{"id":55,"date":"2021-08-25T20:49:15","date_gmt":"2021-08-25T18:49:15","guid":{"rendered":"https:\/\/www.tatrabanka.sk\/predigitalnubezpecnost\/?post_type=threat&#038;p=55"},"modified":"2026-05-07T17:52:20","modified_gmt":"2026-05-07T15:52:20","slug":"podvod-na-telefone","status":"publish","type":"threat","link":"https:\/\/www.tatrabanka.sk\/predigitalnubezpecnost\/hrozba\/podvod-na-telefone\/","title":{"rendered":"Podvod na telef\u00f3ne"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Aj na prv\u00fd poh\u013ead zn\u00e1me telef\u00f3nne \u010d\u00edsla m\u00f4\u017eu by\u0165 zradn\u00e9 a na druhej strane linky m\u00f4\u017ee by\u0165 pokojne podvodn\u00edk. T\u00edto podvodn\u00edci spravia v\u0161etko pre to, aby zv\u00fd\u0161ili svoju d\u00f4veryhodnos\u0165. \u010casto sa predstavia ako d\u00f4le\u017eit\u00e1 autorita \u2013 napr\u00edklad v&nbsp;poslednom zaznamenanom pr\u00edpade sa podvodn\u00edk vyd\u00e1val za \u010dlena krimin\u00e1lnej pol\u00edcie.<\/h3>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Tatra banka #predigitalnubezpecnost: Podvod na telef\u00f3ne\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/Sf7ZHPxPN7c?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Je d\u00f4le\u017eit\u00e9 nespanik\u00e1ri\u0165 a&nbsp;polo\u017ei\u0165 si ot\u00e1zku, \u010di by v\u00e1s v&nbsp;pr\u00edpade hrozby pol\u00edcia kontaktovala telefonicky. Zrejme nie. Zrejme by pri\u0161li osobne. M\u00e1te pln\u00e9 pr\u00e1vo tak\u00fdto telefon\u00e1t ukon\u010di\u0165.<\/p>\n\n\n\n<p>Podvodn\u00edci s\u00fa v\u0161ak vynaliezav\u00ed a&nbsp;zorganizovan\u00ed. Preto sa m\u00f4\u017ee sta\u0165, \u017ee v\u00e1s prepoja aj na in\u00e9 spolupracuj\u00face osoby, ktor\u00e9 sa predstavia ako z\u00e1stupcovia va\u0161ej banky (napr\u00edklad z&nbsp;call centra alebo z&nbsp;pobo\u010dky).<\/p>\n\n\n\n<p>Podvodn\u00edci dok\u00e1\u017eu dokonca napodobni\u0165 \u010d\u00edslo, z&nbsp;ktor\u00e9ho v\u00e1m volaj\u00fa, aby sa podobalo na \u010d\u00edslo, ak\u00e9 maj\u00fa firmy.<\/p>\n\n\n\n<p>St\u00e1le mus\u00edte v\u0161ak d\u00e1va\u0165 pozor na to, ako sa osoby v&nbsp;telef\u00f3ne spr\u00e1vaj\u00fa. Podvodn\u00edci sa bud\u00fa vo v\u00e1s sna\u017ei\u0165 vyvola\u0165 pocit naliehavosti. M\u00f4\u017eu v\u00e1s presvied\u010da\u0165 napr\u00edklad o&nbsp;tom, \u017ee v\u00e1\u0161 bankov\u00fd \u00fa\u010det bol hacknut\u00fd alebo inak napadnut\u00fd, a&nbsp;je potrebn\u00e9, aby ste svoje financie okam\u017eite z&nbsp;neho presunuli. Podvodn\u00edci takto svojim obetiam pon\u00fakaj\u00fa mo\u017enos\u0165 presun\u00fa\u0165 financie na zabezpe\u010den\u00fd \u00fa\u010det alebo \u00fa\u010dty, ktor\u00e9 v\u0161ak patria nastr\u010den\u00fdm osob\u00e1m \u2013 takzvan\u00fdm bielym ko\u0148om. Podvodn\u00edci takto chr\u00e1nia svoju identitu, av\u0161ak <strong>tak\u00fdto postup banka nikdy nepraktizuje<\/strong>, a&nbsp;preto to berte ako sign\u00e1l, \u017ee ide o&nbsp;podvod.<\/p>\n\n\n\n<p>V&nbsp;inom pr\u00edpade m\u00f4\u017ee od v\u00e1s podvodn\u00edk \u017eiada\u0165 o&nbsp;reset prihlasovac\u00edch \u00fadajov do internet bankingu alebo mobilnej aplik\u00e1cie. To si vy\u017eaduje, aby ste s&nbsp;podvodn\u00edkom spolupracovali. Je to \u010fal\u0161\u00ed sign\u00e1l, pod\u013ea ktor\u00e9ho spozn\u00e1te, \u017ee ide o&nbsp;\u00fatok na va\u0161e financie. V&nbsp;pr\u00edpade, \u017ee tak urob\u00edte, postup je rovnak\u00fd. Podvodn\u00edk bude z&nbsp;v\u00e1\u0161ho \u00fa\u010dtu realizova\u0165 transakcie na \u00fa\u010dty bielych kon\u00ed a&nbsp;bude v\u00e1s vyz\u00fdva\u0165 na ich autoriz\u00e1ciu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Zhr\u0148me si hlavn\u00e9 body, pod\u013ea ktor\u00fdch spozn\u00e1te podvod:<\/strong><\/h2>\n\n\n\n<ul>\n\n<li>Volaj\u00faci \u017eiada po\u010das telefonick\u00e9ho rozhovoru konkr\u00e9tne identifika\u010dn\u00e9 \u00fadaje (heslo do internet bankingu alebo mobilnej aplik\u00e1cie) a&nbsp;viacn\u00e1sobne \u017eiada vygenerova\u0165 k\u00f3d z&nbsp;\u010d\u00edta\u010dky.<\/li>\n\n\n<li>Volaj\u00faci (podvodn\u00edk) sa predstav\u00ed ako osoba vzbudzuj\u00faca autoritu a&nbsp;d\u00f4veryhodnos\u0165 (napr. pol\u00edcia alebo konkr\u00e9tny predstavite\u013e banky) a&nbsp;sna\u017e\u00ed sa na klienta apelova\u0165, \u017ee sa ocitol v&nbsp;nebezpe\u010dnej situ\u00e1cii, \u017ee mal hacknut\u00fd \u00fa\u010det, jeho finan\u010dn\u00e9 prostriedky s\u00fa v&nbsp;ohrozen\u00ed a&nbsp;on ho chce pr\u00e1ve teraz po\u010das tohto telefonick\u00e9ho rozhovoru zachr\u00e1ni\u0165.<\/li>\n\n\n<li>Telefonick\u00fd rozhovor, po \u00faspe\u0161nom vykonan\u00ed podvodu, \u00fato\u010dn\u00edk \u010dasto ukon\u010d\u00ed s&nbsp;t\u00fdm, \u017ee klient sa teraz nem\u00e1 nikomu oz\u00fdva\u0165, nikomu vola\u0165 a&nbsp;v&nbsp;banke sa m\u00e1 zastavi\u0165 v&nbsp;presn\u00fd \u010das o&nbsp;nieko\u013eko dn\u00ed (dostato\u010dne neskoro \u2013 aby finan\u010dn\u00e9 prostriedky u\u017e nebolo mo\u017en\u00e9 zachr\u00e1ni\u0165).<\/li>\n\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Rady na z\u00e1ver<\/h2>\n\n\n\n<ul>\n\n<li><strong>Banka ani pol\u00edcia nikdy ne\u017eiada va\u0161e konkr\u00e9tne&nbsp;identifika\u010dn\u00e9&nbsp;\u00fadaje&nbsp;(heslo do&nbsp;internet bankingu&nbsp;alebo\u202fmobilnej aplik\u00e1cie)&nbsp;a z\u00e1rove\u0148 viacn\u00e1sobn\u00e9&nbsp;vygenerovanie&nbsp;k\u00f3dov z&nbsp;\u010c\u00edta\u010dky (napr. k\u00f3d, platba, podpis)&nbsp;v telefonickej konverz\u00e1cii.<\/strong><\/li>\n\n\n<li>Pou\u017e\u00edvajte na komunik\u00e1ciu s bankou len zabezpe\u010den\u00e9 aplik\u00e1cie, napr\u00edklad nekone\u010dn\u00fd \u010det v r\u00e1mci mobilnej aplik\u00e1cie Tatra banka.&nbsp;<\/li>\n\n\n<li>Obrazovku mobiln\u00e9ho telef\u00f3nu zdie\u013eajte len cez zabezpe\u010den\u00fa slu\u017ebu v mobilnej aplik\u00e1cii Tatra banka.&nbsp;<\/li>\n\n\n<li>V\u202fpr\u00edpade, \u017ee od&nbsp;v\u00e1s niekto \u017eiada citliv\u00e9 osobn\u00e9 a bankov\u00e9 \u00fadaje, telefon\u00e1t ihne\u010f ukon\u010dite.&nbsp;<\/li>\n\n\n<li>Neverte \u017eiadnym argument\u00e1ci\u00e1m zo strany volaj\u00faceho&nbsp;a\u202fzlo\u017ete.&nbsp;V\u202fpr\u00edpade, \u017ee&nbsp;m\u00e1te podozrenie&nbsp;z\u202fohrozenia&nbsp;bezpe\u010dnosti&nbsp;svojho&nbsp;\u00fa\u010dtu,&nbsp;zavolajte na&nbsp;DIALOG Live na ofici\u00e1lne zverejnen\u00e9 kontakty.&nbsp;<\/li>\n\n\n<li>Odo\u0161lite&nbsp;n\u00e1m tie\u017e&nbsp;e-mail s\u202finform\u00e1ciami o\u202fpodvodnom telefon\u00e1te na issecurity@tatrabanka.sk&nbsp;<\/li>\n\n<\/ul>\n\n\n\n<p>Rob\u00edme v\u0161etko pre va\u0161u digit\u00e1lnu bezpe\u010dnos\u0165.<\/p>\n","protected":false},"author":2,"featured_media":621,"template":"","threat_category":[5],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.7.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Podvod na telef\u00f3ne | Chr\u00e1\u0148te sa #predigitalnubezpecnost<\/title>\n<meta name=\"description\" content=\"Aj na prv\u00fd poh\u013ead zn\u00e1me telef\u00f3nne \u010d\u00edsla m\u00f4\u017eu by\u0165 zradn\u00e9 a na druhej strane linky m\u00f4\u017ee by\u0165 pokojne podvodn\u00edk. 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