Self employed accountTB
Open a new Self employed accountTB for entrepreneurs and all types of freelancers via the Tatra banka application.
The first year you have it for free and then also with a non-cash credit turnover of 500 EUR per month.

Opening and access to account via Tatra banka mobile application

Unlimited number of automated transactions

Free credit card for the first 6 months

Unlimited withdrawals from ATMs by mobile
Benefits of self employed account
Thanks to Self employed accountTB you can:
- get a simple and quick overview of balances and movements
- unlimited free withdrawal from Tatra banka ATMs by mobile through the Tatra banka mobile application
- deposit to your account free of charge through the Tatra banka ATM network
- have a free business account
- get the benefits of the Visa Benefit program
Within the package of services for Self employed accountTB you will get:
- account maintenance in EUR,
- unlimited payments via Internet bankingTB in CZK for clients of Raiffeisenbank Czech Republic,
- unlimited quantity automated transactions,
- Visa debit card,
- unlimited number of withdrawals from the Tatra banka ATMs in the Slovak Republic and the ATMs of Raiffeisen Bank International AG,
- unlimited number of account statements sent by e-mail at chosen intervals,
- unlimited number of withdrawals from Tatra banka ATMs by mobile,
- unlimited amount of email and push notifications of transactions executed on your business account,
- issue of one new company credit card for the first 6 months without charge,
- an option to conclude favorable travel insurance for worldwide travels.


Account cost
The monthly fee for maintaining a Self employed accountTB is 0 EUR*.
*For the first 12 months you have free management without conditions, then you only need a credit transfer of at least EUR 500 per month, otherwise monthly fee is 7 EUR.
Of course, if you are interested, you can choose a package of business account services according to your own ideas and needs.
How to get your new account
You can easily obtain a Self employed accountTB at any Tatra banka branch.
All you have to do is submit:
- valid identification document of persons present who are authorized to act on behalf of the company,
- other documents according to the legal form in which you do business.
Necessary documents by legal form
All documents required by the Bank must be submitted as an original or notarized copy. If the document is in a language other than Slovak/English, an official translation of the document must also be submitted.
A document submitted to a bank by a natural person doing business on the basis of a trade license with permanent residence in the territory of the Slovak Republic is a document proving its business activity. It must be usable for legal purposes. One document of the following shall be sufficient:
- Trade licence certificate - a document issued at the beginning of a trade (for trades until June 2010, a document - trade license) was issued,
- Extract from the Trade Register from the non-public part (must not be older than 6 weeks),
- Copy of the declaration of trade with marked delivery to the trade licensing office.
We accept a document proving business issued in electronic form with an electronic signature in the format PAdES (.pdf), ASiC-E (.asice, .sce), ASiC-S (.asics, .scs), .zep or .xzep.
The documents are used to open one of the business accounts for self-employed persons or directly to open the Self employed accountTB.
TIP: You can now get a new Self employed accountTB for entrepreneurs and freelancers free of charge.
Documents submitted to the bank by a natural person who performs business activities on basis of other than a trade licence – so called freelancer are documents for proving their business activities, and that:
- LAWYER – lawyer's card or decision on inclusion in the list of lawyers of the Slovak Bar Association
- AUDITOR – auditor's certificate issued by the Slovak Chamber of Auditors
- AUTHORISED ARCHITECT – authorisation certificate issued by the Slovak Chamber of Architects
- TAX ADVISOR – certificate for tax advisory services issued by the Slovak Chamber of Tax Advisors
- EXECUTOR – executor's card or appointment as executor by the Slovak Chamber of Executors
- PHARMACIST – licence for independent health-related practice issued by the Slovak Chamber of Pharmacists
- FINANCIAL INTERMEDIATOR (financial agent, independent financial agent, bound financial agent, subordinated financial agent, financial advisor) – certificate of entry in the register of the National Bank of Slovakia
- DOCTOR – licence for independent health-related practice issued by the Slovak Medical Chamber
- TRANSLATOR/INTERPRETER – document of appointment as translator/interpreter or translator's/interpreter's card issued by the Ministry of Justice
- SELF-EMPLOYED FARMER – certificate of entry in the registration of the respective municipal/local office
- NOTARY – notary's card or appointment as notary by the Chamber of Notaries of the SR
- JOURNALIST – journalist's card and also confirmation of the assignment of a Tax ID Number
- APPRAISER – document of appointment as appraiser or appraiser's card issued by the Ministry of Justice
- VETERINARIAN – certificate for private veterinary practice issued by the Chamber of Veterinarians of the SR
For other legal forms contact DIALOG Live or visit any of Tatra banka's branches.
In addition to the above documents, the Bank has the right to request additional documents.
Note: The Bank does not accept "Extract from the Register of Legal Entities" as a document.
Why a self employed account is better than a personal account in business
- With a trade account, you have separate business money from private money. As a result, there is no increase in the price of bookkeeping and other complications in bookkeeping (for example, you avoid mistakes in distinguishing between personal and business income or expenses).
- When using a trade account, you are registered as an entrepreneur at the bank and you can report the fees for banking services in full in tax expenses (costs).
- With a trade account, you have the opportunity to obtain financing for business, even on the basis of account turnover (eg permitted overdraft, loan or car leasing).
- Receiving payments from payment terminals or connecting the account to the billing system is only possible with an account set up for business.
- According to the Act on Banks and the Tax Code, a bank is obliged to notify the tax office of the number of each established and canceled current account and deposit account of the entrepreneur. If you only use a personal account, the bank has no way of knowing that you also use it for business. The bank thus does not fulfill its legal obligation. If a bank is fined, it can recover it from you.
Create a Self employed accountTB via the Tatra banka application.
- Download the Tatra banka application and select the "I am not a client" option.
- Enter basic data.
- Verify your phone number.
- Create a PIN for the application.
- Scan your ID card and capture your face - the bank immediately verifies the validity of the document and its identity against the database of the Ministry of the Interior of the Slovak Republic.
- Enter your ID number and other selected data about your business.
- Enter the password and e-mail for statements, contact information for the delivery of the debit card.
- Confirm the contractual documentation.
A client who already has a private account in Tatra banka will select the "New account" option in the List of Accounts in the application. He then proceeds according to points 6-8.
The account is immediately active:
The self-employed person is not waiting for approval in any adviser, his account is active immediately. He can receive money for him immediately. After delivering a document proving the business to the bank, you can:
- make transfers of up to 3 000 EUR per day,
- withdraw from an ATM by mobile phone up to 500 EUR per day,
- take advantage of many other mobile banking features.
If the document proving the business was issued in electronic form with an electronic signature, it must be sent in the format PAdES (.pdf), ASiC-E (.asice, .sce), ASiC-S (.asics, .scs), .zep or .xzep.
By courier or in a branch you will receive:
- Card and readerTB,
- password for Internet bankingTB,
- a single paper electronic communications contract.
Business account transfer
Transfer your business account and enjoy the unlimited.
- Transferring your account to Tatra banka will be quick and easy
- We'll arrange everything for you
- One visit to any Tatra banka branch is sufficient
https://www.tatrabanka.sk/en/business/accounts-payments/self-employed-account/