Visa Standard Private credit card

Rudolf Sloboda is a renowned Slovak writer, author of novels, books of short stories, books for children and several movie screenplays. He was awarded for his lifetime achievement as one of the first winners of the Tatra banka Foundation Award in 1996 and Pribina Cross I. Class in memoriam by Slovak president Andrej Kiska in 2018.

We are proud that Tatra banka brings you a limited edition of the credit card devoted to this significant writer this year when Rudolf Sloboda would be 80 years old.

Moreover, you can get a summer bonus of EUR 30 to the new credit card now. Just make transactions amounting to EUR 300 until 31 August 2018 with your card*.

* The volume of payments in the amount of EUR 300 can be achieved by making a single payment or cumulatively while the credit of EUR 30 will be credited to the account maintained with your card after the end of the campaign on 31 August 2018. The offer relates to payments cleared until 31 August 2018.

• Payments amounting to EUR 300 can be made both as one-time payments or cumulatively 
• The sum of EUR 300 include transactions executed by both main and additional cards
• Payments must be cleared until 31 August 2018 

• The sum of EUR 300 does not include credit card payment orders and ATM cash withdrawals
• Credit of EUR 30 will be credited to the card account after the campaign ends, i.e. after 31 August 2018

• The Reward Program^TB will guarantee a discounted fee. For charges of €150 or more you get a 50% discount on the monthly credit card fee. For charges of €300 or more you get a 100% discount.
• This card will help you on trips at home and abroad. Book flight tickets, a hotel room or a rental car with the card simply and quickly. It is accepted in more than 200 countries worldwide.

• Unique travel insurance will particularly please those who want to travel without worries on holidays, business or shopping trips abroad. In cooperation with UNIQA insurance company, we offer you annual travel insurance for ONLY €30. It is accepted in more than 200 countries around the world, with one trip lasting up to 90 days and the insurance also covers your traveling family members.
• Flexible repayments. You decide how much of the borrowed amount, in addition to the minimum instalment, you want to pay and in what form: direct debit, payment order or a cash deposit.
• An e-statement to your e-mail address will provide you with a regular overview. You decide if you need a printed version, or an electronic PDF version of your statement.
• A payment order will allow you to pay invoices or transfer funds to your current account with Tatra banka or an account with any other bank in Slovakia, simply and quickly.
• Limit Alert allows you to set your own limit of monthly drawdown of funds on your credit card. After you reach this limit, we will notify you via b-mail.

• Total credit limit EUR 650 – €5,000
• Interest rate 18.8% p.a.
• Interest-free period for up to 47 days
• The minimum instalment is 5% of the amount owed (at least €15)
• Monthly card fee EUR 2.50 
• Monthly additional card fee EUR 0.50
• Optional comprehensive travel insurance for the cardholder and traveling family members*

*A spouse or partner of the cardholder up to 65 years old and children of the cardholder up to 18 years old, if traveling together with the cardholder.

A Visa standard private card gives you freedom and the opportunity to fulfil everything you want.

The Visa standard private credit card is designed for individuals with a permanent residence in the Slovak Republic from the age of 18 on the application date.

To get a card, we just need a few important details from you depending on whether you are:

• An employee – you must submit proof of your solvency and continued employment for at least three months before filing the application for the credit card. It is important that employment is confirmed by your employer.
  
  A natural person – entrepreneur – you must submit proof of your trade license in the Slovak Republic, valid for at least two years, before filing an application for the credit card. You must prove your solvency by submitting proof of your income from business activities for the previous year, confirmed by the competent authorities.

A card for your relative

With a Visa standard private credit card, you can also apply for an additional private credit card.

To issue the card, Tatra banka will need:

• consent of the total credit limit holder, who will define the credit limit for the additional card,
• the age of the additional future cardholder (at least 15 years old)