Visa Standard Private credit card

Activate the My Benefit service and earn with your credit card.

The best credit card with a convenient loan possibility and a favorable interest rate with the reward program

100 % discount on the service charge with the Reward ProgramTB

Visa card – a gift card with an interest-free period

Interest-free period of up to 47 days

Zadat platobny prikaz je take jednoduche, ako vybavit kreditku

Option to enter payment orders

Online check of your financial reserve

E-mail statement

Benefits of the credit card

Fulfil your plans and dreams instantly with a credit card full of benefits:

  • The Reward ProgramTB will guarantee a discounted fee. For charges of €150 or more you get a 50 % discount on the monthly credit card fee. For charges of €300 or more you get a 100 % discount.
  • This card will help you on trips at home and abroad. Book flight tickets, a hotel room or a rental car with the card simply and quickly. It is accepted in more than 200 countries worldwide.
A convenient loan to cover travel needs and insurance Pohodlny uver na platbu cestovnych potrieb a poistenia
  • Unique travel insurance will particularly please those who want to travel without worries on holidays, business or shopping trips abroad. In cooperation with UNIQA insurance company, we offer you annual travel insurance for ONLY €30. It is accepted in more than 200 countries around the world, with one trip lasting up to 90 days and the insurance also covers your traveling family members.
  • Flexible repayments. You decide how much of the borrowed amount, in addition to the minimum instalment, you want to pay and in what form: direct debit, payment order or a cash deposit.
  • An e-statement to your e-mail address will provide you with a regular overview. You decide if you need a printed version, or an electronic PDF version of your statement.
  • A payment order will allow you to pay invoices or transfer funds to your current account with Tatra banka or an account with any other bank in Slovakia, simply and quickly.
  • Limit Alert allows you to set your own limit of monthly drawdown of funds on your credit card. After you reach this limit, we will notify you via b-mail.


  • Total credit limit EUR 400 – EUR 5,000
  • Interest rate 18.8 % p. a.
  • Interest-free period for up to 47 days
  • The minimum instalment is 5% of the amount owed (at least EUR 15)
  • Monthly card fee EUR 2.50 
  • Monthly additional card fee EUR 0.50
  • Optional comprehensive travel insurance for the cardholder and traveling family members*

*A spouse or partner of the cardholder up to 65 years old and children of the cardholder up to 18 years old, if traveling together with the cardholder.

A Visa standard private card gives you freedom and the opportunity to fulfil everything you want.

A credit card without the need to maintain a current account

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Who the card is for?

The Visa standard private credit card is designed for individuals with a permanent residence in the Slovak Republic from the age of 18 on the application date.

To get a card, we just need a few important details from you depending on whether you are:

  • An employee – you must submit proof of your solvency and continued employment for at least three months before filing the application for the credit card. It is important that employment is confirmed by your employer.

    A natural person – entrepreneur – you must submit proof of your trade license in the Slovak Republic, valid for at least two years, before filing an application for the credit card. You must prove your solvency by submitting proof of your income from business activities for the previous year, confirmed by the competent authorities.

A card for your relative

With a Visa standard private credit card, you can also apply for an additional private credit card.

To issue the card, Tatra banka will need:

  • consent of the total credit limit holder, who will define the credit limit for the additional card,
  • the age of the additional future cardholder (at least 15 years old)
A payment card with credit

To get a credit card, you are not required to have an account with Tatra banka.

My Benefit

 My Benefit is a programme which helps you get attractive discounts with selected vendors:

  • The offer of discounts is available in your MobilePayTB application in card detail, section My Benefit
  • To get a discount, just click on the offer and activate it
  • After you activate the offer,  just pay the whole sum by using your credit card with the selected vendor (applies to payment by both MobilePayTB application and plastic card)
  • Overview of all savings is available in MobilePayTB application
  • You get savings with your main and additional cards for payments with vendors you select 
  • The overall sum you save will be credited until the 15th day of the following month to your credit card account. 

Frequently asked questions: 

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Need advice? | Dialog: *1100 | Tatra banka a.s.