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Self employed accountTB
Open a new business account for entrepreneurs and freelancers through the Tatra banka application and you will receive a 100 % discount on the fee for managing it for up to 12 months.
We will include benefits for starting your business worth up to 796 EUR with your new account. Find out more at slobodunapadom.sk.
By opening the Self employed accountTB for 0 EUR, you will also get other useful benefits:
Opening and accessing the account 24/7 via the Tatra banka mobile application
Cash deposit through Tatra banka ATMs free of charge
Unlimited number of automated transactions
Simple connection with other applications or e-shop via Premium APITB
Thanks to the Self employed accountTB you can get:
- unlimited quantity automated transactions,
- e-mail and push notifications about movements on your business account at any interval,
- an unlimited number of withdrawals from Tatra banka ATMs in Slovakia and abroad from ATMs of the Raiffeisen Bank International AG group,
- unlimited payments via Internet bankingTB in CZK for the benefit of Raiffeisenbank Česká republika clients,
- issuing one new company credit card for the first 6 months free of charge,
- a debit card with the benefits of the Visa Benefit program,
- the possibility to take out advantageous travel insurance for the entire world.
For a full package of benefits, check out the Business solutions package, which also includes invoicing software, marketing support and websites.
Account price
The monthly fee for maintaining a Self employed accountTB is 0 EUR*.
*For the first 12 months, you can manage it for free without conditions, after that you only need a cashless credit turnover of at least 500 EUR per month, otherwise the price is 7 EUR per month.
Of course, if you are interested, you can choose a service package for a business account according to your own ideas and needs.
How to get it
You can get a Self employed accountTB easily via the Tatra banka mobile application or at any Tatra banka branch.
It is enough if you submit to us:
- valid identification document of persons present who are authorized to act,
- another document according to the legal form in which you do business.
Necessary documents according to the legal form
All documents required by the bank must be submitted as originals or notarized copies.
A document submitted to a bank by a natural person doing business on the basis of a trade license with permanent residence in the territory of the Slovak Republic is a document proving its business activity. It must be usable for legal purposes. One document of the following shall be sufficient:
- Trade licence certificate - a document issued at the beginning of a trade (for trades until June 2010, a document - trade license) was issued,
- Extract from the Trade Register from the non-public part (must not be older than 6 weeks),
- Copy of the declaration of trade with marked delivery to the trade licensing office.
We accept a document proving business issued in electronic form with an electronic signature in the format PAdES (.pdf), ASiC-E (.asice, .sce), ASiC-S (.asics, .scs), .zep or .xzep.
The documents are used to open one of the business accounts for self-employed persons or directly to open the Self employed accountTB.
TIP: You can now get a new Self employed accountTB for entrepreneurs and freelancers free of charge.
Documents submitted to the bank by a natural person who performs business activities on basis of other than a trade licence – so called freelancer are documents for proving their business activities, and that:
- LAWYER – lawyer's card or decision on inclusion in the list of lawyers of the Slovak Bar Association
- AUDITOR – auditor's certificate issued by the Slovak Chamber of Auditors
- AUTHORISED ARCHITECT – authorisation certificate issued by the Slovak Chamber of Architects
- TAX ADVISOR – certificate for tax advisory services issued by the Slovak Chamber of Tax Advisors
- EXECUTOR – executor's card or appointment as executor by the Slovak Chamber of Executors
- PHARMACIST – licence for independent health-related practice issued by the Slovak Chamber of Pharmacists
- FINANCIAL INTERMEDIATOR (financial agent, independent financial agent, bound financial agent, subordinated financial agent, financial advisor) – certificate of entry in the register of the National Bank of Slovakia
- DOCTOR – licence for independent health-related practice issued by the Slovak Medical Chamber
- TRANSLATOR/INTERPRETER – document of appointment as translator/interpreter or translator's/interpreter's card issued by the Ministry of Justice
- SELF-EMPLOYED FARMER – certificate of entry in the registration of the respective municipal/local office
- NOTARY – notary's card or appointment as notary by the Chamber of Notaries of the SR
- JOURNALIST – journalist's card and also confirmation of the assignment of a Tax ID Number
- APPRAISER – document of appointment as appraiser or appraiser's card issued by the Ministry of Justice
- VETERINARIAN – certificate for private veterinary practice issued by the Chamber of Veterinarians of the SR
For other legal forms contact DIALOG Live or visit any of Tatra banka's branches.
In addition to the above documents, the Bank has the right to request additional documents.
Note: The Bank does not accept "Extract from the Register of Legal Entities" as a document.
Where to apply for the Self employed accountTB
Mobile application
Open an account without visiting a branch.
The whole process will take you a few minutes.
After opening Self employed accountTB in the Tatra banka mobile application, send us a proof of business to: zivnostnik@tatrabanka.sk.
Business account transfer
Transfer your business account and enjoy the unlimited.
- Transferring your account to Tatra banka will be quick and easy
- We'll arrange everything for you
- One visit to any Tatra banka branch is sufficient
Why a self employed account is better than a personal account in business
- With a trade account, you have separate business money from private money. As a result, there is no increase in the price of bookkeeping and other complications in bookkeeping (for example, you avoid mistakes in distinguishing between personal and business income or expenses).
- When using a trade account, you are registered as an entrepreneur at the bank and you can report the fees for banking services in full in tax expenses (costs).
- With a trade account, you have the opportunity to obtain financing for business, even on the basis of account turnover (eg permitted overdraft, loan or car leasing).
- Receiving payments from payment terminals or connecting the account to the billing system is only possible with an account set up for business.
- According to the Act on Banks and the Tax Code, a bank is obliged to notify the tax office of the number of each established and canceled current account and deposit account of the entrepreneur. If you only use a personal account, the bank has no way of knowing that you also use it for business. The bank thus does not fulfill its legal obligation. If a bank is fined, it can recover it from you.
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SMS with a link to download the mobile application
https://www.tatrabanka.sk/en/business/accounts-payments/self-employed-account/