Operational financing

Don’t get caught off guard. Finance your company’s operational needs through an authorized overdraft on your account.

Authorized overdraft on an account to temporarily bridge a lack of cash

Bypassing the temporary lack of operational sources

Flexible solution for a temporary need for cash

Flexible solution of credit drawing according to your needs

Possibility of discounts from suppliers for larger purchase volumes

Possibility of discounts from suppliers for larger purchase volumes

Neither personal nor business promissory note is needed

Neither personal nor business promissory note is needed

Bridge loan as an authorized overdraft on your account

Would you like to handle your business costs more easily?
A bridge loan will allow you to finance operational costs such as purchasing of inventories, materials and paying invoices through an authorized overdraft on your business account. It is provided precisely when you need it, not only after you have saved for it.

Operational funding parameters:

  • operational loan up to €70,000,

  • repayment period up to 1 year with a renewal option,

  • interest only charged on the actual loan portion borrowed and only for the time it was borrowed,

  • option to use the authorized overdraft to pay for other products provided to your company or a third party.

Documents for a loan

To successfully arrange operational financing, we need you to submit the following documents:

  • financial statements for the two preceding completed accounting periods,
  • current financial statements,
  • tax returns for the two preceding completed accounting periods,
  • a completed questionnaire on interim statements,
  • security documents.

 How to get financing

Operational financing can be disbursed once:

  • an acceptable financial situation has been ascertained based on a financial analysis of your company
  • and all other defined conditions concerning the security have been fulfilled.
An operational loan set up as an authorized overdraft

Options for securing an operational loan

To secure operational financing, you can use:

  • pledge over receivables,

  • immovable assets (e.g. operational premises, houses, flats etc.),

  • movable assets (machines and equipment, technologies),

  • bank guarantee from an acceptable bank,

  • securities,

  • cash in a term account of your company or guarantor – natural person or legal entity.

Leave us your telephone number and we will contact you.

www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.
https://www.tatrabanka.sk/en/business/operational-financing/