Commercial Terms and Conditions
General Commercial Terms and Conditions of Tatra banka, a.s. for clients – consumers | Effective from 01. 01. 2024 | PDF, 147 KB | Download |
General Commercial Terms and Conditions of Tatra banka, a.s. for clients being natural persons – enterpreneurs and legal persons | Effective from 01. 01. 2024 | PDF, 155 KB | Download |
According to § 35 par. 4 of the Banking Act, the following are considered to be persons who have a special relationship with the bank:
a) members of the bank's statutory body, senior employees of the bank, other employees of the bank determined by the bank's articles of association and the bank's procurator,
b) members of the Bank's Supervisory Board,
c) persons in control of the Bank, members of the statutory bodies of such legal entities and senior employees of such legal entities,
d) persons close to * members of the bank's statutory body, the bank's supervisory board, senior employees of the bank or natural persons who have control over the bank,
e) legal persons in which some of the persons referred to in points a), b), c) or d) have a qualifying holding,
f) shareholders who have a qualifying holding in the bank and any legal entity which is under their control or which has control over them,
g) legal entities under the control of the bank,
h) members of the Bank Board of the National Bank of Slovakia,
i) an auditor or a natural person who performs audit activities in the bank on behalf of the audit company,
j) a member of the statutory body of another bank and the head of a branch of a foreign bank,
k) its covered bond program administrator and its representative of the covered bond program administrator,
l) persons who have a legal relationship with the bank, which may lead to the establishment of a qualifying holding in the bank.
* A close person is a relative in the direct line, a sibling and a spouse; other persons in a family or similar relationship are considered to be persons close to each other if the damage suffered by one of them was reasonably perceived by the other as his own harm.
The General Loan Terms and Conditions
The General Loan Terms and Conditions as amended by Amendment no. 1 from 17.02.2012, Amendment no. 2 from 01.02.2013, Amendment no. 3 from 06.06.2014, Amendment no. 4 from 14.10.2016 and Amendment no. 5 from 19.03.2019, effective from 01.07.2019
The General Loan Terms and Conditions 2002 | PDF, 272 KB | Download | |
The General Loan Terms and Conditions 2008 | PDF, 318 KB | Download |
Amendment No. 5 to the General Loan Terms and Conditions
Amendment no. 5 to the General Loan Terms and Conditions, approved on 19.03.2019, effective from 01.07.2019
Amendment No. 5 to the General Loan Terms and Conditions 2002 | PDF, 90 KB | Download | |
Amendment No. 5 to the General Loan Terms and Conditions 2008 | PDF, 90 KB | Download |
Financial Covenants Terms and Conditions
Financial Covenants Terms and Conditions as amended by Amendment no. 1 from 28 May 2021 and Amendment no. 1 to the Financial Covenants Terms and Condition, approved on 28 May 2021
Financial covenants terms and conditions | Effective from 31. 08. 2021 | PDF, 139 KB | Download |
Amendment no. 1 to the Financial covenants terms and conditions | Effective from 31. 08. 2021 | PDF, 77 KB | Download |
Financial covenants terms and conditions | Effective from 16. 04. 2019 | PDF, 122 KB | Download |
Commercial Terms and Conditions for Term Deposit Accounts
Commercial Terms and Conditions for Term Deposit Accounts | Effective from 01. 11. 2024 | PDF, 45 KB | Download |
Commercial Terms and Conditions for Term Deposit Accounts | Effective from 01. 08. 2018 | PDF, 43 KB | Download |
Commercial Terms and Conditions for Business Banking
Commercial Terms and Conditions for Multicash and TatraPay | PDF, 188 KB | Download | |
Commercial Terms and Conditions for Business Banking | Effective from 02. 09. 2024 | PDF, 147 KB | Download |
Terms and conditions for bank guarantees
Business conditions for bank guarantees as amended by Addendum no. 1 from 14 October 2016, Addendum no. 2 dated March 19, 2019 and Addendum no. 3 of 28 June 2024, effective from 02 September 2024
Terms and conditions for bank guarantees | PDF, 202 KB | Download |
Addendum no. 3 of the business Terms and conditions for bank guarantees dated 28 June 2024, effective from 02 September 2024
Other
Capital Markets Commercial Conditions of Tatra banka, a.s. | Effective from 01. 06. 2024 | PDF, 221 KB | Download |
Capital Markets Commercial Conditions of Tatra banka, a.s. | Effective from 01. 07. 2022 | PDF, 232 KB | Download |
Description of Changes | PDF, 120 KB | Download | |
Fee Information Document Current account | PDF, 135 KB | Download |
https://www.tatrabanka.sk/en/about-bank/important-documents/commercial-terms-conditions/