These websites are using cookies. By further using the websites you agree with using cookies. Read information about how we use cookies and how you can refuse using them by setting your browser.

Tatra banka

22.6.2018 11:22

Financing of warehouse receipts

We will refinance your stock of agricultural crops. If your company operates
in agriculture, you can apply for financing of warehouse receipts.

  • ensures liquidity
  • fast processing and evaluation of the transaction
  • simple security in the form of the commodity


  • ensuring of liquidity through obtaining of cash tied with the stock
  • fast processing and evaluation of the transaction
  • simple documentation
  • the option to get a loan for your own commodity without any further security required
  • the option to store and wait for a better realisation price (primary production, trade)
  • purchase of production stock for the whole year at the time of the most favourable prices (processors)
  • specification of the amount and maturity of individual tranches according to the client's needs


  • warehouse receipts represent order securities issued by the warehouse keeper (public warehouse operator) who confirms the acceptance of goods from the depositor (goods owner) for storage in a public warehouse on the basis of a contract for storage
  • upon submission of warehouse receipts we finance the following agricultural commodities: wheat and rye for food processing, feed wheat and rye, malted barley and feed barley, feed corn, rape and sunflower
  • a product for farmers, processors, input suppliers and traders
  • we accept a pledged receivable up to 80% of the goods value, however maximum in the amount of advance payment determined by the bank
  • limit: can by revolving (upon repayment of individual warehouse receipt the limit will automatically be renewed by the repaid amount) or non-revolving
  • minimum loan amount: EUR 100,000, maximum 80% of the commodity value
  • loan maturity period: 30 - 300 days (not later than the credit line final maturity)
Target group

Target group

  • agricultural entities (primary production, growers) who want to wait for higher realisation price
  • processors in food industry (producers of beer, food oils, millers, bakers, feedstuff producers), MERA and bioalcohol producers purchasing at the time of the lowest price)
  • input suppliers (seeds, fertilisers, chemical products) who settle their receivables by taking goods from farmers
  • public warehouse operators
  • traders, exporters


  • original warehouse receipt endorsed to Tatra banka
  • confirmation of storage costs settlement issued by the public warehouse
  • copy of the contract for storage in a public warehouse