{"id":144,"date":"2021-08-26T14:42:59","date_gmt":"2021-08-26T12:42:59","guid":{"rendered":"https:\/\/www.tatrabanka.sk\/predigitalnubezpecnost\/?post_type=threat&#038;p=144"},"modified":"2026-05-07T17:40:43","modified_gmt":"2026-05-07T15:40:43","slug":"viac-ako-zdielana-cesta-autom","status":"publish","type":"threat","link":"https:\/\/www.tatrabanka.sk\/predigitalnubezpecnost\/hrozba\/viac-ako-zdielana-cesta-autom\/","title":{"rendered":"Viac ako zdie\u013ean\u00e1 cesta autom"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Cestovanie m\u00f4\u017ee by\u0165 pln\u00e9 n\u00e1strah a&nbsp;na prv\u00fa m\u00f4\u017eete narazi\u0165 u\u017e pri pl\u00e1novan\u00ed cesty. Popul\u00e1rnym sp\u00f4sobom dopravy je vyu\u017eitie zdie\u013eanej ekonomiky, napr\u00edklad si booknete cestu autom do destin\u00e1cie s&nbsp;niek\u00fdm, kto tam m\u00e1 namieren\u00e9 tie\u017e a&nbsp;rozdel\u00edte si n\u00e1klady.<\/h3>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Tatra banka #predigitalnubezpecnost: Viac ako zdie\u013ean\u00e1 cesta autom\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/p3VSwsgMWQM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Pozrime sa na to, ako tu p\u00f4sob\u00ed podvodn\u00edk a&nbsp;ako sa vyhn\u00fa\u0165 tomu, aby ste namiesto n\u00e1kladov na cestu nezdie\u013eali aj ove\u013ea viac. Napr\u00edklad kompletn\u00e9 \u00fadaje zo svojej platobnej karty.<\/p>\n\n\n\n<p>Chcete si objedna\u0165 cestu napr\u00edklad do Prahy, cez vybran\u00fa spolo\u010dnos\u0165 si n\u00e1jdete \u0161of\u00e9ra, ktor\u00fd tam m\u00e1 tie\u017e namieren\u00e9 a&nbsp;oslov\u00edte ho. Podvodn\u00edk v\u00e1s n\u00e1sledne skontaktuje cez in\u00fa chatovaciu aplik\u00e1ciu a&nbsp;navrhne v\u00e1m vykona\u0165 platbu mimo ofici\u00e1lnej aplik\u00e1cie. Od\u00f4vodn\u00ed to napr\u00edklad t\u00fdm, \u017ee takto to bude pre v\u00e1s lacnej\u0161ie.<\/p>\n\n\n\n<p>Do spr\u00e1vy dostanete od podvodn\u00edka link s formul\u00e1rom, kde m\u00e1te vyplni\u0165 \u010d\u00edslo karty, d\u00e1tum exspir\u00e1cie a&nbsp;CVV k\u00f3d. Ak by ste tieto inform\u00e1cie s&nbsp;podvodn\u00edkom zdie\u013eali, \u017eiadnu jazdu autom u\u017e zdie\u013ea\u0165 nebudete.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u010co sa m\u00f4\u017ee sta\u0165<\/h2>\n\n\n\n<p>Podvodn\u00edk z\u00edskan\u00e9 kompletn\u00e9 \u00fadaje z&nbsp;va\u0161ej platobnej karty pou\u017eije u&nbsp;ak\u00e9hoko\u013evek obchodn\u00edka mimo EHP (Eur\u00f3psky hospod\u00e1rsky priestor), kde nie je vy\u017eadovan\u00e1 dodato\u010dn\u00e1 autoriz\u00e1cia platby (3D Secure, Google Pay, Apple Pay).<\/p>\n\n\n\n<p>M\u00f4\u017ee sa tie\u017e sta\u0165, \u017ee podvodn\u00edk pou\u017eije \u00fadaje z&nbsp;platobnej karty u&nbsp;obchodn\u00edka, ktor\u00fd podporuje 3D Secure a&nbsp;na potvrdenie platby si od v\u00e1s vy\u017eiada bezpe\u010dnostn\u00fd k\u00f3d. Vy si st\u00e1le mysl\u00edte, \u017ee plat\u00edte za zdie\u013ean\u00fa jazdu, a preto chcete akciu vykona\u0165 \u010do najr\u00fdchlej\u0161ie. Podvodn\u00edk sa spolieha na to, \u017ee si v&nbsp;autoriza\u010dnej SMS\/mobilnej aplik\u00e1cii\/Internet bankingu neskontrolujete, \u017ee potvrdzujete platbu v&nbsp;inej v\u00fd\u0161ke a in\u00e9mu subjektu (nie tej spolo\u010dnosti, cez ktor\u00fa ste si objednali jazdu).<\/p>\n\n\n\n<p>Podvodn\u00edk vie taktie\u017e pou\u017ei\u0165\/zneu\u017ei\u0165 \u00fadaje na pridanie&nbsp;platobnej karty, a&nbsp;tak si ich prid\u00e1 do svojej Google alebo Apple pe\u0148a\u017eenky. Dokon\u010denie aktiv\u00e1cie slu\u017eby je podmienen\u00e9 zadan\u00edm bezpe\u010dnostn\u00e9ho k\u00f3du, ktor\u00fd si \u00fato\u010dn\u00edk rovnako ako v pr\u00edpade 3D Secure platby vy\u017eiada od v\u00e1s. Spolieha sa na to, \u017ee si nepre\u010d\u00edtate cel\u00fa spr\u00e1vu v&nbsp;bezpe\u010dnostnej schr\u00e1nke, kde je uveden\u00fd bezpe\u010dnostn\u00fd k\u00f3d a&nbsp;k\u00f3d mu odovzd\u00e1te.<\/p>\n\n\n\n<p>V&nbsp;pr\u00edpade va\u0161ej plnej spolupr\u00e1ce v\u00e1s podvodn\u00edk priprav\u00ed o&nbsp;finan\u010dn\u00e9 prostriedky, pri\u010dom ho limituj\u00fa len nastaven\u00e9 denn\u00e9 limity a&nbsp;zostatok na \u00fa\u010dte. Podvodn\u00edk preto pou\u017eije platobn\u00fa kartu na vykonanie vlastn\u00fdch platieb.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u010co v&nbsp;takomto pr\u00edpade robi\u0165?<\/h2>\n\n\n\n<ul>\n\n<li><strong>Ak v\u00e1m pri n\u00e1kupe v&nbsp;r\u00e1mci inzertn\u00fdch spolo\u010dnost\u00ed niekto po\u0161le link na \u00fahradu platby za dan\u00fd tovar v&nbsp;komunik\u00e1cii, ukon\u010dite komunik\u00e1ciu.<\/strong><\/li>\n\n\n<li>Prevent\u00edvne pou\u017e\u00edvajte pri platb\u00e1ch na internete <a href=\"https:\/\/www.tatrabanka.sk\/sk\/blog\/navody\/ako-si-vytvorit-jednorazovu-kartu-nakup-webe\/\" target=\"_blank\" rel=\"noreferrer noopener\">jednorazov\u00e9 \u010d\u00edslo karty<\/a>, ktor\u00e9 si vygenerujete v\u00a0mobilnej aplik\u00e1cii <strong>Tatra banka<\/strong>. Ak by ste sa aj stali obe\u0165ou podvodu, m\u00f4\u017eete pr\u00eds\u0165 len o t\u00fato jedin\u00fa platbu, no ochr\u00e1nite sa v\u0161ak pred \u010fal\u0161\u00edmi ne\u017eelan\u00fdmi pohybmi a \u00fanikmi pe\u0148az\u00ed zo svojej karty.<\/li>\n\n\n<li>Zvyknite si pou\u017e\u00edva\u0165 denn\u00e9 limity na kart\u00e1ch a&nbsp;push notifik\u00e1cie v aplik\u00e1cii \u2013 zn\u00ed\u017eite tak finan\u010dn\u00fa stratu pri nechcenom \u00faniku \u00fadajov z karty.<\/li>\n\n\n<li><strong>Bezpe\u010dnostn\u00fd k\u00f3d na aktiv\u00e1ciu slu\u017eby Apple Pay alebo Google Pay nikdy nezad\u00e1vajte na \u017eiadnej webovej str\u00e1nke, telefonicky ani do \u017eiadnej aplik\u00e1cie podobnej platobnej br\u00e1ne.<\/strong><\/li>\n\n\n<li><strong>Ak ste u\u017e svoje kompletn\u00e9 platobn\u00e9 \u00fadaje (\u010d\u00edslo karty, d\u00e1tum exspir\u00e1cie, CVV k\u00f3d) podvodn\u00edkovi odovzdali, ur\u00fdchlene si zablokujte kartu priamo v mobilnej aplik\u00e1cii Tatra banka, cez Chatbota Adama<sup>TB<\/sup> alebo cez DIALOG Live na bezplatnom \u010d\u00edsle *1100.<\/strong><\/li>\n\n<\/ul>\n\n\n\n<p>Rob\u00edme v\u0161etko pre va\u0161u digit\u00e1lnu bezpe\u010dnos\u0165.<\/p>\n","protected":false},"author":2,"featured_media":628,"template":"","threat_category":[6],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.7.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Viac ako zdie\u013ean\u00e1 cesta autom | #predigitalnubezpecnost<\/title>\n<meta name=\"description\" content=\"Zdie\u013eanie cestovn\u00fdch n\u00e1kladov je popul\u00e1rny sp\u00f4sob cestovania autom. 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