Visa Gold Private credit card
An exceptional credit card for exceptional people.
Attractive discounts at merchants thanks to My Benefit
5 % birthday cashback (max. 50 EUR)
100 % discount on the service charge with the Reward programTB
Interest-free period for up to 51 days
Enjoy all the exclusive benefits offered by this premium credit card:
Earn with a credit card and the My Benefit service, which brings you attractive discounts at selected merchants in the form of cashback, discount coupons and gifts.
Read more about My Benefit.
Thanks to the Visa Gold premium card, you also get access to the offers of the Visa Benefit program.
Download the Tatra banka app to get the unique My Doctor service for your credit card with 5 exclusive health benefits:
- AIDA diagnosis of symptoms
- Doctor on phone with priority call
- Possibility to order a consultation with a specialist
- Priority order for MRI examination
- Second medical opinion for you and your family members
- Coaches and therapists
For more information, visit My Doctor.
For your birthday you have a great gift from us. We will refund 5% of all credit card purchases * made on your birthday (maximum credit amount is € 50).
*Purchases do not include credit card payment orders, cash withdrawals, and special transactions such as foreign currency purchases, electronic money transfers, financial services and trading, financial payments to other institutions, traveler's checks, gambling, lotteries and betting
Use your credit card free of monthly fees thanks to our Reward programTB. Make payments in amount of 500 EUR and you will get 50 % monthly fee discount for your credit card. Make payments in amount of 1 000 EUR and you will get 100 % monthly fee discount.
The Reward programTB is subject to a main credit card fee. Additional credit cards contribute to the fulfillment of the rewards program, but are charged according to the current price list.
In the event that your credit card is lost or damaged, you can request a free replacement card via the Tatra banka mobile application, which you can use in just a few seconds.
With your credit card, you can book your plane tickets, hotel room or rent a car simply and quickly. It is accepted in over 200 countries all over the world.
Thanks to unique travel insurance, you can go on vacations, business trips or go shopping abroad without worries. In cooperation with UNIQA insurance company, we offer you annual travel insurance for only 36 EUR and for seniors over 65 years 48 EUR. It is valid all over the world, one trip may last up to 90 days and the insurance also covers your fellow-travelling family members*.
*Spouse, the partner of the insured person and children of the cardholder under 18 years of age when traveling with the insured person.
When traveling abroad you can enjoy free of charge admission to the VIP airport lounge* at Vienna - Schwechat airport for you and one guest.
*For up-to-date information on airport lounges, visit the Vienna International Airport website.
- Visa Luxury Hotel Collection
Thanks to Visa Gold card, you can also use the benefits of Visa Luxury Hotel Collection Program. The Program offers 7 premium benefits in over 900 exclusive hotels all over the world:
- best available rate guarantee
- automatic room upgrade upon arrival, when available
- complimentary in-room Wi-Fi, when available
- complimentary continental breakfast
- 25 USD food or beverage credit
- VIP guest status
- late check-out upon request, when available
The benefits apply automatically, if you book your hotel via www.visaluxuryhotelcollection.com and use your Visa Gold card to pay for your booking.
Pay for your plane tickets with your credit card and in case your flight was delayed, cancelled or you could not get to the plane due to its exceeded capacity, you can get your money back, with an arrangement fee discount on top of it. The service is available at https://visa.airrefund.com/en/.
Exclusive assistance service that will arrange, specify and organize anything, you no longer need to care. The service is available on the phone number +421 220 570 057 (Mon – Fri 8 a.m. – 6 p.m.). More information is available at Visa web site.
You can use the credit line of your credit card more times per month. Just repay the amount you currently need to use to your card account.
Change the limits of your card and set the continents where you can pay by card simply in Tatra banka application or using Internet bankingTB.
Allows you to set your own limit up to which you want to use your credit card within a month. After reaching the limit set, we will send you a notification via b-mail.
In case you need to raise a claim concerning one of the transactions made with your Visa Gold card, you may do so directly in the Tatra banka application. You no longer need to visit the branch, nor contact DIALOG Live or your banker. Just fill in a simple form directly in the detail of transaction, and your complaint will then be handled in a standard way.
Allows you to pay your invoices or transfer money simply and quickly to your Tatra banka account or to an account in any other bank in Slovakia.
You decide how much of the borrowed amount you want to repay – either the minimum payment or more. You can also choose from the available methods of payment: automatic instalment / direct debit, payment order or cash deposit. With automatic payment you no longer need to think about paying off your credit card - you can set the amount and the due date according to your needs.
From now on, you will not forget to repay your credit card. Set up b-mail notification and we will notify you about the forthcoming due date in time.
Monthly statement sent to your e-mail address will provide you with regular overview of your credit card. The statement is also available in PDF format in Internet bankingTB and in Tatra banka mobile application.
If you have high goals, always expect more and want to feel extraordinary wherever you are in the world, then this exclusive gold card is designed just for you.
Visa Gold never limits you.
The card is accepted worldwide.
- Total credit limit 3,000 – 15,000 EUR
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The deadline for payment of the used amount is 21 days after billing.
- Interest rate 14.9 % p. a.
- Minimum instalment 5 % of the amount owed (at least 15 EUR)
- Monthly card fee 8 EUR
- A card for your relative with a monthly fee of 1.50 EUR
In the case of fulfilling conditions of the Reward ProgramTB and subject to monthly payment of the sum due not later than on the due date, APR will be 0.00 %. Provided that the credit limit is spent immediately via the POS terminal and the subsequent repayment of only a minimum instalment of 5 % of the due amount - at least 15 EUR, the client will have to pay the total sum in the amount: 5 333.55 EUR. Parameters used to calculate an example: total credit limit: 3 000 EUR, card type: Visa Gold Private, monthly fee for the main card: 8 EUR, variable amount of the standard interest rate: 14.90 %, APR: 22.55 %, maturity period: 12 months.
Credit card visual
The author of the work depicted on the card, Milota Havránková, is one of the most significant personalities of Slovak art photography. The photo was dedicated to the Slovak poet Andrej Sládkovič, who dreamed of a woman he loved but lived with another. It portrays the illusion of a soft pillow in which one can plunge. Thus Sládkovič dreamed of his beloved.
Learn more about credit card visuals and artists themselves at ManifestTB.
Who is the card for?
The Visa Gold Private credit card is intended for persons resident in the Slovak Republic from the age of 18 on the day of application.
To successfully issue a gold credit card, we only need to get a few important data from you, which varies depending on whether you are:
- an employee – proof of your solvency and continued employment for the last 3 months. It is important that your employer confirms the employment,
- self-employed or enterpreneur – entrepreneur – proof of your trade license in the Slovak Republic valid for the last 2 years. You must also prove your solvency by submitting proof of your income from business activities for the previous year confirmed by the competent authorities.
A card for your relative
As a gold credit card holder, you can also apply for an additional private credit card for your relatives.
To issue the card, Tatra banka will need:
- consent of the total credit limit holder, who will define the credit limit for the additional card,
- the age of the future additional cardholder (at least 15 years old).
To get a credit card, you are not required to have an account with Tatra banka.
Treat yourself to traveling comfort
The Visa Gold Private credit card is an ideal choice for discerning travelers who enjoy comfort.
Relax before flying at one of the premium airport lounges and enjoy traveling around the world without worrying with our comprehensive travel insurance.
The Visa Gold credit card is intended for persons with permanent residence in the Slovak Republic from the age of 18 on the day of application.
Frequently Asked Questions
You can apply for a replacement credit card in the Tatra banka application as follows:
1. In the card details, in the Options tab, select "Card blocking"
2. Select "Issue a replacement card"
3. Choose the reason for issue
4. Confirm the issue of the replacement card with your PIN
5. You will receive a confirmation of card issuance in your inbox
The plastic credit card will then be delivered to the address you entered within 10 days of submitting the application.
If you are interested in a Visa Gold credit card from Tatra banka, just provide your contact details via DIALOG Live and we will call you. You can also apply for this card via your Internet bankingTB or the Tatra banka mobile app, if you have a pre-authorized Visa card offer there. Or visit us at any Tatra banka branch.
A credit card is a loan product which you can get free of charge and with no interest at Tatra banka. The condition is permanent residence in the Slovak Republic, age of 18 years or older on the application date. The card can be issued to an employee – if you prove solvency and continued employment for at least three months, confirmed by your employer, or for a natural person – entrepreneur – if you submit proof of your trade license for business activities in the Slovak Republic valid for at least the past two years and solvency by a certificate of income from business activities for the previous year confirmed by the competent authorities.
A Visa Gold credit card is an ideal companion for your travels. With a valid card, the cardholder has free entry to the Jet Lounge and Sky Lounge* at the Vienna airport.
*For up-to-date information on airport lounges, visit the Vienna International Airport website.
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