Nemáte povolené použitie Cookie, webová stránka nemusí fungovať správne. Niektoré časti webu a aplikácie nebudú dostupné.
Verzia vášho prehliadača nie je aktuálna, stránka sa nebude správne zobrazovať.
Leave us your telephone number and we will call you.
Utilize an ability to secure your business with our bank guarantee.
Comprehensive offer of product services
More favorable conditions for contracts with your business partners
Option to minimize your business risks
Enhance your credibility with business partners
How to get a guarantee
Would you like to get a bank guarantee? Learn what is necessary for approval of a guarantee:
an application for a bank guarantee along with the specified attachments,
an agreement between the bank and the borrower on the method of securing liabilities and on fees.
Benefits of a bank guarantee
Stabilize your business activities and minimize business risks with a bank guarantee.
With a guarantee you enhance your credibility with business partners (the beneficiary of the guarantee).
A bank guarantee allows you to negotiate more favorable commercial conditions with your business partners (postponed payment, advance payment, release of retention money, substitution of cash in the account of a contracting authority or lessor of commercial premises, etc.).
In international trade, guarantees can be defined according to the Uniform Rules for Demand Guarantees issued by the International Chamber of Commerce in Paris and revised in 2010, Publ. 758, which incorporates international commercial practices.
If you are interested in this product, please contact your business advisor in the Tatra banka branch or relationship manager at the Tatra banka headquarters.
A bank guarantee is a written declaration by a bank under which the bank irrevocably commits to pay to the creditor (beneficiary of the guarantee) a certain sum according to the content of the letter of guarantee if the debtor (the client/guarantee applicant) fails to fulfill the obligation secured by the bank guarantee.
Benefit for the buyer
Benefit for the seller
in a tender (bid bond)
ensures a range of serious bids
no need to pay a deposit in cash to the tender caller/buyer
option to have an invoice maturity postponed
payments for supplies secured by the bank
payment (for rent) guarantee
the lessee does not need to pay a deposit in cash to the lessor
the lessee’s payments to the lessor are secured by the bank
advance payment guarantee
if the delivery of goods fails, the bank guarantees the refund of the advance payment made
option to get an advance payment from the buyer
option of compensation in the event of poor-quality supplies or a failure to perform the contract
Provides a better position to get a contract from the buyer or a to meet the requirement for getting a contract
retention money guarantee
option of compensation in the event that the seller fails to eliminate faults
option to have the retained money released before the technical warranty expires
an importer does not have to pay the customs fees upon release of goods for a customs procedure
the payment of the customs fees to the customs office is secured by the bank
Types of bank guarantees
Choose one of the five types of bank guarantees according to your business needs.
The caller of a tender requires this to be submitted to secure the transaction if the bidder fails to meet the bidding terms when concluding the contract or withdraws the offer during its binding period. The tender bidder is the applicant for this guarantee.
Advance payment guarantee
The bank undertakes to refund the advance payment made by a buyer to a seller if the seller fails to or only partially delivers the respective goods. The seller is the applicant for this guarantee.
The bank assumes a guarantee for the debtor's payment upon the delivery of goods or services. The buyer is the applicant for this guarantee.
It is used to ensure the fulfillment of agreed contractual obligations. The bank may provide the guarantee throughout the work performance period or until expiration of the technical warranty (warranty guarantee). A performance bond may be an alternative for the buyer/customer to release the retention money (retention money guarantee). The seller/supplier/contractor is the applicant for this guarantee.
Under this guarantee, the bank undertakes to pay the customs fees (customs duty, VAT, excise duty). The importer or guarantor approved by the customs authorities is the applicant for this guarantee.
A bank guarantee is a written statement by the bank that the bank irrevocably undertakes to pay the creditor (the beneficiary of the guarantee) a certain amount of money according to the contents of the guarantee certificate if the debtor (the client / the guarantor of the guarantee) fails to fulfill the obligation guaranteed by the guarantee.