Guide: Refinancing loanTB
Let yourself be guided by our refinancing loan guide and find out that you only need a few steps to meet your goals.
Calculation
The first step to obtaining a refinancing loan is an informative loan calculation in our refinancing calculator. By entering data into the calculator, you will get more accurate information about loan options.
Applying for a loan
You can apply for a loan in several ways:
- via our website (without the need to open a current account)
- via the Tatra banka mobile applicationTatra banka mobile application (with opening a current account)
- by phone via DIALOG Live *1100,
- or in person at any of our branches.
To apply, you will need an ID card and refinanced loan contracts from other banks.
Approving the application and signing the contract documentation
Approving a loan application includes an assessment of creditworthiness and ability to repay the loan.
We will inform you about the approval result within a few minutes.
After the application is approved, we will prepare the contract documentation for you, you have several options to sign it:
- through Internet bankingTB or mobile application Tatra banka
- via DIALOG Live and Voice Biometrics
- in the Tatra banka branch
Drawing up loan
The loan will be granted to you immediately after signing the loan agreement, or the next working day at the latest.
We will carry out the transfer of funds intended for the refinancing of existing obligations for you. You only request early repayment of loans in other banks.
In order to fulfill the proof of purpose, it is necessary to send confirmations of repayment of loans in other banks to potvrdenia@tatrabanka.sk or deliver them to any branch of Tatra banka within 3 months from the granting of the loan.
Loan repayment
You will repay the loan in monthly annuity installments, your repayment will not change during the repayment of the loan. You can find a detailed schedule of installments summarized in the Installment Calendar in Internet banking or in the mobile application in the Loan Detail section.
Did you know that you can request changes to the loan while paying off the loan?
- Change of repayment account (can be done online via Internet banking)
- Changing the date of the installment (can be done online via Internet banking)
- Postponement of installments
- Change of insurance type
- Realization of extraordinary installments
- Early repayment of the loan
https://www.tatrabanka.sk/en/personal/loans/guide-refinancing-loan/