Pre-approved business loan

Advantages of a pre-approved loan

• Available for clients with a business account at Tatra banka
• Ability to finance any investment and operational needs
• Express approval
• Security is only a form of warranty agreement
• Comprehensive advice in branches and via DIALOG Live
• Possibility to arrange key person insurance from UNIQA poisťovna or My company insurance from Allianz poisťovna

Details

• Quick loan for entrepreneurs from 1 000 EUR up to 70 000 EUR
• The amount of financing depends on the payment transaction made on the company account in Tatra banka.
• Form of loan: overdraft loan for 12 months or installment loan for a period of 1 to 6 years

Where to get a pre-approved loan

After you qualify for a pre-approved loan, you will see it among the offers in the Tatra banka mobile application and Internet banking^TB. You can use the loan offer online, by phone or in a branch.

Necessary documents

• Identification document of a natural person
• Documents proving business activity (e.g. extract from the relevant register)
• Additional documentation of the necessary documents depends on the type of specific applicant and the method of processing the request

What does a pre-approved loan mean?

A pre-approved loan is one way to quickly get money for your business.

If you qualify for a loan with your financial flows, the bank will show you the offer in your mobile banking or internet banking and you can use it at any time.
A pre-approved loan is therefore often called a quick loan for entrepreneurs.

A big advantage is that the bank can grant you a loan without additional assessment based on your payment transactions on the account.

Overdraft or installment loan?

You can use the pre-approved loan in the form of an overdraft or installment loan. Both types of loans have their advantages.

An overdraft loan (so-called overdraft) is an ideal solution when you need to cover a shorter period financially. It is provided in the form of an overdraft on a company account, and you only pay interest on the amount you withdraw.

An installment loan is suitable for financing longer-term goals. You transfer the loan directly to your company account and subsequently repay it in equal monthly installments during the agreed period. You always pay interest only on the currently remaining unpaid part of the loan.