- low interest rate
- financing of the stock required for manufacture determined for export
- option of revolving provision
This is a short-term financing up to one year (with the option of revolving provision - it is not standard prolongation) realised via commercial banks, in the form of trilateral contractual relationship between the client, the commercial bank, and EXIMBANKA SR.
This loan is determined only for export companies which manufacture goods or provide services mostly of Slovak origin (a document from the Slovak Chamber of Commerce and Industry or any other document proving the origin of the goods - it must be goods or services with min. 50% Slovak origin), being attractive because of the beneficial interest rate consisting of the EXIMBANKA SR´s refinancing rate of 2.1% p.a. and the bank´s risk margin which may be maximum 3%.
The loan may be applied for financing of exported goods or services, which is proved by a list of invoices, but also for financing of the stock required for making products determined for export, provided that the financing of the stock will represent maximum one half of the credit line.
Loan is for companies which export goods of mostly Slovak origin with conditions:
furnishing of financial statements for two previous years and the latest current financial statements
furnishing of an extract from the Commercial Register, not older than 3 months
completing the forms and tables required by Eximbanka SR
furnishing of contracts with international customers, if any
furnishing of the list of invoices proving the export of goods or services
furnishing of the list of the stock in warehouse, required for export (such document shall be checked by EXIMBANKA SR during drawdown of the loan)
furnishing of the certificate of origin of the goods, no later than within 1 month following provision of the loan
furnishing of the unified customs declaration (or an excerpt from the Intrastat-SK Statistic Declaration in the event of export within the EU) as a document showing the actual export of goods
furnishing of all required documents proving the purpose of use
allowing control of observance of the purpose of use of the loan, in the business premises to be performed by the employees of Eximbanka SR