Mortgage LoanTB

For the first 2000 clients applying for a loan by 12.11.2018, we will provide this loan with an interest rate of 1.25% p.a. as long as the client chooses a 3-year interest rate fixation.

Only 1503 mortgages remaining.

No charge for loan provision

No charge for loan provision

No charge for Land Register processing

No charge for Land Register processing

Favorable interest from 1.25 % p.a. at 3-year fixed-rate period

Favorable interest from 1.25 % p.a. at 3-year fixed-rate period
(representative example)

With remittance of costs for early repayment in other bank

With remittance of costs for early
repayment in other bank

Advantages of a Mortgage LoanTB from Tatra banka

A Mortgage LoanTB from Tatra banka comes with a number of unique benefits that will make your new beginning easier.

  • The Mortgage is available up to 90% of the security value as of 1.7.2018. If you require a higher amount of credit, you can also apply for a consumer credit with the mortgage. The bank will determine the amount of the loan and the interest rate after assessing the particular loan case, in view of the client's ability to repay the loan, the amount of the total debts to income and the offered loan security.

  • Property appraisal within 24 hours by Tatra banka.

  • A custom-tailored mortgage loan considering individual needs. Our mortgage specialists will help you with the entire mortgage loan arrangement process and you will get the final loan offer at the first meeting. Look at our guide to know what to expect.

  • Any purpose portion for anything will please those who want a mortgage loan not only to solve their housing needs but also to cover other expenses.

Along with a mortgage loan, you can get other products and benefits:

  • A reduced interest rate on an Consumer LoanTB that you can use, for example, as additional financing for the housing or to furnish your household.

  • A new credit card with no card fee for up to 12 months.
Vyhody HU od Tatra banky

In cooperation with UNIQA insurance company you can arrange:

  • insurance of your ability to repay a loan, which will give you assurance in case of unforeseen events that might prevent you from continuing to repay the mortgage loan,
  • property insurance that you can arrange according to your needs.

Tax bonus

For any Mortgage LoanTB concluded from 1 January 2018 you may obtain a tax bonus of up to €400.

What are the conditions for the tax bonus entitlement?

  • the tax bonus applies to ½ of the paid interest from each loan per year with the maximum bonus of €400
  • you may claim it for the period of 5 years

What do you have to fulfil to become entitled to the tax bonus?

  • age limit – up to 35 years of age (also applies to the spouse),
  • income amount – your gross monthly income for the preceding calendar year must not exceed the statutory amount.

It is possible to claim the bonus upon purchase of an apartment or house or their parts, construction or completion of a property, as well as adjustment or maintenance of a property or a combination of the aforementioned purposes.
The loan repayment period is from 5 to 30 years.

Možnosť získania daňového bonusu až do 400 EUR
A tip for you:

The entitlement to the tax bonus should be exercised at the applicable tax authority with your 2019 tax return.
You can personally pick up your tax office confirmation at any Tatra banka branch.

Where to apply for the loan

Branch

Visit any branch of Tatra Bank, where our mortgage specialists will be happy to assist you.

Online video consultation

Schedule a video consultation with one of our mortgage specialists and review the terms of your mortgage loan from the comfort of your home.

Contact center DIALOG Live 

Would you prefer to handle the entire approval process online? You can then sign the loan agreement at any Tatra banka branch. *1100

Mortgage loan/APR calculation

A loan amount for in Illustrative example of Mortgage loan

Loan amount: €50,000,
repayment term: 30 years

An interest rate in the Illustrative example of Mortgage loan

Interest rate:
1.25 % p.a.

An monthly installment in the Illustrative example of Mortgage loan

Monthly installment: €166.63

How to manage an existing mortgage loan

There are several ways how to manage mortgage loan Take a look at the ways, how you may manage your mortgage loan

Do you belong among those who already have their mortgage loan with Tatra banka? Use the services through which you will always have your mortgage under control.

  • Via mobile app Tatra banka, Internet BankingTB and MaFin you can monitor the amount of your balance.

  • In the course of repayment you may make extraordinary installments, ask for a change of the original pledged property or defer an installment.

  • You can negotiate your fixed interest rate for a specified period of years. During that period your interest rate will not change.

  • At least two months before the end of the fixed interest rate period we will contact you in writing and let you know the new interest rate and the new fixed interest rate period. You can then decide whether to accept the new interest rate and fixed period or accept an offer for an extended or reduced fixed period with the applicable interest rate.

Frequently Asked Questions

Do you need to deal with a mortgage?

We will contact you with the best offer for you. Leave us your phone number.

Calculator for MortgageTB loan

Calculate your loan according to your expectations.

Calculator 

Need advice?


www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.
https://www.tatrabanka.sk/en/personal/loans/mortgage-loan/