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Tatra banka

7.12.2016 17:19

Non-specific loanTB

Take Non-specific LoanTB and get:

  • 100% discount on loan fee
  • Possibility of making an “extra payment
    from the comfort of your home
  • Possibility of shortening loan repayment period with
    an extra payment and save money
  • click on an example of APR calculation
Advantages

Advantages

  • Possibility of remittance of extra payments
    The “extra payment” can be made with repayment of the loan from a current account maintained with Tatra banka every month up to 3 monthly payments from the comfort of your home.
  • For purposes of refunding of loans from other banks
    With the interest rate decreased by 3% p. a. (minimal interest rate is 5,9% p. a.)
  • No waiting even for new clients
    Approval process result within 24 hours after application submission.
  • No proof of loan purpose of utilisation required
    Loan money can be utilised for what you need at the moment, there is no need to proof us the purpose of utilisation.
  • No proof of income
    Clients with income credited to Tatra banka for at least 6 months, as well as clients with employment earnings need no proof of income
  • Beneficial loan insurance
    Use a possibility of a beneficial insurance to ensure repayment of your loan even in an unexpected life situation.
  • 24/7, 7 days a week
    Only Tatra banka clients can obtain non-specific loan
    24/7, 7 days a week.

Visit any branch office or give us your telephone number and we will call you.

 

Details

Details

Get a Non-specific loanTB Classic:

  • from EUR 500 up to EUR 30,000
  • for a period of 24 to 96 months
  • with interest rate from 5.9 % per annum
  • with equal regular monthly payments
  • without co-borrower and guarantor
  • click on an example of APR calculation

 

Conditions

Conditions

Conditions to get Non-specific loanTB Classic:

  • permanent residence in the territory of the SR
  • Minimum age of 18 on the day of application submission
  • Employee – you prove solvency and duration of your employment for the minimum period of 3 month, we verify your income in the Social Insurance Company
  • Individual client – entrepreneur – you prove the existence of your licence for business in the SR for the minimum period of 2 years and solvency on basis of the confirmation of income from business activities for the last year authenticated by the respective authorities.
  • Pensioner – we verify your income in the Social Insurance Company (applicable for old age pension, disability pension and widow´s pension) or you prove your income on basis of the confirmation of receiving pension benefits (applicable for pension for life in service)
Loan insurance

Loan insurance

Insurance of the ability to repay Non-specific loanTB Classic repayment provides you with a certainty that you are able to repay your loan even in an unexpected life situation:

  • Insurance company takes over the loan repayment in case of disability, incapacity to work, loss of employment
  • Insurance company covers the loan balance in case of death
  • Loan can be processed at any Tatra banka branch office
insurance typeinsurance risks  initial age maximum age at the endmonthly premium* 
 A Insurance of:
- death
- full disability (until the age of 62) 
18 - 60 years  66 years   1.9%
 A1 Insurance of death   61 - 65 years  70 years  2.1% 
 C Insurance of:
- death
- full disability
- inability to work
- loss of job 
 18 - 60 years 62 years  6.4% 

*the insurance premium quoted as a percentage of a loan instalment

Accelerated repayment

Accelerated repayment

Accelerated repayment can be utilised as follows:

  • By means of an extra payment up to three monthly payments for new or the already provided Non-specific loansTB with the arranged repayment from a Tatra banka current account and the arranged possibility of an extra payment
  • Via Request for Early Loan Repayment for other loans and payments exceeding the respective limit.

An extra payment can be placed simply, fast and comfortably via Internet bankingTB  or the current version of Tatra banka application.

How to make an extra payment via Tatra banka application

  • Log in the latest Tatra banka application version in your mobile or tablet
  • You can make the payment after you log in from the detail of your Non-specific loanTB by clicking the Extra Payment button
  • Fill in the Extra Payment you want to make and push the Extra Payment Remittance button
  • Click the Check button and confirm the payment by clicking the Confirm button
  • The processing result will display after the payment is confirmed

More information is available at any Tatra banka branch or on DIALOG Live.

How to make an extra payment via Internet bankingTB

  • Log in the Internet bankingTB in a regular way
  • Click the tab Loans in the left side menu, select item Non-specific loanTB unsecured, click the Settings button and select the option Extra Payment
  • Select the requested amount of the extra payment and click the Move to Payment Order button
  • Click the Send button and confirm the payment via the requested authorisation code
  • The processing result will display after the payment is confirmed