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Tatra banka

26.9.2016 02:11

Visa Gold Private

Be distinctive both at home and abroad with your gold credit card.
The card is an ideal companion on your travels.

  • make use of JET Lounge and SKY Lounge lounges
    during your trips for free at the Schwechat airport
  • no charge as part of the Reward ProgramTB
  • grace period 51 days
  • Summer bonus of 30 eur
Advantages

Advantages

Comfortable loan

  • grace period 51 days
  • flexible repayment - decide how much of the owed amount you repay and when
  • certainty of timely payment thanks to direct debit
  • time saving - do not waste time with loan approval; with the credit card the money is immediately at your disposal

Financial reserve

  • help when needed - car or electrical appliance failure, other unexpected expenses
  • control over your finances - monitor your spending with SMS, e-mail or Internet BankingTB
  • money secured by PIN Code, no need to carry cash

Assistance on travels

  • the option to book flight tickets, hotel rooms, or car rentals
  • travel insurance, that will cover costs in the event of an accident, lost luggage or delayed flight
  • money available in any country without currency exchange charges

Flexibility of Repayment

It is you who decide how much to pay back from the lent sum. Each month you can repay any sum exceeding the minimum payment, and that up to the amount of the outstanding sum.

The outstanding sum of the Visa Gold credit card is paid to the account number 2005005248 maintained with Tatra banka by:

  • an automatic payment from an account maintained with Tatra banka or Raiffeisen banka
  • a collection from an account maintained in EUR with other bank in the SR
  • a payment order from a current account with any bank in the SR
  • a cash deposit at any Tatra banka branch

If you are a Tatra banka client, it is possible to make the payment also:

  • via telephone - non-stop by means of our DIALOG Live contact centre
  • electronically - via Internet bankingTB

Specify the variable symbol with the payment, which consists of 10 last numbers of the latest main card which was issued to you.

10 % discount on admission at Cinema city

Get a discount on your favourite movie. You only need to pay for cinema tickets
from Tuesday to Sunday with your Tatra banka card.

Details

Details

Visa gold private 

  • Card type: credit 
  • Issued: No need of current account maintenance 
  • Total Loan Facility (TLF): From 3 000 to 15 000 EUR  
  • Card charge: EUR 8/EUR 4/EUR 0 per month (after performance of Reward programme conditions) 
  • Additional / next card charge : EUR 1,5 
  • Reward programme : Yes / EUR 500 - 50% discount / EUR 1000 - 100% discount  
  • Interest - free period : Yes / 51 days maximum 
  • Maximum daily limit : Up to available TLF 
  • Maximum cash withdrawal limit : EUR 3 000 / week  
  • Minimum payment : 5 % of the sum due, EUR 15 minimum  
  • Interest rate: 14,90 % per annum 
  • Internet payment: Yes 
  • Contactless payment : Yes 
  • Golf insurance to travel insurance : No 
  • Travel insurance: Complex travel insurance for card holder and co-travelling family members * 
Visa gold private

 

* husband/wife, partner of card holder up to 65 years of age and children of card holder up to 18 years of age if travelling with card holder

Conditions

Conditions

  • permanent residence in the Slovak Republic
  • aged 18 on the application filing date
  • employee - proof of solvency and continued employment for 3 months, confirmed by employer
  • natural person - entrepreneur - proof of trade license for business activities in the Slovak Republic for at least 2 years, and proof of solvency with confirmation of income from business activities for the previous year, confirmed by the relevant institutions


Conditions for the issuance of an additional private credit card:

  • consent of the total credit line holder who determines the credit line amount for the additional card
  • minimum age of the future additional card holder - 15 years

Having an account at Tatra banka is not a requisite for the card issuance.

 

E-mail statement

E-mail statement

From now on, you can have your credit card statement sent comfortably to your e-mail address and enjoy the e-mail statement benefits:

  • faster delivery compared to a paper statement
  • available at any place
  • can be downloaded in PDF format and printed out
  • secured by a password and only you can access it
  • full-value document for accounting

You can ask for a change in the method of sending your account statements for free at any Tatra banka branch office or via our DIALOG Live contact centre.

Payment Order

Payment Order

Our tip:

Payment details are comfortably available in tab IB Payments, option My Credit Card Payments.

Thanks to the new functionality "Payment Order" you can use your credit card for:

  • making payment orders to your account maintained with Tatra banka
  • making payment orders to accounts with other Slovak banks
  • paying invoices for goods and services.

How to do it

Entering a payment order from your credit card is simple, fast and intuitive via Internet bankingTB:

  • in upper menu of Products, tab Credit Cards
  • in menu Payments, tab Payment Order


Remember:

  • to fill in all fields just like with a regular payment order (constant symbol, specific symbol, variable symbol, information for beneficiary)
  • to confirm sending of the payment order via the CV code (last three numbers on the back of the card)
  • that you can make the payment only in EUR currency to accounts in the territory of the SR

The executed credit card payment orders are not included in the Reward programmeTB.