Lifetime insuranceTB
Think of the future and unexpected life situations. Provide funds for your loved ones to cover the costs associated with your last farewell.
No health examination
Fast payment of benefits
Assistance services
Low monthly payment
Tatra banka, a.s. carries out financial intermediation as an independent financial agent registered in the NBS register under reg. number 34945 for UNIQA pojišťovna, a.s., a branch of an insurance company from another member state and for Allianz - Slovenská poisťovňa, a. s.
Benefits of Lifetime insuranceTB
If you are looking for insurance that shows you responsibility to your loved ones, take out Lifetime insuranceTB from Tatra banka. We offer you:
- Taking out insurance without any medical examination. All you have to do is decide on the amount of insurance coverage and the method of payment and you can take advantage of the insurance.
- Guarantee of fast payment of insurance benefits. After reporting the insurance event and delivering the necessary documents, the funds are paid out within 48 hours of the closure of the insurance event. The payment of the performance is not subject to income tax or inheritance proceedings.
- Assistance services are an automatic part of the insurance and in many situations will help solve an unexpected event that has just occurred.
- Possibility to choose to pay premiums in regular monthly payments for a period of 10 years as a regular premium or a single premium payment when arranging insurance.
Scope of insurance
Lifetime insuranceTB will ensure the payment of a predetermined sum insured by a designated person in the event of an unforeseen event, which is death.
Upon reaching the age of 100, the Lifetime insuranceTB will pay you a specified sum of sums together with an appreciation.
At the same time, you have a NONSTOP assistance service at your disposal, which you can use for a period of 10 years from the beginning of the insurance.
Product parameters
Entry age of the insured person:
- from 18 to 70 years with regular paid insurance
- from 18 to 85 years of age with a single premium payment
Sum insured:
- For regular premiums: 2 000, 3 000, 5 000, 7 500, 10 000 EUR
- For single premiums: 1 500, 2 000, 3 000, 5 000, 7 500, 10 000 EUR
Insurance period:
- until the occurrence of the insured event or
- until the age of 100
- 10 years for Lifetime insuranceTB assistance services.
You can set up Lifetime insuranceTB via DIALOG Live or at any Tatra banka branch.
Representative example
Age of the client
55 years
Insurance coverage for death
2 000 EUR
Monthly insurance premium
from 20,59 EUR
Assistance services
The assistance services will provide you with and pay for the following services up to the set limits:
assistance:
- medical infoline - doctor on the phone, general health information, including consultations on COVID-19,
- provision of transport for or from a doctor's examination,
- security of purchase,
- household cleaning.
assistance
- domestic emergency services,
- unlocking the door after slamming,
- home assistance - hourly husband,
- IT assistance in installing or using technology,
- COVID-19 assistance in registering for a test or vaccination.
Assistance services are valid on the territory of the Slovak Republic. Technical assistance is provided in the household permanently occupied by the insured person. Household members who live with the insured for a long time and participate in the running of the household are also automatically entitled to use assistance services.
If you need help, do not hesitate to contact the staff of the NONSTOP assistance service at the telephone number: +421 220 512 770.
Reporting an insurance event
Tell your loved ones about the possibilities of reporting an insurance event:
- online through the UNIQA website
- by post to the address of the insurance company:
UNIQA pojišťovna, a.s., pobočka poisťovne z iného členského štátu
Krasovského 3986/15
851 01 Bratislava - in person at UNIQA or Tatra banka branches
To report an insurance event, it is necessary to:
- the number of the insurance contract* or the birth number of the policyholder.
- data on the insured person (name, surname, date of birth).
- documents: official document on the death of the insured (death certificate) and medical report on the death of the insured (death certificate).
*You can find the insurance contract number required for reporting a claim in your insurance contract, in your payment receipt, in the Tatra banka mobile application or via the UNIQA infoline at +421 232 600 100.
Frequently asked questions
In the event that death occurs as a result of an accident, the agreed insurance amount and a share of the profit will be paid out, if death occurs within 2 years from the conclusion of the contract for another reason, e.g. illness, payment will be made in the amount of the insurance premium paid. For insurance events after two years, compensation is always paid in the amount of the agreed insured amount plus a share of the profit.
Lifetime insuranceTB provides you with a guarantee of payment of the agreed insurance sum to authorized persons designated by you. When concluding it, we do not examine the health status of the insured.
Yes you can, but the sum of the sums insured from all Lifetime insuranceTB can be a maximum of 10 000 EUR.
Leave us a phone number and we will call you
https://www.tatrabanka.sk/en/personal/savings-investments-insurance/lifetime-insurance/