Change in the General Terms and Conditions

| 31.05.2018

Dear Clients,

we hereby inform you about changes in General Terms and Conditions of Tatra banka, a.s. (hereinafter "GTC"), which will enter into force on 01.08.2018. Appendix no. 1 of the GTC is available to you in the business premises and on the Bank's website. In the event that you do not agree to the change of the GTC, you have the right to terminate the contractual relationship with the bank immediately and with immediate effect.

Yours sincerely
Tatra Bank

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