Visa Gold Private credit card

Earn with a credit card and the My Benefit service, which brings you attractive discounts at selected merchants in the form of cashback, discount coupons and gifts.
Read more about My Benefit.

Thanks to the Visa Gold premium card, you also get access to the offers of the Visa Benefit program.

Download the Tatra banka app to get the unique My Doctor service for your credit card with 5 exclusive health benefits:

• AIDA diagnosis of symptoms
• Doctor on phone with priority call
  • Possibility to order a consultation with a specialist
• Priority order for MRI examination
• Second medical opinion for you and your family members
• Coaches and therapists

For more information, visit My Doctor.

For your birthday you have a great gift from us. We will refund 5% of all credit card purchases * made on your birthday (maximum credit amount is € 50).

*Purchases do not include credit card payment orders, cash withdrawals, and special transactions such as foreign currency purchases, electronic money transfers, financial services and trading, financial payments to other institutions, traveler's checks, gambling, lotteries and betting

Use your credit card free of monthly fees thanks to our Reward program^TB. Make payments in amount of 500 EUR and you will get 50 % monthly fee discount for your credit card. Make payments in amount of 1 000 EUR and you will get 100 % monthly fee discount.

The Reward program^TB is subject to a main credit card fee. Additional credit cards contribute to the fulfillment of the rewards program, but are charged according to the current price list.

In the event that your credit card is lost or damaged, you can request a free replacement card via the Tatra banka mobile application, which you can use in just a few seconds.

With your credit card, you can book your plane tickets, hotel room or rent a car simply and quickly. It is accepted in over 200 countries all over the world.

Thanks to unique travel insurance, you can go on vacations, business trips or go shopping abroad without worries. In cooperation with UNIQA insurance company, we offer you annual travel insurance for only 36 EUR and for seniors over 65 years 48 EUR. It is valid all over the world, one trip may last up to 90 days and the insurance also covers your fellow-travelling family members*.

*Spouse, the partner of the insured person and children of the cardholder under 18 years of age when traveling with the insured person.

Treat yourself to a pleasant rest before your flight in the airport lounges Sky Lounge or Vienna Lounge.

Free entry is valid only for the holder of the main or additional VISA Gold credit card.

Prices for accompanying persons (max. 4 persons):

SKY Lounge:

• adult - 31 EUR
• child from 4 to 14 years - 21 EUR
• children under 3 years - 0 EUR

VIENNA Lounge:

• adult - 42 EUR
• child from 4 to 14 years - 25 EUR
• children under 3 years - 0 EUR

When entering the airport lounge with accompanying persons, it is necessary to pay the fee for their entry at the location of the specific airport lounge. Other persons will be charged the corresponding lounge fee.

• Visa Luxury Hotel Collection
  Thanks to Visa Gold card, you can also use the benefits of Visa Luxury Hotel Collection Program. The Program offers 7 premium benefits in over 900 exclusive hotels all over the world:
  • best available rate guarantee
  • automatic room upgrade upon arrival, when available
  • complimentary in-room Wi-Fi, when available
  • complimentary continental breakfast
  • 25 USD food or beverage credit
  • VIP guest status
  • late check-out upon request, when available

The benefits apply automatically, if you book your hotel via www.visaluxuryhotelcollection.com and use your Visa Gold card to pay for your booking.

• AirRefund
  Pay for your plane tickets with your credit card and in case your flight was delayed, cancelled or you could not get to the plane due to its exceeded capacity, you can get your money back, with an arrangement fee discount on top of it. The service is available at https://visa.airrefund.com/en/.

Exclusive assistance service that will arrange, specify and organize anything, you no longer need to care. The service is available on the phone number +421 220 570 057 (Mon – Fri 8 a.m. – 6 p.m.). More information is available at Visa web site.

You can use the credit line of your credit card more times per month. Just repay the amount you currently need to use to your card account.

Change the limits of your card and set the continents where you can pay by card simply in Tatra banka application or using Internet banking^TB.

Allows you to set your own limit up to which you want to use your credit card within a month. After reaching the limit set, we will send you a notification via b-mail.

In case you need to raise a claim concerning one of the transactions made with your Visa Gold card, you may do so directly in the Tatra banka application. You no longer need to visit the branch, nor contact DIALOG Live or your banker. Just fill in a simple form directly in the detail of transaction, and your complaint will then be handled in a standard way.

Allows you to pay your invoices or transfer money simply and quickly to your Tatra banka account or to an account in any other bank in Slovakia.

You decide how much of the borrowed amount you want to repay – either the minimum payment or more. You can also choose from the available methods of payment: automatic instalment / direct debit, payment order or cash deposit. With automatic payment you no longer need to think about paying off your credit card - you can set the amount and the due date according to your needs.

From now on, you will not forget to repay your credit card. Set up b-mail notification and we will notify you about the forthcoming due date in time.

Monthly statement sent to your e-mail address will provide you with regular overview of your credit card. The statement is also available in PDF format in Internet banking^TB and in Tatra banka mobile application.

Provided that the entire credit limit of 3 000 EUR is spent immediately via a cashless payment at a merchant and outstanding balance is subsequently repaid in 12 equal monthly installments of 278.18 EUR, the client will pay a total amount of 3 338.13 EUR, which includes a monthly fee of 8 EUR for the main Visa Gold credit card. The APR will be 22.7 % based on the assumptions. The total credit limit will be charged at an interest rate of 14.9 % p. a.

The amount of the monthly installment is used only for the calculation of a representative example. The actual amount of the monthly installment may vary and is contractually agreed.