Domestic/SEPA payment
Pay online – in both Slovakia and the SEPA area and save your time for more important things.

Simple

Fast

Safe

Cost-effective
Payment order
Send money in the way that suits you best. At Tatra banka, you have several options to choose from.
Internet bankingTB
Visit the bank through your computer. Through Internet bankingTB you can enter all types of payments, including SEPA instant payments, manage mandates - direct debit approvals, set up a new standing order or manage valid standing orders.
Open bankingTB
We bring you a secure and modern API solution. You can enter a payment order or obtain payment account information via the API - of course, always after your consent.
Tatra banka VIAMO
Send money easily and in a few seconds to the phone number of a friend, acquaintance or even a merchant.
Tatra banka mobile application
Enter your payment order wherever you are. Through the Tatra banka application, you can enter SEPA payments, including SEPA instant payments, manage standing orders and obtain an overview of SEPA direct debit approvals.
Branch
To make a SEPA payment, you can also use a paper payment order in the Slovak Republic, EU, EEA, which you have available at any Tatra banka branch, or try its editable PDF version. The details of the payment order are described in the Instructions for completing the SEPA payment order.
Online shopping
Shop in your favorite online stores via TatraPay or CardPay. Payment in e-shops will not take you a minute.
SEPA payment particulars
To successfully execute a SEPA payment order, provide the following mandatory and optional information when making the payment.
Mandatory data
- beneficiary IBAN
- payment amount
- the name of the beneficiary in the case of payments abroad
Optional data
- information for the recipient
- payer reference or variable, specific and constant symbol

Tip for you
You can find your account number in IBAN format on your account statement, in Internet bankingTB or in the Tatra banka mobile app.
Deadlines
To have your payments processed within your required time, make sure to check the deadlines for submitting orders.
Inter-bank SEPA payment | Payment order submission period (Cut off time) |
Processing date1 | Date of crediting funds to beneficiary's account1 |
---|---|---|---|
Branch | until 5:00 p.m. | D | D |
Internet bankingTB | until 9:00 p.m. | D | D |
Tatra banka app | until 9:00 p.m. | D | D |
Multicash | until 6:00 p.m. | D | D |
Business bankingTB | until 6:00 p.m. | D | D |
Open bankingTB | until 9:00 p.m. | D | D |
SEPA payment in the territory of the SR | Payment order submission period (Cut off time) |
Processing date1 | Date of crediting funds to beneficiary's account2 |
---|---|---|---|
Branch | until 5:00 p.m. | D | D+1 |
Internet bankingTB | until 9:00 p.m. | D | D+1 |
Tatra banka app | |||
Multicash | until 6:00 p.m. | D | D+1 |
Business bankingTB | until 6:00 p.m. | D | D+1 |
Open bankingTB | until 9:00 p.m. | D | D+1 |
SEPA payment outside the SR | Payment order submission time (Cut off time) | Processing date2 | Date of crediting funds to beneficiary's bank account2 |
---|---|---|---|
Branch | until 1:00 p.m. | D | D+1 |
Internet bankingTB | until 6:00 p.m. | D | D+1 |
Tatra banka app | until 6:00 p.m. | D | D+1 |
Multicash | until 6:00 p.m. | D | D+1 |
Business bankingTB | until 6:00 p.m. | D | D+1 |
Open bankingTB | until 6:00 p.m. | D | D+1 |
SEPA instant payment | Payment order submission period (Cut off time) |
Processing date1 | Date of crediting funds to beneficiary's bank account1 |
---|---|---|---|
Internet bankingTB | until 24:00 | D | D |
Tatra banka application | until 24:00 | D | D |
Business bankingTB | until 18:00 | D | D |
Open bankingTB | until 24:00 | D | D |
Express payment (EUR) | Payment order submission period (Cut off time) |
Processing date2 | Date of crediting funds to beneficiary's bank account2 |
---|---|---|---|
Branch | until 1:00 p.m. | D | D |
Internet bankingTB | until 2:00 p.m. | D | D |
Multicash | until 2:00 p.m. | D | D |
Business bankingTB | until 2:00 p.m. | D | D |
Open bankingTB | until 2:00 p.m. | D | D |
The submission time is the time until which the bank accepts payment orders due on day D.
1 calendar day (Monday - Sunday)
2 working days (Monday - Friday)
Leave your telephone number and we will contact you
https://www.tatrabanka.sk/en/personal/account-payments/domestic-sepa-payment/