These websites are using cookies. By further using the websites you agree with using cookies. Read information about how we use cookies and how you can refuse using them by setting your browser.

Tatra banka

20.4.2018 01:22

BusinessLoanTB Hypo

Non-specific loan for entrepreneurs up to EUR 200,000
with a beneficial interest rate thanks to security provided
by real property? Let us introduce to you our BusinessÚverTB Hypo.

  • Loan usage for any purpose
  • With the interest rate 3,45 % p.a
  • Secured by real property determined for housing or business purposes




BusinessÚverTB Hypo can be used as:

  • Non-specific loan with no proof of usage of financial means
  • Specific loan for purchase of real property or repayment of existing loans

BusinessÚverTB Hypo allows you to:

  • Get financial means to purchase real property or commercial premises
  • Repay the existing loans with one loan
  • Finance purchase of machinery, equipment, purchase stock and cover of other investment needs

With BusinessÚverTB Hypo you can choose:

  • Loan repayment period
  • Interest rate fixation period


BusinessÚverTB Hypo is dedicated to
  • Sole-traders and entrepreneurs with a minimum of 15 months of business history
  • Both clients and non-clients of Tatra banka
Basic loan parameters:
Minimum loan amount:
EUR 10, 000
Maximum loan amount: EUR 200, 000
Form of loan provision: Instalment loan
Loan repayment period: 1 to 10 years
Interest rate fixation period: 1, 3, 5 years
Possibility of early repayment:
  • yes
  • free of charge as at interest rate fixation period termination
Loan repayment:
Interests + principal:
  • cleared on the last working day in month debited by automatic collection from the applicant´s current account
  • in two separate payments (payment of principal and payment of interest) while the loan decreases each month thanks to straight line repayment


Who can apply for BusinessÚverTB:

  • Limited liability companies and joint-stock companies maintained with the Commercial Register of the SR
  • Persons with business activities conducted under a trade license who are maintained with the Trade Register of the SR
  • Persons with business activities conducted under other than a trade license according to separate regulations who are maintained neither in the Commercial Register of the SR nor in the Trade Register of the SR
  • Association of natural persons

Basic conditions:

  • Applicant´s business activity has lasted at least 15 months without change of legal form and type of accounting
  • Applicant´s business activity is conducted in the fields accepted by the bank
  • Applicant can submit acceptable loan security and required documents

Necessary documents for indicative offer processing:

  • Financial Statements
    - business activities lasting 15 – 23 months – financial statements for the last closed accounting period and the latest financial statements in the regular year
    - business activities lasting over 24 months - financial statements for two closed accounting periods or the latest financial statements in the regular year
  • Completed Tatra banka questionnaire with additional information for the loan application


Loan security

Loan security

BusinessÚveruTB Hypo security consists of:

  • Real property and Security Agreement

Mortgaged real property parameters:

  • Domestic real property

    - Residential – real property for housing (apartment, family house, holiday cottage usable all year round, etc.)
    - Non-residential – real property for business purposes (office building, offices, commercial premises, building plot, multi-purpose object, boarding house, etc.)

Do not worry. In Tatra banka you will easily provide these services for your BusinessÚverTB Hypo:

  • Real property insurance
  • Insurance of a key person which enables you to securely repay your loan


No need to worry. At Tatra banka you can easily get the BusinessLoanTB Hypo:

  • real property insurance
  • key person insurance which secures the loan repayment