These websites are using cookies. By further using the websites you agree with using cookies. Read information about how we use cookies and how you can refuse using them by setting your browser.

Tatra banka

20.9.2017 22:16

Term deposits

Valorise your funds with certainty.

  • safe valorisation with higher interest rate than on current account
  • account opening free of charge also via Internet bankingTB
  • deposit with protection under the Deposit Protection Act

Term calculator

 
Advantages

Advantages

Use the option to open a term account at any time and gain:

  • higher valorisation of available funds
  • guaranteed interest rate during the deposit tying period
  • the option to choose the tying period and interest payment method
  • the option of term deposit automatic renewal
  • the option of making subsidiary deposits
  • overview of deposits by way of statement
  • the option of quick term account opening also via Internet bankingTB
  • as a bonus the advantages of Reward ProgramTB
  • term deposit for a child - just submit his birth certificate
Details

Details

Open an account that suits your needs.

Choose:

  • Period during which the rate is guaranteed: 1, 3, 6, 12, 24 or 36 months
  • Account currency: EUR, USD, CHF, GBP or CZK
  • Interest payment method:
    • by crediting to current account or passbook maintained with Tatra banka
    • by crediting to your deposit on term account
  • One-off deposit:
    • for the agreed tying period with automatic termination and transfer of interest, or
    • comfortable automatic deposit renewal upon its maturity
  • Authorised persons: with access to your account
Conditions

Conditions

You can open a term deposit in any branch or via Internet bankingTB

How to deposit funds to a term account?

Interest

Interest

The interest depends on the deposit amount and tying period.

  • each deposit to the account shall bear interests separately in the interest rate applicable on the deposit date and determined according to the contractual terms; this interest rate shall not be modified during the contract period
  • the interest rate applicable for each deposit depends on the deposit amount and time to maturity of basic deposit

Interest on maturity date:

  • will be transferred to an account with Tatra banka
  • credited to your deposit on term account

Interest rate guarantee:

  • begins on the date when the money is deposited and ends on the date agreed with the bank
  • during this period you are free to deposit further amounts to the account without extending the account maturity
i:deposit

i:deposit

Open i:deposit supplementary service quickly and easily via your Internet bankingTB.

For whom is i:deposit intended?

  • the service is intended for Tatra banka clients who use Internet bankingTB and wish to better valorise their savings

What is i:deposit?

  • it is a supplementary service in the form of a deposit with agreed tying period (1, 3, 6, 12, 24, and 36 months) which may be activated via Internet bankingTB
  • pursuant to Article 3(1) of Act No. 118/1996 Coll. on Deposit Protection, as amended, i:deposit is considered as a deposit
  • i:deposit bears interest rate published on www.tatrabanka.sk depending on the deposit amount and tying period
  • i:deposit can be opened with or without renewal
  • principal can be increased on other than the date of renewal

by way of subsidiary deposits

  • subsidiary deposits bear separate interest rate, which represents the lower of the interests rates applicable for the two closest standard tying periods of i:deposit before and after the tying period of the subsidiary deposit
  • money can be transferred to i:deposit via Internet bankingTB
  • if the client requests i:deposit cancellation on a business day by 17.00 hrs, the funds from this i:deposit will be remitted to the target account on the same day, otherwise i:deposit will be cancelled on the following business day

3 steps to opening i:deposit via your Internet bankingTB:
1. Login to your Internet bankingTB
2. Click on "Term accounts" bookmark and then on "Create i:deposit"
3. Choose the term account parameters and confirm - the funds will be transferred automatically.

You can view the settings and the accrued interest amount anytime in your Internet bankinguTB.