Guide: Consumer loanTB
In our guide, you will learn about the Consumer loan utilization process in 5 simple steps.
Calculation
The first step to obtaining a loan for no purpose is an informative loan calculation in our calculator. By entering data into the calculator, you will get more accurate information about loan options.
Applying for a loan
You can apply for a loan online via our website, by clicking directly from the calculator, via the Tatra banka mobile app, by phone via DIALOG Live *1100 or in person at any of our branches.
An ID card is sufficient for submission.
Approving the application and signing the contract documentation
Approving a loan application includes an assessment of creditworthiness and ability to repay the loan.
We will inform you about the approval result within a few minutes.
After the application is approved, we will prepare the contract documentation for you, you have several options to sign it:
- through Internet bankingTB or mobile application Tatra banka
- via DIALOG Live via Voice biometrics
- in the Tatra banka branch
Drawing up loan
You will have the money in your account within a few minutes after signing the contract documentation.
In the case of loan refinancing, the next working day at the latest.
Loan repayment
You will repay the loan in monthly annuity installments, your repayment will not change during the repayment of the loan. You can find a detailed schedule of installments summarized in the Installment Calendar in Internet banking or in the mobile application in the Loan Detail section.
Loan changes
Did you know that you can request changes to the loan while paying off the loan?
- Realization of extraordinary installments
- Change of repayment account (can be done online via Internet banking)
- Changing the date of the installment (can be done online via Internet banking)
- Postponement of installments
- Change of insurance type
- Early repayment of the loan
https://www.tatrabanka.sk/en/personal/loans/guide-consumer-loan/