1. Business
  2. /
  3. Loans and financing
  4. /
  5. Financing of the agricultural sector
  6. /
  7. Operational financing for farmers

Operational financing for farmers

No more seasonality. Get access to funds for the purchase of inputs, for salaries or other expenses throughout the agricultural year.

Handling temporary insufficiency of operational funds

Handling a temporary insufficiency of operational funds

The possibility to settle invoices on time and obtain discounts from suppliers

The possibility to settle invoices on time and obtain discounts from suppliers

Use of funds without a specified purpose

Use of funds without a specified purpose

No need to provide a bill of exchange from your company or your personal bill of exchange

No need to provide a corporate or your personal bill of exchange


  • Financing operating needs, purchase of seeds, fertilizers, chemicals or fuel
  • Paying invoices for goods and services in form of an overdraft facility on your business account
  • Loan amount from 70 000 EUR
  • Loan maturity period up to one year with possible renewal
  • Interest charged only on the portion of the loan actually used and only for the period of actual use
  • Possibility to use the overdraft facility to secure other products provided to your company (bank guarantees, letters of credit)

Qualification conditions

  • Acceptable financial position as assessed by financial analysis of your company
  • Compliance with security-related conditions

Required documents:

  • Financial statements for the two previous completed accounting periods
  • Current financial statement
  • Questionnaire – additional information on the current financial statement
  • Documents regarding security

Possible security

  • Pledge of receivables
  • Real property (e.g. operational, production and warehouse premises)
  • Movable assets (machinery and equipment, technologies)
  • Acceptable bank guarantee
  • Other assets based on mutual agreement
Look at the documents which are required for operational financing for farmers


Department of the agricultural financing and structured financing:

+421 2 / 5919 1753



www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.