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Tatra banka

19.8.2017 07:37

Home Equity LoanTB

Apply for Home Equity LoanTB currently

  • With an interest rate yet from od 1,45 % p. a. 
    with 1, 2 and 3-year fixation period
  • 100 % discount on the loan charge 
Advantages

Advantages

  • With the interest rate yet from 1.65 % p.a. with a 1,2 and 3-year fixation perioddiscount on new loan charge

  • The interest rate will be determined by the bank at consideration of the particular loan case, and that with regard to client´s ability to repay the loan and the offered loan security.

  • No purpose documentation

  • Loan Repayment from another bank
    Move your inconvenient loans at beneficial conditions simply and fast and reduce your monthly costs.

  • Real property assessment
    Make use of cheaper real property assessment by Tatra banka within 24 hours

  • Tailor-made mortgage
    We seek individual solution for every client. Our mortgage loan specialists will help you with the entire mortgage loan application process.

  • Individual approach
    Get a mortgage loan according to your wishes. The final offer is available for you yet on your first meeting. Loan provision is subject to the approval by the bank.

  • Credit card free of charge
    With a possibility of getting a credit card free of charge for 12 months

  • Loan drawdown
    The loan can be drawn already with the application for the right of lien registration being submitted
    to the Land Register, and you can also use the option of free express drawdown within 24 hours.

  • Special payments free of charge
    Reduce your loan by an extra payment up to the amount of the loan balance. Upon the expiration
    of the interest rate fixation even free of charge.
Conditions

Conditions

  • minimum age 18 years
  • current net income documentation from EUR 350
  • loan up to the amount of 80% of the mortgaged property value
  • maximum repayment period 20 years
  • possibility of using portion of loan without purpose specification or for payment of charges (charge for loan processing and apartment assessment via Tatra banka)
  • optional interest rate fixation for 1, 2, 3, 5, 7 years or for the entire loan repayment period
  • secured by the real property meant for living

 

Loan insurance

Loan insurance

In co-operation with UNIQA insurance company we can provide the following insurance directly in Tatra banka branch:

  • real property insurance with the option of household equipment insurance
  • insurance of the ability to repay loan with the coverage of these insurance risks: death, work disability and loss of job
Online consultation

Online consultation

Take advantage of a new service from Tatra banka in solving your mortgage. Thanks to an online video-consultation with a mortgage specialist you will go over the terms and conditions of the loan from the comfort of your home and then you will just come to a branch to submit the application.



Advantages

  • free consultation via computer or tablet with internet anywhere
  • following the loan offer and documents directly on the screen during the consultation
  • obtaining a loan offer without visiting a branch
  • possibility of agreeing on an exact time of the consultation

Accessibility

  • weekdays from 8:00 a.m. to 5:00 p.m.

Supported operating systems and Internet browsers for the use of the video-consultation on the customers' part for desktop and tablet devices can be found Here.

Representative example Home Equity LoanTB
With a loan of EUR 50,000, 1.45 % p. a. interest rate, maturity period in months / 240 payments and single charge of 0 € for loan provision, single charge of 150
for real property appraisal, single charge of EUR 66 for the Land Register and monthly insurance premium of EUR 4.17 for real property insurance represents the annual percentage rate of 1.69 % with monthly loan payment of EUR 240,12. The total amount to be paid by the client represents EUR 58 845,60 while calculation of interests is based on an assumption that all months have 30 days and a calendar year has 360 days.