Key man insurance

Get insured for the event that you are not able to repay your credit. Use smart solution from Tatra banka.

Possibility of choosing your key person

Possibility of choosing your key person

Possibility of setting up without examination of health condition

Possibility of setting up without examination of health condition

Includes death, disability and sickness absence

Includes death, disability and sickness absence

Attractive monthly premium

Attractive monthly premium

Advantages of key person insurance

Insurance of key person offers protection of financial stability to entrepreneurs and companies considering possible losses that the company incurs in case of absence of the key person.

Get your business credit insured, and if any situation with adverse impact on your life occurs, insurance can help you to reduce the consequences.

Enjoy the advantages of key person insurance

  • possibility of choosing the insured key person
  • with possible arrangement without examination of health condition
  • options for range of insurance coverage
  • besides the insurance for the event of death, optional arrangement of insurance for event of full disability and insurance for event of sickness absence

Insurance coverage

Death - indemnification in case of instalment credit equals the sum of unpaid principal and interest as of the day of death of the insured key person. For overdraft credit the indemnification equals the insured credit line.

Full disability - indemnification equals the sum of unpaid principal and interest as of the day of awarding full disability to the insured person.

Sickness absence - indemnification is paid in form of monthly pension in the amount of monthly instalment.

Insured person

Insured person is a person whose life or health is covered by insurance. Key person is an important person who ensures smooth operation of the company from the point of view managing competence or professional knowledge (partner, important employee, sole trader, etc.).

The key person must be in employment relation or ownership relation to the company. Absence of the key person might mean endangering of productivity, sales and the related ability to repay the credit..

The key person must be in employment relation or ownership relation to the company

Reporting of insured event

For reporting the insured event please use one of the following options: 

  • By post to the address of the insurance company:
  • UNIQA poisťovňa, a.s.
    Krasovského 15
    851 01 Bratislava
  • In person in branches of UNIQA insurance company or in Tatra banka branches
  • Forms for reporting of insured event are available to the clients also in web site of Tatra banka a.s. and UNIQA poisťovne a.s.
Nonstop assistence service for key person insurance

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www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.
https://www.tatrabanka.sk/en/business/business-loans/key-man-insurance/