BusinessLoanTB Variant

Are you looking for a loan customized to the most demanding business requirements? Use the option of an individual application assessment and choose your BusinessLoanTB Variant up to €1,000,000. We will fine-tune every detail of the loan to your requirements, offering you several alternatives for security and also their possible combinations.

100% discount on business account charge with Tatra BusinessTB or Tatra BusinessTB Premium service package for the period of 12 months*

A business loan with customized financing

Customized financing

A business loan with a favorable interest rate

Favorable interest rate

A business loan up to €1 million with various security options, including pledging of property

Maximum limit up to €1,000,000

Customizing financing to individual requirements

Flexibility for clients’ utmost satisfaction

Benefits

Along with the BusinessLoanTB Variant you will also get:

  • 100% discount on business account charge with Tatra BusinessTB or Tatra BusinessTB Premium service package for the period of 12 months*. More information about this offer is available here.

BusinessLoanTB Variant can be used for almost anything. It will allow you to:

  • get funds to buy property,

  • finance the purchase of machinery, equipment, technology and fulfil other investment needs,

  • get funds for the purchase of business premises,

  • finance the purchase of inventories,

  • repay existing loans with one loan,

  • use the funds for the construction, maintenance or refurbishment of a property,

  • use the loan to secure a bank guarantee.

If your business ambitions know no limits, BusinessLoanTB Variant is an ideal means to fulfil them.

BusinessLoanTB Variant is a special-purpose business loan that takes into account even the most demanding requirements and financing ideas. The loan is customized to your specific financing purpose and gives you an option to combine various types of security.

Interest rate is specified individualy, based on the client's attributes

With BusinessLoanTB Variant you decide:

  • the form of loan disbursement (overdraft/instalment),

  • one-time or gradual loan drawing,

  • loan repayment period and frequency of instalments.

Details

BusinessLoanTB Variant is a business loan and an ideal aid for sole proprietors and entrepreneurs with a business history of at least 24 months. It is available to all those who are, and even those who are not, Tatra banka’s clients, provided they fulfill the financial requirements.

The loan amount is flexible.

You can borrow from €100,000 to a maximum amount of €1,000,000. The choice of form is up to you: an overdraft or instalment loan.

Loan repayment period: overdraft loan – 1 year with reassessment, instalment – 1 to 10 years.

Do you want to repay the loan early?

With an overdraft loan you can do so once a year free of charge on the anniversary of the loan. The interest rate is set individually and customized to each customer.

What are the loan repayment methods?

  • Equal instalments
    Interest + principal are debited on the last business day of the month by an automatic direct debit from the applicant's current account in two separate payments (principal and interest repayment) and due to equal repayment and a fixed interest rate you have the benefit of equal instalments throughout the repayment period of the loan.
  • Linear instalments
    Interest + principal are debited on the last business day of the month by an automatic direct debit from the applicant's current account in two separate payments (principal and interest repayment) and due to linear repayment the loan instalments are lower month by month. The loan disbursement can be one-time or gradually.
A business loan with an individual approach to each application

The loan can be secured in the following ways:

  • movable assets/property,

  • receivables from customers,

  • bank guarantee/bank guarantee by SZRB (Slovak Guarantee and Development Bank),

  • securities,

  • customer’s funds in a term account with Tatra banka,

  • investment in mutual funds managed by Tatra Asset Management,

  • guarantee by another legal entity,

  • or a combination of the above.

How to get a loan

Who can apply for the BusinessLoanTB Variant:

  • a limited liability company, joint-stock company, general partnership, limited partnership or a cooperative registered in the Business Register of the Slovak Republic,

  • persons pursuing business under a trade license and registered in the Trade Register of the Slovak Republic,

  • persons pursuing business under a license other than a trade license under special legislation who are not registered in the Business Register of the Slovak Republic or the Trade Register of the Slovak Republic,

  • an association of natural persons.

Meet following conditions:
 

  • the applicant must have at least a 24-month business history,

  • pursues business in industries acceptable to the bank,

  • the applicant is able to submit financial records and provide acceptable loan security,

  • the applicant is able to document the purpose and use of the special-purpose loan.

Documents required for assession your loan application:

  • financial statements and tax returns for two previously-ended accounting periods and the most recent financial statements in the current year,

  • certificates of tax returns filed for the ended accounting periods,

  • a completed Tatra banka questionnaire with supplementary information for the loan application.

Leave your phone number and we will contact you.

www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.
http://www.tatrabanka.sk/en/business/business-loans/businessloan-variant/