My Crayon Plus
The My Crayon Plus program combines insurance with investing in funds, creating an investment that protects your child up to the age of 25.
Comprehensive child protection
Valid worldwide
Without examining
sports activities
Bonus: Baby card for free
Tatra banka, a.s. carries out financial intermediation as an independent financial agent registered in the NBS register under reg. number 34945 for Allianz - Slovenská poisťovňa, a. s. and for UNIQA pojišťovna, a.s., a branch of an insurance company from another member state.
Advantages of the My Crayon Plus program:
- comprehensive protection of the child
- the possibility of insuring an adult with a child
- free Baby card
- a wide range of additional insurances
- high program variability
- dynamization of insurance
- bonus for the premium amount
- loyalty bonus
- investment autopilot
- discounts on optional additional insurance up to 40 %
Scope of insurance
Create insurance protection according to your ideas and preferences.
The My Crayon Plus program offers, in addition to the main insurance for the child (Investment life insurance in the event of death), optional additional insurances and the option of insurance for the policyholder's adult as well.
Selection of optional supplementary insurance for CHILD
- Permanent injury insurance without progression
- Permanent injury insurance with progression
- Daily compensation insurance during the necessary treatment of the consequences of an accident
- Daily indemnity insurance during a stay in hospital due to a child's injury
- Daily indemnity insurance for hospitalization due to illness
- Child critical illness insurance
- Insurance exemption from payment of insurance premiums in the event of a child's medical handicap
- Home liability insurance
- Child surgery insurance
- Doctor + (Second medical opinion)
- Assistant service
Selection of optional supplementary insurance for ADULT
- Permanent injury insurance without progression
- Permanent injury insurance with progression
- Accidental death insurance with double coverage for a participant in a traffic accident
- Death insurance with an annuity payment
- Unemployment and occupational death insurance
- Insurance of exemption from payment of premiums in case of invalidity of the policyholder
- Insurance exemption from payment of premiums in case of disability or death of the policyholder
- Reimbursement insurance for long-term incapacity for work
- Insurance Service Assistant
Product parameters
Investment in funds
As part of the My Crayon Plus investment life insurance for a child, you can choose from the following funds:
- Bond fund
- Bond fund European companies
- Equity fund Europe
- Mixed fund
- Equity fund European small companies
- C-Quadrat Total Return Global fund
- Fidelity Global Dividend fund
Investment strategies
You choose the funds and how much to invest in each of them according to your own decision.
The offer also includes three investment strategies created by combining several funds, so that they offer a suitable investment in view of the investment profile.
- Conservative: Bond Fund - 60 %, Equity Fund Europe - 10 %, C-Quadrat Total Return Global Fund - 10 %, Mixed Fund - 10 %
- Balanced: Bond Fund - 45 %, Europe Equity Fund - 25 %, C-Quadrat Total Return Global Fund - 20 %, European Small Companies Equity Fund - 10 %
- Growth: Bond Fund - 30 %, Equity Fund Europe - 25 %, Equity Fund European Small Companies - 5 %, C-Quadrat Total Return Global Fund - 20 %, Mixed Fund - 20 %
For funds covered by Article 8 or 9 of Regulation (EU) 2019/2088 of the European Parliament and of the Council, you will find the embedded information in the form of the template set out in Annex II of Commission Delegated Regulation EU 2022/1288. For some funds, this document does not yet include information on investing in fossil gas and/or nuclear energy activities that comply with the EU taxonomy; the information will be supplemented after it is delivered by the asset managers.
The risk associated with investment and variability of returns is borne by the client. Fund asset values are calculated and expressed in EUR. The value of an investment in a mutual fund may rise, fall or stagnate, and the return of the originally invested amount is not guaranteed. The value of an investment in a mutual fund can be affected by the following risks: market, interest, exchange rate, settlement risk, low liquidity, decrease in the net value of assets in the mutual fund, risk of environmental instability, political and legal risk.
A representative example (the insured is a one-year-old child)
At a total price of 40.30 EUR/month. does the child include:
- permanent consequences of an accident in the amount of 65 000 EUR
- daily compensation insurance in the amount of 35 EUR/day
- surgery insurance in the amount of 2 000 EUR
- Babycard - travel insurance for a child
- investment component worth 25 EUR/month.
Claim reporting and tracking
Use one of the following options to report a claim event:
- online reporting of an insurance claim through the Allianz website
- by phone on the Allianz line +421 2 50 122 222
- by mail to the address of the insurance company:
Allianz – Slovenská poisťovňa, a. s.
Pribinova 19
811 09 Bratislava - in person at Allianz or Tatra banka branches
You can find the insurance contract number required for reporting a claim in your insurance contract, in your payment receipt, in the Tatra banka mobile application.
Frequently asked questions
The insurance can be taken out by a person over 18 years of age, while it is not a requirement that he or she be the child's legal representative. If the insurance is taken out by a third party, the legal representative signs the documentation for the child as the insured person.
The insurance event must be reported as soon as possible. After the health condition has stabilized, if the condition has not stabilized three years after the accident, we evaluate the condition three years after the accident according to the relevant insurance conditions. One should not forget the limitation period, which is three years and begins one year after the insurance event.
The insurance benefit is paid if the accident occurred after the start date of the insurance, while it is treated for min. 10 days and payment is made retroactively from the 11th day. The payment is paid to the legal representative or the insured person, even if he is of legal age.
Leave us your phone number and we'll call you back
https://www.tatrabanka.sk/en/personal/insurance/my-crayon-plus/