{"id":1191,"date":"2023-09-19T14:25:59","date_gmt":"2023-09-19T12:25:59","guid":{"rendered":"https:\/\/www.tatrabanka.sk\/predigitalnubezpecnost\/?post_type=threat&#038;p=1191"},"modified":"2026-05-07T17:39:56","modified_gmt":"2026-05-07T15:39:56","slug":"chrante-sa-pred-podvodnymi-sms","status":"publish","type":"threat","link":"https:\/\/www.tatrabanka.sk\/predigitalnubezpecnost\/hrozba\/chrante-sa-pred-podvodnymi-sms\/","title":{"rendered":"SMS, ktor\u00fa v\u00e1m neposlala va\u0161a banka"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Naliehav\u00e1 SMS, ktor\u00e1 od v\u00e1s \u017eiada okam\u017eit\u00e9 konanie, m\u00f4\u017ee by\u0165 v skuto\u010dnosti iba podvod, ktor\u00fd zneu\u017e\u00edva strach a pocit ohrozenia.<\/h3>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Tatra banka #predigitalnubezpecnost: Smishing\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/RxIwZgT9BAU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ako to prebieha<\/strong><\/h2>\n\n\n\n<p>Technika podvodn\u00edkov, ktor\u00e1 sa cez podvodn\u00e9 spr\u00e1vy sna\u017e\u00ed vyl\u00e1ka\u0165 va\u0161e citliv\u00e9 \u00fadaje, sa naz\u00fdva <strong>smishing.<\/strong> Jej charakteristick\u00fdm znakom je pokus don\u00fati\u0165 v\u00e1s r\u00fdchlo kona\u0165.<\/p>\n\n\n\n<p>Podvodn\u00e9 SMS m\u00f4\u017eu p\u00f4sobi\u0165 ako odoslan\u00e9 bankou, po\u0161tou \u010di doru\u010dovate\u013eskou spolo\u010dnos\u0165ou a vy\u017eaduj\u00fa od v\u00e1s, aby ste po kliknut\u00ed na prilo\u017een\u00fd odkaz vyplnili svoje \u00fadaje. Naj\u010dastej\u0161ie sa v\u00e1s sna\u017eia nachyta\u0165 t\u00fdmito sp\u00f4sobmi:<\/p>\n\n\n\n<ul>\n\n<li>SMS, ktor\u00e1 na prv\u00fd poh\u013ead p\u00f4sob\u00ed ako odoslan\u00e1 po\u0161tou alebo kuri\u00e9rskou spolo\u010dnos\u0165ou, v\u00e1m ozn\u00e1mi, \u017ee sa nie\u010do stalo s va\u0161ou <strong>z\u00e1sielkou \u010di bal\u00edkom.<\/strong> Napr\u00edklad, \u017ee bol zadr\u017ean\u00fd v depe, poslan\u00fd sp\u00e4\u0165 alebo nem\u00f4\u017ee by\u0165 doru\u010den\u00fd\u2026 N\u00e1sledne od v\u00e1s \u017eiada klikn\u00fa\u0165 na prilo\u017een\u00fd odkaz a doplati\u0165 po\u0161tovn\u00e9 \u010di zaplati\u0165 clo.<\/li>\n\n\n<li>SMS na oko odoslan\u00e1 bankou v\u00e1m tvrd\u00ed, \u017ee m\u00e1te <strong>probl\u00e9m s \u00fa\u010dtom<\/strong> \u2013 na v\u00e1\u0161 \u00fa\u010det sa \u00fadajne nab\u00faral hacker, bol zablokovan\u00fd, bola na \u0148om zaznamenan\u00e1 podozriv\u00e1 aktivita. Na prilo\u017eenom odkaze si m\u00e1te \u00fa\u010det odblokova\u0165 alebo overi\u0165 aktivitu, ktor\u00e1 nastala. \u017diada\u0165 od v\u00e1s m\u00f4\u017eu aj aktivova\u0165 svoju kartu, a to t\u00fdm, \u017ee na prilo\u017eenom odkaze vypln\u00edte svoje kompletn\u00e9 platobn\u00e9 \u00fadaje (\u010d\u00edslo karty, d\u00e1tum exspir\u00e1cie, CVV k\u00f3d).<\/li>\n\n\n<li>Podvodn\u00edk sa m\u00f4\u017ee vyd\u00e1va\u0165 aj za predajcu \u010di kupuj\u00faceho <strong>na inzertnom port\u00e1li.<\/strong> Reaguje r\u00fdchlo a m\u00e1 naliehav\u00fd t\u00f3n. Chce ihne\u010f zaplati\u0165 alebo chce, aby ste zaplatili vy a zabezpe\u010dili kuri\u00e9ra. Po\u0161le v\u00e1m odkaz a bude po\u017eadova\u0165, aby ste po kliknut\u00ed vyplnili kompletn\u00e9 \u00fadaje z platobnej karty (\u010d\u00edslo karty, d\u00e1tum exspir\u00e1cie, CVV k\u00f3d). Ako d\u00f4vod uvedie, \u017ee to je platba za kuri\u00e9ra, ktor\u00fd po v\u00e1\u0161 tovar pr\u00edde alebo (v pr\u00edpade n\u00e1kupu) doru\u010d\u00ed tovar v\u00e1m.<\/li>\n\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ako sa chr\u00e1ni\u0165<\/strong><\/h2>\n\n\n\n<p>Spravidla u\u017e pri podvodoch nejde len o webov\u00e9 str\u00e1nky s gramatick\u00fdmi chybami \u010di podozriv\u00fdm dizajnom. Naopak, podvodn\u00e1 str\u00e1nka m\u00f4\u017ee verne kop\u00edrova\u0165 dizajn doru\u010dovate\u013eskej \u010di inej spolo\u010dnosti a na prv\u00fd poh\u013ead tak vyvola\u0165 d\u00f4veru. Pred vyp\u013a\u0148an\u00edm ak\u00fdchko\u013evek \u00fadajov si v\u0161ak v\u017edy treba polo\u017ei\u0165 ot\u00e1zky: Kto odo m\u0148a po\u017eaduje tieto \u00fadaje? Pre\u010do ich odo m\u0148a \u017eiada?<\/p>\n\n\n\n<ul>\n\n<li>Skuto\u010dn\u00e9 doru\u010dovate\u013esk\u00e9 spolo\u010dnosti platby nevy\u017eaduj\u00fa uprostred procesu doru\u010denia. <strong>Za bal\u00edky sa plat\u00ed pri objedn\u00e1van\u00ed vopred alebo pri prevzat\u00ed kuri\u00e9rovi.<\/strong><\/li>\n\n\n<li>V pr\u00edpade, \u017ee sa odosielate\u013e tv\u00e1ri ako banka, pripome\u0148te si, \u017ee Tatra banka nikdy ne\u017eiada zasielanie citliv\u00fdch inform\u00e1ci\u00ed. Ak m\u00e1te podozrenie, \u017ee m\u00f4\u017eete ma\u0165 nejak\u00fd probl\u00e9m s \u00fa\u010dtom \u010di kartou, overte si to priamo v banke <strong>cez DIALOG Live na bezplatnom \u010d\u00edsle *1100.<\/strong><\/li>\n\n\n<li>Ak tieto \u00fadaje \u017eiada nezn\u00e1ma osoba cez inzertn\u00fd port\u00e1l a po\u0161le v\u00e1m odkaz na \u00fahradu platby za dan\u00fd tovar v s\u00fakromnej komunik\u00e1cii, okam\u017eite ukon\u010dite komunik\u00e1ciu. Prevent\u00edvne pou\u017e\u00edvajte pri platb\u00e1ch na internete<a href=\"https:\/\/www.tatrabanka.sk\/sk\/blog\/navody\/ako-si-vytvorit-jednorazovu-kartu-nakup-webe\/\" target=\"_blank\" rel=\"noreferrer noopener\"> jednorazov\u00e9 \u010d\u00edslo karty<\/a>, ktor\u00e9 si vygenerujete v mobilnej aplik\u00e1cii <strong>Tatra banka<\/strong>. Ak by ste sa aj stali obe\u0165ou podvodu, m\u00f4\u017eete pr\u00eds\u0165 len o t\u00fato jedin\u00fa platbu, no ochr\u00e1nite sa v\u0161ak pred \u010fal\u0161\u00edmi ne\u017eelan\u00fdmi pohybmi a \u00fanikmi pe\u0148az\u00ed zo svojej karty.<\/li>\n\n\n<li>Ak dostanete v r\u00e1mci SMS spr\u00e1vy odkaz, ktor\u00fd v\u00e1s presmeruje na str\u00e1nku, ktor\u00e1 od v\u00e1s \u017eiada vyplnenie prihlasovac\u00edch, platobn\u00fdch alebo in\u00fdch citliv\u00fdch \u00fadajov, pokladajte t\u00fato SMS za podozriv\u00fa.<\/li>\n\n\n<li>Na odkazy prilo\u017een\u00e9 v podozriv\u00fdch SMS nikdy neklikajte a nezad\u00e1vajte tam svoje citliv\u00e9 \u00fadaje.<\/li>\n\n<\/ul>\n","protected":false},"author":1,"featured_media":1215,"template":"","threat_category":[6],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.7.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SMS, ktor\u00fa neposlala va\u0161a banka | 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