Application Tatra banka

ATM withdrawal with a mobile phone

Withdraw cash from Tatra banka ATMs easily with a mobile phone. Save your time and avoid the risk of your card misuse without the need to carry a purse. You only have to be a holder of an account with the Tatra Personal^TB, Tatra Business^TB or Tatra Corporate^TB service package. The one-time and daily limit for such a withdrawal is €500.

MaFin Management of finances

Obtain an overview of your finances and plan your financial future thanks to the tools for management of your finances.

• Spending Report^TB
  Monitor your income and expenses, create well-arranged categories and set up an independent overview for each of them.
• Assets and liabilities
  Compare the amount of your assets (deposits and investments) against your liabilities. You can gain a comprehensive overview by adding any other of your own assets or liabilities outside Tatra banka.
• Goals
  The setting and monitoring of goals is the key to their successful achievement. Allocate your finances at Tatra banka, at another bank or any other products or assets to your goals so you can monitor how well you are succeeding in meeting your goals.

Payment cards management

Set the limits on your debit and credit cards according to your needs and allow use of a card only on selected continents. For example, if you travel exclusively around Europe, to increase security you may deactivate using the payment card on the other continents. In need be, you can also block your card immediately.

Show balance before login

Check your current account balance simply and without sign-in - just by dragging the logo on the Home screen. You can find this option in the Application Settings.

Push notifications on account movements

Set up notifications about movements on your current account. When you click on the notification, you will be redirected directly to the detail of the movement in the application. You can set up in the application Settings.

Adaptable home screen

Adjust the look of your home page in the application. Just put your finger on any item (widget) and select what items you want to have displayed and then you can arrange them as you wish.

Download the latest version of application for Android and iOS where you find new functionalities:

• Display of the PIN code for payment card

• B-mail for credit card - warning of the chosen limit exceedance or the maturity of credit card

• On-line opening of the current account Tatra Personal^TB for clients without account and non clients

• Minor improvements to increase users‘ satisfaction

Download new Tatra banka Win10 app:

The app supports phones, tablets, as well as desktop devices with this operation system and enables simple login with a PIN code.

Benefits of the application:

• balance and movements on the current account and the credit card;

• simple payment entering;

• ATM withdrawals, also without the payment card;

• overview of assets and liabilities, an option to classify your expenses and set your financial goals with FinMa Finance Management.

• Accounts
  With the Tatra banka app you always have available information concerning your current balance and movements on the account, as well as reports on an optional overdraft. You may export the information about movements and also send it to an e-mail address. Possibility to open first account for client or non client.
• Payments
  In the app, you can perform transfer orders up to €3,000 within SEPA countries and use a scan of postal orders, invoices and IBAN. You can also create and manage a pre-defined recipient, as well as waiting payments and standing orders or have an overview of the admissible SEPA direct debits.
• Credit Cards
  You have an overview of the balance and movements on the credit card, an option of fast repayment of an amount due and you may also view the calendar of the closest closing dates and due dates while you can perform transfers to any account within the Slovak Republic. Show PIN code to payment card.
• Debit Cards
  You can monitor various information, movements and manage limits on your debit card. Show PIN code to payment card.
• Loans 
  You have available the basic information on an Any-Purpose consumer loan, mortgage loan or American mortgage.
• Offers 
  As soon as a new offer is available for you, for example for a pre-approved credit card, an Any-Purpose consumer loan, optional overdraft, etc. we will let you know in the app.

Limits of payments through Tatra banka app:

• one-time payments: €3,000 per billing day and €30,000 per month (these limits also include payments sent via the Tatra banka VIAMO app)

• standing orders: €3,000 depending on the first payment date and the specified payment date

• Contacts
  You can find the various ways to contact the bank here.
• Supplementary Pension Saving program
  Overview of your contributions, total sum of savings and other information concerning your pension funding.
• TAM Mutual Funds
  You can also find here an overview of your investments in mutual funds and an inbox with messages and documents.
• Inbox of messages and documents
  You will not miss important messages (e.g. on overdue payments) and documents with automatically-sent notification of their acceptance.
• Contractual documentation  
  An overview of selected documentation is also useful.
• News
  You can also use an overview of important information from the bank.
• Foreign exchange rate list, including currency calculator
  You can monitor the currently applicable exchange rates for foreign currencies and the exchange rate history and use the currency calculator.
• Branches and ATMs
  Here you will find a list and map of Tatra banka branches and ATMs, including an option to navigate or obtain more information on the selected branch and ATM.
• Demo 
  You do not have to log in every time. All functionalities of the application are available for you also in the DEMO regime without logging in.

To be able to use the app you must have an activated Internet banking^TB service from Tatra banka and active access to the Internet.

Upon the first activation you will also need the Card and Reader^TB tool. When logging in again you also have to enter a 4-digit PIN code that you create upon activation. The application must also be updated if you have downloaded and installed it on a new device.

Simplify your payments even more – download the Reader^TB application onto your smartphone and activate it via DIALOG Live.

Basic security rules thanks to which your finances are always safe also in your mobile

• Do not disclose your confidential information. Do not tell to anyone your login data in the Internet bankingTB service or Tatra banka application – always maintain your PID, password, PIN code for the application or payment card confidential.

• Do not use simple passwords. When creating PIN codes, avoid simple sequences of numbers (for example 1234 or 0000). Do not use the same password for your mobile banking that you use, for example, for your mobile phone.

• Do not respond to email requests to change the password for the mobile or internet banking. The bank never asks for a change in your password via e-mail or over the phone.

• Always log out from the secured app zone.

• Use only a connection via secured Wi-Fi networks or via data services provided by mobile operators.

• Deactivate the Tatra banka app if you do not use the device any longer or lose it. You can do so via Internet BankingTB, DIALOG Live contact center or at any Tatra banka branch.

• Keep your smartphone safe. Install antivirus and anti-spyware program, regularly update your operating system and the Tatra banka applications and set an automated locking of your smartphone. Do not use mobile banking on any device on which “jail-break”/”root” has been installed.

• Download and install only applications from an official shop with applications where the Tatra banka applications are also available (Google Play, App Store, Windows Store).

Increase security of your funds in the Tatra banka app

• Set the limits on payment cards according to your needs. If your limit is too high, decrease it. If you do not use the card for internet purchases, set the internet limit to €0.

• Allow only the needed continents. If you travel exclusively within Europe, deactivate the option of using the payment card on the other continents.

• Minimize the risk of the card skimming by using ATM withdrawals via mobile phone.