- For purposes of refunding of loans from other banks
With the interest rate decreased by 3% p. a. (minimal interest rate is 5,9% p. a.)
- No waiting even for new clients
Approval process result within 24 hours after application submission.
- No proof of loan purpose of utilisation required
Loan money can be utilised for what you need at the moment, there is no need to proof us the purpose of utilisation.
- No proof of income
Clients with income credited to Tatra banka for at least 6 months, as well as clients with employment earnings need no proof of income.
- Beneficial loan insurance
Use a possibility of a beneficial insurance to ensure repayment of your loan even in an unexpected life situation.
- 24/7, 7 days a week
Only Tatra banka clients can obtain non-specific loan
24/7, 7 days a week.
Visit any branch office or give us your telephone number and we will call you.
Get a Non-specific loanTB Classic:
- from EUR 500 up to EUR 30,000
- for a period of 24 to 96 months
- with interest rate from 5.9 % per annum
- with equal regular monthly payments
- without co-borrower and guarantor
- Representative example
Conditions to get Non-specific loanTB Classic:
- permanent residence in the territory of the SR
- Minimum age of 18 on the day of application submission
- Employee – you prove solvency and duration of your employment for the minimum period of 3 month, we verify your income in the Social Insurance Company
- Individual client – entrepreneur – you prove the existence of your licence for business in the SR for the minimum period of 2 years and solvency on basis of the confirmation of income from business activities for the last year authenticated by the respective authorities.
- Pensioner – we verify your income in the Social Insurance Company (applicable for old age pension, disability pension and widow´s pension) or you prove your income on basis of the confirmation of receiving pension benefits (applicable for pension for life in service)
Insurance of the ability to repay Non-specific loanTB Classic repayment provides you with a certainty that you are able to repay your loan even in an unexpected life situation:
- Insurance company takes over the loan repayment in case of disability, incapacity to work, loss of employment
- Insurance company covers the loan balance in case of death
- Loan can be processed at any Tatra banka branch office
|insurance type||insurance risks||initial age||maximum age at the end||monthly premium*|
- full disability (until the age of 62)
|18 - 60 years||66 years||1.9%|
|A1||Insurance of death||61 - 65 years||70 years||2.1%|
- full disability
- inability to work
- loss of job
|18 - 60 years||62 years||6.4%|
*the insurance premium quoted as a percentage of a loan instalment