Financing European Union Projects

• an individual approach to every investment project
• loan amount from €50,000
• non-refundable contribution accepted as one’s own resources
• participation up to 100% of all eligible expenses for the project with the option of an extraordinary instalment from a non-refundable financial contribution
• loan maturity period up to 5 years or 8 years depending on the investment return

• the bank’s long-standing experience with both EU pre-accession and structural funds
• evaluation of project financing and loan drawing for the selected project types before the signing of a contract to provide non-refundable financial resources
• flexible security
• cooperation agreements and active cooperation with managing authorities and mediation bodies for the respective operational programs

The following documents are required for the funding:

• financial statements for the two previous completed accounting periods
• current financial statement
• questionnaire – additional information on the current financial statement
• material relating to the investment plan (business plan, cash flow, non-refundable contribution agreement, etc.)

Possible security:

• the subject matter of the project or other assets, upon agreement, can be the primary security
• pledge of receivables
• real property (e.g. operational, production and warehouse premises)
• movable assets (machinery and equipment, technologies)
• acceptable bank guarantee

Qualification conditions for EU project financing:

• acceptable financial position as assessed by financial analysis of your company
• acceptable parameters of the investment plan and sufficient resources for loan repayment
• compliance with security-related conditions