These websites are using cookies. By further using the websites you agree with using cookies. Read information about how we use cookies and how you can refuse using them by setting your browser.

Tatra banka

17.10.2017 01:48

Visa standard Business

Corporate credit card helps your business.

  • Provides constant access to money whereby solves also cash flow shortfalls
  • Ideal combination of a flexible loan and a universal payment instrument
  • Provides interest-free period up to 51 days
  • Allows making payment orders
Advantages

Advantages

Credit cards represent an ideal combination of a flexible loan and a universal payment instrument and brings even more benefits for your business activities.

Financial security

  • Credit card brings absolute financial independence and security that you will have access to money in every situation regardless of the current balance in your business account
  • Provides also a possibility to pay invoices and execute money transfers in EUR to accounts of other Slovak banks and to your business account via Internet bankingTB

Savings on fees and interests

  • Saves fees for business account transactions
  • Allows interest-free drawdown of money up to 51 days upon repayment of 100 % of the due sum

Help on business trips

  • Helps with booking flight ticket, hotel room or car rental
  • In case of non-cash purchase it allows to draw up the provided financial means in a single payment up to the amount of the entire available loan facility
  • Provides available funds in any country free of charge for the exchange
  • Takes care for your protection in form of travel insurance provided by Uniqua poisťovňa, a. s.

Payment flexibility


It is you who decide how much you will pay from the lent sum. Each month you can pay an optional amount above the limit of a minimum payment, and that up to the amount of the entire due sum.

The due sum on Visa standard credit card is paid to the account number 2002005250 maintained with Tatra banka:

  • Automatic payment from account maintained with Tatra banka or Raiffeisen banka
  • Collection from account maintained in EUR with other bank in the SR
  • Payment order from a current account with any bank of the SR
  • Cash deposit at any Tatra banka branch

If you are a Tatra banka client you can get the card also:

  • By telephone - 24/7 via our DIALOG Live contact centre
  • Electronically - via Internet bankingTB

When making a payment, specify the variable symbol consisting of 10 last digits of the fictitious main card. Information required for making the payment are available in every monthly card account statement.

 

Details

Details

Visa standard business 

  • Card type: credit 
  • Issued: No need of current account maintenance 
  • Total Loan Facility (TLF): From 650 to EUR 5 000  
  • Maximum cash withdrawal limit : EUR 1 000 / day 
  • Interest rate: 19 % p. a. 
  • Interest - free period : Yes / 51 days maximum  
  • Minimum payment : 5 % of the sum due, EUR 15 minimum  
  • Contactless payment : Yes 
  • Card charge: EUR 65 per year / + EUR 30 per year travel insurance  
  • Additional / next card charge : EUR 65 per year / + EUR 30 per year travel insurance  
  • Travel insurance: Complex travel insurance for card holder and co-travelling family members * 
  • Internet payment: Yes 
  • Payment order: Yes 
Visa standard business

 

* husband/wife, partner of card holder up to 65 years of age and children of card holder up to 18 years of age if travelling with card holder

Conditions

Conditions

Visa standard credit card can be requested by:

  • Limited liability companies and joint-stock companies maintained in the Commercial Register of the SR
  • Persons with business activities under a trading certificate, maintained in the Trade Register of the SR
  • Persons with business activities under other than a trading certificate under separate regulations, not maintained in the Commercial Register of the SR or the Trade Register of the SR
  • Association of natural persons

Basic conditions for getting a loan:

  • The applicant´s business activity lasts for at least 24 months without a change in the legal form and without a change in the type of accounting
  • The applicant´s business relationship with the bank lasts at least 6 months
  • The applicant´s business activities fall within the branches accepted by the bank
  • The applicant is able to submit financial documents with a closed accounting period for 2 previous closed accounting periods and the latest financial statements in the current year
  • The applicant meets the assessment model requirements

Documents requested for processing an indicative offer and submitting the loan for approval:

  • Non-verified financial statements and income-tax return for two previous closed accounting periods and the latest financial statements in the current year, the bank also accepts the statements published in the Register of Financial Statements
  • Copies of identification documents of the applicant and future credit card holders
E-statement

E-statement

From now on, you can be sent the credit card statement comfortably to your e-mail address. This way you will obtain the following e-mail statement advantages:

  • Faster delivery than with a paper statement
  • Protected by a password, accessible to you only
  • You can download it in PDF format and print out
  • You get a free CVS statement you can import directly to your accounting
  • It serves as a valid document for your accounting
  • It is available to you at any time in electronic form

Change of the manner of sending the statements can be requested for free at any Tatra banka branch or via our DIALOG Live contact centre.

Payment order

Payment order

Our tip:

Payment details are available in the tab Payments via IB, option My Credit Card Payments.

Thanks to the new functionality - Payment Order - you can make the following payments by your credit card:

  • Pay invoices for goods and services to your suppliers
  • Make payment orders to accounts to all Slovak banks
  • Make payment orders to your business account with Tatra banka

How to do it


You can enter a payment order from your credit card simply, fast and intuitively in Internet bankingTB:

  • In the top menu Products, tab Credit Cards
  • In the menu Payments, tab Payment Order

Remember:

  • To fill in all fields just like with the regular payment order (constant symbol, specific symbol, variable symbol, information for beneficiary)
  • To confirm sending of the payment order by the CVV code (last three digits on the back of the card)
  • You can make a payment only in EUR currency to accounts within the territory of the SR