- With the interest rate yet from 1.45 % p. a. with fixation period of 1, 2 and 3 years
The interest rate will be determined by the bank at consideration of the particular loan case, and that with regard to client´s ability to repay the loan and the offered loan security.
- Without any proof of purpose
With the loan, you can solve not only your housing needs, but some of it can even be used for any other purpose. For example, if you just need to pay the fees for a loan and an apartment appraisal by Tatra banka.
- Loan Repayment from another bank
Move your inconvenient loans at beneficial conditions simply and fast and reduce your monthly costs.
- Apartment appraisal within 24 hours
Take advantage of a cheaper apartment appraisal by Tatra banka within 24 hours.
- Tailor-made mortgage
We seek individual solution for every client. Our mortgage loan specialists will help you with the entire mortgage loan application process.
- Individual approach
Get a mortgage loan according to your wishes. The final offer is available for you yet on your first meeting. Loan provision is subject to the approval by the bank.
- Credit card free of charge
With a possibility of getting a credit card free of charge for 12 months
- Loan drawdown
The loan can be drawn already with the application for the right of lien registration being submitted
to the Land Register, and you can also use the option of free express drawdown within 24 hours.
- Special payments free of charge
Reduce your loan by an extra payment up to the amount of the loan balance. Upon the expiration
of the interest rate fixation even free of charge.
Conditions for Mortgage LoanTB obtaining:
- minimum age 18 years
- current net income documentation from EUR 350
- loan up to the amount of 100% of the mortgaged property value
- maximum repayment period 30 years
- possibility of using portion of loan without purpose specification or for payment of charges (charge for loan processing and apartment assessment via Tatra banka)
- optional interest rate fixation for 1, 2, 3, 5, 7 years or for the entire loan repayment period
- secured by the real property meant for living
In co-operation with UNIQA insurance company we can provide the following insurance directly in Tatra banka branch:
- real property insurance with the option of household equipment insurance
- insurance of the ability to repay loan with the coverage of these insurance risks: death, work disability and loss of job
Take advantage of a new service from Tatra banka in solving your mortgage. Thanks to an online video-consultation with a mortgage specialist you will go over the terms and conditions of the loan from the comfort of your home and then you will just come to a branch to submit the application.
- free consultation via computer or tablet with internet anywhere
- following the loan offer and documents directly on the screen during the consultation
- obtaining a loan offer without visiting a branch
- possibility of agreeing on an exact time of the consultation
- weekdays from 8:00 a.m. to 5:00 p.m.
Supported operating systems and Internet browsers for the use of the video-consultation on the customers' part for desktop and tablet devices can be found HERE.
Representative example Mortgage LoanTB
With a loan of EUR 50,000, 1.45 % p. a. interest rate, maturity period in months / 360 payments and single charge of 0 € for loan provision, single charge of 150 € for real property appraisal, single charge of EUR 66 for the Land Register and monthly insurance premium of EUR 3.33 for real property insurance represents the annual percentage rate of 1.63 % with monthly loan payment of EUR 171.36. The total amount to be paid by the client represents EUR 63 104,40 while calculation of interests is based on an assumption that all months have 30 days and a calendar year has 360 days.