Loan for self-employed people with flat-rate expenses

Loan benefits for entrepreneurs

• Available to existing and new clients
• Ability to finance any investment and operational needs
• Minimum required documents and express approval
• Security is only a form of warranty agreement
• Comprehensive advice in branches and via DIALOG Live
• Possibility to arrange key person insurance from UNIQA poisťovna or My company insurance from Allianz poisťovna

Details

• We provide loans for entrepreneurs with flat-rate expenses in the amount from 1 000 EUR to 50 000 EUR
• Form of loan: installment loan for a maximum period of 6 years
• Suitable for entrepreneurs who have been in business for more than 12 months:
  • the self-employed person does not draw up financial statements and claims truly provable expenses in the form of flat-rate expenses, i.e. j. applies expenses as a percentage of income,
  • the self-employed person does not draw up financial statements and claims truly provable expenses on the basis of keeping tax records.
• The entrepreneur declares that he does not draw up financial statements, and at the same time declares in the tax return that he claimed provable expenses from the tax records during the tax period, or that it applies expenses as a percentage of income. This is the part marked in yellow in the sample form (page 4).

Where to get a loan for entrepreneurs

You can arrange a loan for entrepreneurs with flat-rate expenses online, by phone or in a branch:

Required documents

• Identification document of a natural person
• Documents proving business activity (e.g. extract from the relevant register)
• Tax return for the last completed tax year
• Confirmation of filing a tax return
• Additional documentation of the necessary documents depends on the type of specific applicant and the method of processing the request