loan.

*Minimum interest rate for instalment loan after discount is 7% p.a. and 8.5% p.a. for overdraft loan.