Financing European Union Projects

• an individual approach to every investment project

• loan amount from €50,000

• non-refundable contribution accepted as one’s own resources

• participation up to 100% of all eligible expenses for the project with the option of an extraordinary instalment from a non-refundable financial contribution

• loan maturity period up to 5 years or 8 years depending on the investment return

• the bank’s long-standing experience with both EU pre-accession and structural funds

• evaluation of project financing and loan drawing for the selected project types before the signing of a contract to provide non-refundable financial resources

• flexible security

• cooperation agreements and active cooperation with managing authorities and mediation bodies for the respective operational programs

The following documents are required for the funding:

• financial statements for the two previous completed accounting periods

• current financial statement

• questionnaire – additional information on the current financial statement

• material relating to the investment plan (business plan, cash flow, non-refundable contribution agreement, etc.)

Possible security:

• the subject matter of the project or other assets, upon agreement, can be the primary security

• pledge of receivables

• real property (e.g. operational, production and warehouse premises)

• movable assets (machinery and equipment, technologies)

• acceptable bank guarantee

Qualification conditions for EU project financing:

• acceptable financial position as assessed by financial analysis of your company

• acceptable parameters of the investment plan and sufficient resources for loan repayment

• compliance with security-related conditions