BusinessLoanTB Expres

Are you looking for reliable financial support for your business?
BusinessLoanTB Expres from Tatra banka will give you support up to €150,000. This loan does not require any security with property and you need not document the purpose.

Fast business loan

Money is available in your account anytime

Fast loan or overdraft approval

Fast loan approval

Minimum documents to arrange a business loan

Minimum documents for an easy loan arrangement

Investment loan for anything, e.g. a car

Option to expand business via an investment loan

Benefits

Unpaid invoices or lack of finances in your company account need not hinder your business. With a business loan from Tatra banka and its benefits you will be able to also handle unexpected challenges.

  • BusinessLoanTB Expres will allow you to use funds for short-term and long-term investment plans with no need to document the purpose.

  • With the loan you can finance the purchase of machines, equipment, inventories and the coverage of other investment needs.

  • You will more easily handle challenges and invoice debtors. The loan can help you to bridge periods when you are waiting for your customers’ payments.

  • With the BusinessLoanTB Expres you choose the repayment period and the form of loan disbursement (overdraft/instalment).

  • You can also arrange key person insurance from UNIQA insurance company, which will give you certainty that you will be able to continue to repay the loan in the event of unforeseen events. In the event of disability, inability to work or loss of job, the insurance company will pay the monthly loan instalments to your business account. In the event of death, the insurance company will pay off the outstanding loan balance directly to the bank.

Details – instalment loan and overdraft

BusinessLoanTB Expres is an ideal aid for sole proprietors and entrepreneurs with a business history of at least 24 months. The loan is equally available to those who are and those who are not Tatra banka’s customers.

The loan amount is flexible.

You are free to use it to finance smaller and larger projects. You can borrow from €3,500 to a maximum amount of €150,000.

The choice of form is up to you: an overdraft or instalment loan.

  • overdraft loan – 1 year with reassessment,
  • instalment loan – 1 to 5 years.

Do you want to repay the loan early?

With an overdraft loan you can do so once a year free of charge on the anniversary of the loan.

What is the overdraft loan repayment process?

Interest is debited on the last business day of the month by an automatic direct debit from the applicant’s current account and interest is charged only on the amount borrowed and only for the actual number of days it was borrowed. The principal is due on the loan maturity date.

What is the instalment loan repayment process?

Interest + principal are debited on the last business day of the month by an automatic direct debit from the applicant's current account in two separate payments (principal and interest repayment) and due to linear repayment the loan instalment is lower month by month.
The loan is secured by a financial guarantee contract.

An overdraft or a fast instalment business loan for anything

You can arrange your BusinessLoanTB Expres easily:

  • without unnecessary documents for the application and without stating the purpose of the funds,

  • with loan approval within 24 hours after filing a complete application,

  • without material security – a financial guarantee contract will suffice,

  • with comprehensive consultancy offered by specialized business advisors at branches.

How to get a loan

Who can apply for a BusinessLoanTB Expres:

  • limited liability companies and joint-stock companies registered in the Commercial Register of the Slovak Republic,

  • persons pursuing business under a trade license and registered in the Trade Register of the Slovak Republic,

  • persons pursuing business under a license other than a trade license under special legislation who are not registered in the Business Register of the Slovak Republic or the Trade Register of the Slovak Republic,

  • an association of natural persons.

Meet following conditions:
 

  • have an active business without any change of legal form and bookkeeping method for at least 24 months,

  • pursue business in industries acceptable to the bank,

  • submit financial statements for the two previously-ended accounting periods and the most recent financial statement in the current year.

Documents required for assession your loan application:

  • financial statements for the two previously-ended accounting periods and the most recent financial statement in the current year,

  • a completed Tatra banka questionnaire with supplementary information for the loan application.

Leave your phone number and we will contact you.

www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.
https://www.tatrabanka.sk/en/business/business-loans/businessloan-expres/