Home Equity LoanTB

Draw funds for anything with the home equity loan and the best interest rate from Tatra banka. It is even possible as a favorable loan for a car.

Favourable interest rate on a mortgage loan

Favorable interest from 1.25 % p.a. at 3-year fixed-rate period
(representative example)

 

No charge for Land Register processing

No charge for Land Register processing

With remittance of costs for early repayment in other bank

With remittance of costs for early
repayment in other bank

Funds for anything with the Home Equity Loan also with the insurance

Advantageous property insurance and ability to repay the loan

Benefits

  • The Home Equity LoanTB is your source of funds that you can use for anything. For example to finance a car, pay off disadvantageous loans, traveling, etc. Like a classic mortgage loan, you will automatically obtain a favorable interest rate when pledging your property.

  • Loan repayment will be easier for you. If you transfer your accounts to Tatra banka, you can reduce your monthly installments.

  • A Home Equity LoanTB is custom tailored to your individual preferences. Our mortgage specialists will help you with the entire mortgage loan arrangement process and you will get the final home equity loan offer at the first meeting. Look at our guide to know what to expect.

  • Property appraisal within 24 hours by Tatra banka.

The Home Equity LoanTB brings you also other benefits and products:

  • Reduced interest rate on the Consumer LoanTB.

  • A new credit card with no card fee for up to 12 months.

Benefits of a home equity loan for anything from Tatra banka

In cooperation with UNIQA insurance company you can arrange:

  • insurance of your ability to repay a loan, which will give you certainty in the event of unforeseen events that you will be able to continue repaying your mortgage loan,
  • property insurance that you can arrange according to your needs.

Where to apply for the loan

Visit any of Tatra banka branches

Branch

Visit any Tatra banka branch, where our mortgage specialists will be happy to help you.

You may apply for a Home Equoity loan even by phone

Online video consultation

Schedule a video consultation with one of our mortgage specialists and review the terms of your loan from the comfort of your home.

Video consultaion with our loan specialists

DIALOG Live contact center

Would you prefer to handle the entire approval process online? You can then sign the loan agreement at any Tatra banka branch. *1100

Leave us your contact information and we will call you back. Loan agreements may be confirmed over the phone by verifying your voice via our unique service Voice BiometricsTB or in any branch.

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Home equity loan/APR calculation

The loan amount used in an Illustrative example of the Home Equity loan

Loan amount: €50,000,
repayment term: 20 years

The interest rate used in an Illustrative example of the Home Equity loan

Interest rate:
1.25 % p.a.

The monthly installment used in an Illustrative example of the Home Equity loan

Monthly installment:
€235.57

How to manage an existing mortgage loan 

Get the best Home equity mortgage from Tatra banka and use the loan for any purpose

Do you belong among those who already have their mortgage loan with Tatra banka? Use the services through which you will always have your mortgage under control.

  • Via mobile app Tatra banka, Internet BankingTB and MaFin you can monitor the amount of your balance.

  • In the course of repayment you may make extraordinary installments, ask for a change of the original pledged property or defer an installment.

  • You can negotiate your fixed interest rate for a specified period of years. During that period your interest rate will not change.

  • At least two months before the end of the fixed interest rate period we will contact you in writing and let you know the new interest rate and the new fixed interest rate period. You can then decide whether to accept the new interest rate and fixed period or accept an offer for an extended or reduced fixed period with the applicable interest rate.

Frequently Asked Questions

Do you need to deal with a mortgage?

We will contact you with the best offer for you. Leave us your phone number.

Calculator for Home EquityTB loan

Calculate your loan according to your expectations.

Calculator 

Need advice?


www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.
https://www.tatrabanka.sk/en/personal/loans/home-equity-loan/