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  5. Guide: Consumer loanTB


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Guide: Consumer loanTB

In our guide, you will learn about the Consumer loan utilization process in 5 simple steps.




The first step to obtaining a loan for no purpose is an informative loan calculation in our calculator. By entering data into the calculator, you will get more accurate information about loan options.

TIP Hint for you If you are not a client of the bank and are interested in a loan without an account, proceed to the loan application directly via the calculator on the website . If you are interested in a loan with an account, download the Tatra banka application.

Applying for a loan

You can apply for a loan online via our website, by clicking directly from the calculator, via the Tatra banka mobile app, by phone via DIALOG Live *1100 or in person at any of our branches.

An ID card is sufficient for submission.


Approving the application and signing the contract documentation

Approving a loan application includes an assessment of creditworthiness and ability to repay the loan.

We will inform you about the approval result within a few minutes.

After the application is approved, we will prepare the contract documentation for you, you have several options to sign it:

  • through Internet bankingTB or mobile application Tatra banka
  • via DIALOG Live via Voice biometrics
  • in the Tatra banka branch

Drawing up loan

You will have the money in your account within a few minutes after signing the contract documentation.

In the case of loan refinancing, the next working day at the latest.


Loan repayment

You will repay the loan in monthly annuity installments, your repayment will not change during the repayment of the loan. You can find a detailed schedule of installments summarized in the Installment Calendar in Internet banking or in the mobile application in the Loan Detail section.

TIP Hint for you In case of applying the benefits of the #loan for the blue planet, do not forget to send documents on the purpose of using the loan funds to the address [email protected]. You will then be granted benefits.

Loan changes

Did you know that you can request changes to the loan while paying off the loan?

  • Realization of extraordinary installments
  • Change of repayment account (can be done online via Internet banking)
  • Changing the date of the installment (can be done online via Internet banking)
  • Postponement of installments
  • Change of insurance type
  • Early repayment of the loan

Need advice?

www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.