Visa Standard Private credit card
Activate the My Benefit service and earn with your credit card.

Attractive discounts at merchants thanks to My Benefit

5 % birthday cashback (max. 30 EUR)

100 % discount on the service charge with the Reward ProgramTB

Interest-free period of up to 47 days
Benefits of the credit card
Fulfil your plans and dreams instantly with a credit card full of benefits:

Download MobilePayTB application, become a member of My Benefit Club and earn money with your credit card. Activate those attractive merchants' discount offers you want to use. All you than have to do is just pay with your credit card, there is no need to redeem, ask or apply for the discount. The discount amount will be automatically credited to your card account till the 15th day of the following month.
Download MobilePayTB to get the unique My Doctor service for your credit card with 4 exclusive health benefits:
- AIDA diagnosis of symptoms
- Doctor on the phone
- Possibility to order a consultation with a specialist
- Coaches and therapists
- Second medical opinion
For more information, visit My Doctor.
For your birthday you have a great gift from us. We will refund 5% of all credit card purchases * made on your birthday (maximum credit amount is € 30).
*Purchases do not include credit card payment orders, cash withdrawals, and special transactions such as foreign currency purchases, electronic money transfers, financial services and trading, financial payments to other institutions, traveler's checks, gambling, lotteries and betting
Use your credit card free of monthly fees thanks to our Reward programTB. Make payments in amount of EUR 150 and you will get 50 % monthly fee discount for your credit card. Make payments in amount of EUR 300 and you will get 100 % monthly fee discount.
In the MobilePayTB application you can see how much you have saved thanks to your credit card in the last 12 months.
With your credit card, you can book your plane tickets, hotel room or rent a car simply and quickly. It is accepted in over 200 countries all over the world.
Thanks to unique travel insurance, you can go on vacations, business trips or go shopping abroad without worries. In cooperation with UNIQA insurance company, we offer you annual travel insurance for only 36 EUR and for seniors over 65 years 48 EUR. It is valid all over the world, one trip may last up to 90 days and the insurance also covers your fellow-travelling family members*.
*Spouse, the partner of the insured person and children of the cardholder under 18 years of age when traveling with the insured person.
Change the limits of your card and set the continents where you can pay by card simply in Tatra banka or MobilePayTB applications or using Internet bankingTB.
Allows you to set your own limit up to which you want to use your credit card within a month. After reaching the limit set, we will send you a notification via b-mail.
Allows you to pay your invoices or transfer money simply and quickly to your Tatra banka account or to an account in any other bank in Slovakia.
You decide how much of the borrowed amount you want to repay – either the minimum payment or more. You can also choose from the available methods of payment: automatic instalment/direct debit, payment order or cash deposit. With automatic payment you no longer need to think about paying off your credit card - you can set the amount according to your needs.
Monthly statement sent to your e-mail address will provide you with regular overview of your credit card. The statement is also available in PDF format in Internet bankingTB and in Tatra banka mobile application.
Details
- Total credit limit 400 – 5,000 EUR
- Interest rate 18.8 % p. a.
- Interest-free period for up to 47 days
- The minimum instalment is 5% of the amount owed (at least EUR 15)
- Monthly card fee 2.50 EUR
- Monthly additional card fee 0.50 EUR
Credit card visual
The photo was taken at the swimming pool in Zlaté Moravce. The author is Mária Švarbová, whose work has also gained international recognition. The inspiration for the composition of the girls in the photo and its very atmosphere was the spartakiad from socialist times.
Learn more about credit card visuals and artists themselves at ManifestTB.
A Visa standard private card gives you freedom and the opportunity to fulfil everything you want.
In the case of fulfilling conditions of the Reward ProgramTB and subject to monthly payment of the sum due not later than on the due date, APRC will be 0.00 %. Provided that the credit facility is spent immediately via the POS terminal and the subsequent repayment of only a minimum instalment of 5% of the due amount - at least EUR 15, the client will have to pay the total sum in the amount: EUR 1 033.72. Parameters used to calculate an example:total credit facility: EUR 650, card type: Visa Standard Private, monthly fee for the main card: EUR 2.50, variable amount of the standard interest rate: 18.80%, APR: 30.32%, maturity period: 12 months.
Who is the card for?
The Visa standard private credit card is designed for individuals with a permanent residence in the Slovak Republic from the age of 18 on the application date.
To get a card, we just need a few important details from you depending on whether you are:
- An employee – you must submit proof of your solvency and continued employment for at least three months before filing the application for the credit card. It is important that employment is confirmed by your employer.
Self-employed or enterpreneur – you must submit proof of your trade license in the Slovak Republic, valid for at least two years, before filing an application for the credit card. You must prove your solvency by submitting proof of your income from business activities for the previous year, confirmed by the competent authorities.
A card for your relative
With a Visa standard private credit card, you can also apply for an additional private credit card.
To issue the card, Tatra banka will need:
- consent of the total credit limit holder, who will define the credit limit for the additional card,
- the age of the additional future cardholder (at least 15 years old)

Important:
To get a credit card, you are not required to have an account with Tatra banka.
Frequently asked questions:
Activation of My Benefit programme only requires granting your consent when it is first launched. We will ask for this consent when you open My Benefit for the first time in your credit card detail in MobilePayTB application.
Getting a discount requires activation of the offers you want to use:
- enter the credit card detail by clicking on its picture
- select My Benefit functionality
- list of all offers available will be loaded
- activate the offers you intend to use by simply clicking on the button “Activate”
Then just pay for what you buy with your credit card. You need no vouchers, coupons or loyalty cards.
You can check how much you saved up for your shopping in section My Savings in My Benefits.
No charges are applied. It is sufficient to have a credit card from Tatra banka and activate the discounts you want to use, in My Benefit in MobilePayTB application.
You can activate the discount also immediately before shopping, for instance when you are waiting in a queue for paying.
You do not need to identify yourself with a card, vouchers or discount coupons to get a discount. It is enough if you pay with your credit card.
The savings will be credited to the card account whereto the credit card has been issued. Credit for all savings obtained during one month will be credited to the card account by the 15th day of the following calendar month.
No limit has been set for the amount of the paid savings.
Several days might pass since your purchase until payment processing therefore you will not see the obtained saving earlier than after several days. Credits for all savings obtained in one month will be credited to the card account whereto the card has been issued, until the 15th day of the following calendar month.
In case you have met all the conditions and your savings were not credited to the card account in spite of this fact, contact us by means of our DIALOG Live contact centre.
In case you have returned the goods you used the discount for in terms of My Benefit, this discount will be withdrawn. This means that we will reduce the amount of credited savings in the following month. If the amount of new savings is lower than the amount of savings belonging to the returned goods, you will see negative value in My Savings.
You activate the offer only once and you can use it repeatedly as many times as you want until its validity expires (unless otherwise specified in the particular offer).
Leave your telephone number and we will contact you
https://www.tatrabanka.sk/en/personal/cards/visa-standard-private/