Travel Insurance

Year-round insurance

Also covers fellow traveling family members

Valid worldwide

Bonus: Mountain rescue service response in Slovakia
Tatra banka, a.s., Hodžovo nám. 3, 811 06 Bratislava performs financial intermediation as a tied financial agent registered in the NBS register under reg. no. 34945 for UNIQA insurance company, a.s, Lazaretská 15, 820 07 Bratislava.
Benefits of travel insurance
Why would you buy insurance separately for every trip abroad, if you can do it all at once and with many more advantages?
The travel insurance benefits for Tatra banka clients:
- Year-round comprehensive travel insurance from UNIQA, open-ended, i. e. for a full year with automatic renewal,
- Automatic coverage of family members as traveling companions,
- Valid all around the world, with one journey lasting up to a maximum of 90 days,
- May be arranged online in Tatra banka app or via DIALOG Live. Or in any Tatra banka branch.
Insurance parameters
- The travel insurance is valid all around the world with an annual premium of only 36 EUR.
- The insurance is valid six hours after the contract documentation has been generated.
- The reasons for traveling may include, in addition to holiday, a short shopping trip abroad, study visit or business trip of non-manual (administrative or managerial) nature.
Insurance coverage
- Insurance for medical costs up to 250,000 EUR
- Insurance for call-out of mountain rescue within the SR
- Accident insurance
- Liability insurance
- Luggage insurance
- Air travel insurance
- Insurance of assistance services
- Legal assistance insurance
- Technical assistance insurance for vehicles within Europe
Enhanced coverage:
- Insurance of risky sports for sports enthusiasts (more than 100 sports activities eg alpine, cyclocross, freeride, diving up to 10 m, hiking up to 5,000 m, etc.)
- Cancellation fee and travel disruption insurance
The subject of insurance is the costs related to cancellation of the trip/accommodation (travel), ticket, booked foreign trip and travel interruption for all insured persons.
Insured persons
A unique advantage of the insurance is that it automatically covers not only you but also your family members as your travel companions.
Thanks to this, you always have one less worry before a family trip abroad.
Insured persons are:
- The insured referred to in the insurance contract
- Family members as travel companions
Family members as travel companions:
- Insured’s husband/wife aged up to 65 years/in the case of travel insurance for seniors without age limitation,
- Insured’s common-law partner aged up to 65 years/in the case of travel insurance for seniors without age limitation,
- Insured’s children aged up to 18 years
The family members are only insured if traveling together with the insured.
Travel insurance for seniors
- Travel insurance with the same coverage for clients over 65 years of age without upper age limit.
- Travel insurance has territorial validity worldwide and the annual premium is 48 EUR.
- The insured persons are the spouse, common-law partner without age limit and children up to the age of 18 if they travel with the insured.
Travel insurance can also be arranged for cancellation and travel cancellation insurance.
For more details on the insurance coverage, see the General Insurance Terms and Conditions.
Reporting insured events
You can use the assistance service for reporting.
The assistance service is available for you anytime and anywhere in the world. If you need help, please, feel free to contact the assistance service staff.
UNIQA ASSISTANCE
24/7 in Slovak language
When calling from Slovakia: 0850 666 666
When calling from abroad: +421 232 666 666
Use one of the following options to report a claim:
- Online through the insurance company website
- By mail to the insurance company address:
UNIQA poisťovňa, a.s.
Krasovského 15
851 01 Bratislava - In person at any Tatra banka or UNIQA branch


Frequently asked questions
If you are stranded in quarantine abroad, you should immediately contact the assistance service at: +421 232 666 666 for all the necessary information. In the case of organized tours, a travel agent delegate should contact the assistance service.
In case of an insured event, you should immediately contact UNIQA ASSISTANCE (24 hours a day) on +421 232 666 666. The assistance service will then give you all necessary information.
Luggage insurance covers luggage and personal belongings usual for the intended purpose of travel that are property of the insured.
The commencement of the travel insurance is stated in the insurance contract and is at the earliest six hours after the date of the creation of the contractual documentation and its acceptance/signing.
Each trip can last up to 90 days.
Travel insurance covers an unlimited number of foreign trips starting and ending in the Slovak Republic. These can be tourist, study and business trips of a non-manual (administrative or managerial) nature.
In case of an insured event, please, provide:
- your name, surname and birth registration number, and, if applicable, the name, surname and birth registration number of the person who incurred a loss event
- the country, city, and phone number of the place at which the assistance service can contact you
- the reason, why you are contacting the assistance service
The insurance can be terminated at any time with a notice of termination filed in writing. The notice period is 6 weeks before the renewal date.
The following common recreational sports and recreational sports: aerobics, airsoft, water aerobics, badminton, baseball, basketball, running, cross-country skiing, boccia, bowling, bridge, ice skating, boomerang, bungee running, bungee trampoline, curling, cycling, biking, dragboat - dragon boats, fitness and bodybuilding, floorball, footbag, football, frisbee, goalball, golf, handball, mountain bike (except downhill), cheerleaders, in-line skating, horseback riding, elephant or camel ride, water banana ride, pedal boat, yoga, kayak or canoe for WW1 and WW2, card and other board games, kickboxing - aerobics, cycling relay, korfball, cricket, billiards, balls, bodybuilding, skittles, ballooning (except ballooning), skiing on marked trails, new age kurling, low rope obstacles (up to 1.5 m), mini trampoline, modern gymnasium asthma, netball, orienteering (including radio), paddleboarding, petang, swimming, beach volleyball, scuba diving to sites up to 10 meters deep with or without an instructor, provided the insured person holds the necessary certificate (authorization) carry out the activity, rafting grade WW1 and WW2, shore fishing, segway, showdown, snowbording along marked routes including snowpark, softball, spinning, sports modeling, squash, table football, table hockey, table tennis, streetball, synchronized swimming, chess , fencing (classic), darts, snorkeling, ballroom dancing, tennis, tai-chi, tchoukball, rowing, water skiing, water polo, volleyball, wakeboard, hiking or trekking on marked trails in easy terrain with a degree of difficulty max. 2UIAA and on marked roads without the use of mountaineering aids and/or movement and abatement. heights up to 3,500 m above sea level, via ferrata grade A, juggling (diabolo, fireshow, juggling, yoyo) and other sports of similar risk. The insurer decides on the danger of sports and activities. The pursuit of ordinary sports at the recreational level is insured by this travel insurance without increasing the basic premium rates.
If you are arranging a new travel insurance, under one basic travel insurance contract it is possible to extend the coverage to risky sports performed at recreational level such as. alpinism, cyclocross, freeride, diving to more than 10 m, hiking to 5 000 m above sea level (more than 100 activities).
If you already have the basic Travel insurance, then it is possible to revise the insurance contract to cover insurance with extended coverage.
It is always necessary to purchase basic travel insurance and to choose extended coverage as needed.
You can file a request for the confirmation certificate at any branch of our bank or via email at the address travel_tb@uniqa.sk.
Insurance benefits will be paid in the event of unforeseeable circumstances such as:
- suddenly severe illness of the insured or his/her close person
- accident of the insured or his/her close person
- acute worsening of chronic disease
- natural event
- death of a close person
- road accident
- involuntary loss of employment, etc.
The subject of insurance is the costs related to cancellation of the trip/accommodation (travel), ticket, booked foreign trip and travel interruption for all insured persons.
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https://www.tatrabanka.sk/en/personal/savings-investments-insurance/travel-insurance/