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Tatra banka

23.1.2017 17:43

Home Equity LoanTB

Apply for Home Equity LoanTB currently

  • With an interest rate yet from od 1,65 % with 1, 2
    and 3-year fixation period


  • With the interest rate yet from 1.65 % p.a. with a 1,2 and 3-year fixation period

  • Loan Repayment from another bank
    Move your inconvenient loans at beneficial conditions simply and fast and reduce your monthly costs.

  • No purpose documentation

  • Credit card free of charge
    With a possibility of getting a credit card free of charge for 12 months

  • Real property assessment
    Make use of cheaper real property assessment by Tatra banka within 24 hours.

  • Loan disbursement
    You can have your loan disbursed as early as upon application for lien entry to the land registry, and you can use free express disbursement within 24 hours.

  • Extra instalments free of charge
    Reduce your loan by an extra instalment up to the loan balance. Moreover, free of charge upon
    the end of interest rate fixation period.

  • Mortgage loan specialists
    We are ready to provide comprehensive professional advice in every branch.


  • minimum age 18 years
  • current net income documentation from EUR 350
  • loan up to the amount of 80% of the mortgaged property value
  • maximum repayment period 20 years
  • possibility of using portion of loan without purpose specification or for payment of charges (charge for loan processing and apartment assessment via Tatra banka)
  • optional interest rate fixation for 1, 2, 3, 5, 7 years or for the entire loan repayment period
  • secured by the real property meant for living


Loan insurance

Loan insurance

In co-operation with UNIQA insurance company we can provide the following insurance directly in Tatra banka branch:

  • real property insurance with the option of household equipment insurance
  • insurance of the ability to repay loan with the coverage of these insurance risks: death, work disability and loss of job
Online consultation

Online consultation

Take advantage of a new service from Tatra banka in solving your mortgage. Thanks to an online video-consultation with a mortgage specialist you will go over the terms and conditions of the loan from the comfort of your home and then you will just come to a branch to submit the application.


  • free consultation via computer or tablet with internet anywhere
  • following the loan offer and documents directly on the screen during the consultation
  • obtaining a loan offer without visiting a branch
  • possibility of agreeing on an exact time of the consultation


  • weekdays from 8:00 a.m. to 5:00 p.m.

Supported operating systems and Internet browsers for the use of the video-consultation on the customers' part for desktop and tablet devices can be found Here.

With a loan of EUR 50,000, 1.65 % p. a. interest rate, maturity period in months / 240 payments and single charge of EUR 400 for loan provision, single charge of EUR 150 for real property appraisal, single charge of EUR 66 for the Land Register and monthly insurance premium of EUR 4.17 for real property insurance represents the annual percentage rate of 1.98 % with monthly loan payment of EUR 244.74. The total amount to be paid by the client represents EUR 60 354,40 while calculation of interests is based on an assumption that all months have 30 days and a calendar year has 360 days.