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Find out if you can get a credit card completely free of charge. Leave your phone number and we will contact you.
Digital credit card - Visa standard private
Do not wait for the delivery of the physical card. The card can be used for purchases immediately after signing the Card Agreement and you can add it to your Google Pay/Apple Pay wallet with a few clicks from the Tatra banka or MobilePayTB application.
For payments on the Internet, use the "internet payment" functionality in the Tatra banka or MobilePayTB application.
Attractive discounts at merchants thanks to My Benefit
5 % birthday cashback (max. 30 EUR)
100 % discount on the service charge with the Reward ProgramTB
Download MobilePayTB application, become a member of My Benefit Club and earn money with your credit card. Activate those attractive merchants' discount offers you want to use. All you than have to do is just pay with your credit card, there is no need to redeem, ask or apply for the discount. The discount amount will be automatically credited to your card account till the 15th day of the following month.
For your birthday you have a great gift from us. We will refund 5% of all credit card purchases * made on your birthday (maximum credit amount is € 30).
*Purchases do not include credit card payment orders, cash withdrawals, and special transactions such as foreign currency purchases, electronic money transfers, financial services and trading, financial payments to other institutions, traveler's checks, gambling, lotteries and betting
Use your credit card free of monthly fees thanks to our Reward programTB. Make payments in amount of EUR 150 and you will get 50 % monthly fee discount for your credit card. Make payments in amount of EUR 300 and you will get 100 % monthly fee discount.
With your credit card, you can book your plane tickets, hotel room or rent a car simply and quickly. It is accepted in over 200 countries all over the world.
Thanks to unique travel insurance, you can go on vacations, business trips or go shopping abroad without worries. In cooperation with UNIQA insurance company, we offer you annualtravel insurancefor only 36 EUR and for seniors over 65 years 48 EUR. It is valid all over the world, one trip may last up to 90 days and the insurance also covers your fellow-travelling family members*.
*Spouse, the partner of the insured person and children of the cardholder under 18 years of age when traveling with the insured person.
You decide how much of the borrowed amount you want to repay – either the minimum payment or more. You can also choose from the available methods of payment: automatic instalment/direct debit, payment order or cash deposit. With automatic payment you no longer need to think about paying off your credit card - you can set the amount according to your needs.
The minimum instalment is 5% of the amount owed (at least EUR 15)
Monthly card fee 2.50 EUR
Monthly additional card fee 0.50 EUR
Credit card visual
The photo was taken at the swimming pool in Zlaté Moravce. The author is Mária Švarbová, whose work has also gained international recognition. The inspiration for the composition of the girls in the photo and its very atmosphere was the spartakiad from socialist times.
Learn more about credit card visuals and artists themselves at ManifestTB.
A Visa standard private card gives you freedom and the opportunity to fulfil everything you want.
In the case of fulfilling conditions of the Reward ProgramTB and subject to monthly payment of the sum due not later than on the due date, APRC will be 0.00 %. Provided that the credit facility is spent immediately via the POS terminal and the subsequent repayment of only a minimum instalment of 5% of the due amount - at least EUR 15, the client will have to pay the total sum in the amount: EUR 1 033.72. Parameters used to calculate an example:total credit facility: EUR 650, card type: Visa Standard Private, monthly fee for the main card: EUR 2.50, variable amount of the standard interest rate: 18.80%, APR: 30.32%, maturity period: 12 months.
Who is the card for?
The Visa standard private credit card is designed for individuals with a permanent residence in the Slovak Republic from the age of 18 on the application date.
To get a card, we just need a few important details from you depending on whether you are:
An employee – you must submit proof of your solvency and continued employment for at least three months before filing the application for the credit card. It is important that employment is confirmed by your employer.
Self-employed or enterpreneur – you must submit proof of your trade license in the Slovak Republic, valid for at least two years, before filing an application for the credit card. You must prove your solvency by submitting proof of your income from business activities for the previous year, confirmed by the competent authorities.
A card for your relative
With a Visa standard private credit card, you can also apply for an additional private credit card.
To issue the card, Tatra banka will need:
consent of the total credit limit holder, who will define the credit limit for the additional card,
the age of the additional future cardholder (at least 15 years old)
To get a credit card, you are not required to have an account with Tatra banka.
Activation of My Benefit programme only requires granting your consent when it is first launched. We will ask for this consent when you open My Benefit for the first time in your credit card detail in MobilePayTB application.
The savings will be credited to the card account whereto the credit card has been issued. Credit for all savings obtained during one month will be credited to the card account by the 15th day of the following calendar month.
Several days might pass since your purchase until payment processing therefore you will not see the obtained saving earlier than after several days. Credits for all savings obtained in one month will be credited to the card account whereto the card has been issued, until the 15th day of the following calendar month.
In case you have returned the goods you used the discount for in terms of My Benefit, this discount will be withdrawn. This means that we will reduce the amount of credited savings in the following month. If the amount of new savings is lower than the amount of savings belonging to the returned goods, you will see negative value in My Savings.