Term deposits

• more attractive appreciation of available funds
• guaranteed interest rate during the time period of the deposit
• overview of deposits by way of statements and Internet banking^TB service,
• the option to quickly open a term account also via Internet banking^TB,

• possibility to deposit money to the account at any time without the need to extend its maturity,
• deposit protection in line with the Deposit Protection Act
• possibility to open a term account also for a child – you must only submit his/her birth certificate.

Open a term account that suits your needs perfectly.

Choose:

• period during which the rate is guaranteed: 1, 3, 6, 12, 24 or 36 months,
• account currency: EUR, USD, CHF, GBP or CZK,
• interest payment method: crediting your current account with Tatra banka or by crediting your deposit on the term account,
• way of term deposit termination: one-time transfer to your current account with Tatra banka or automatic deposit renewal upon its maturity.
• the option to specify authorized persons with access to your account.

You can open a term deposit via Internet banking^TB.

How to deposit funds to a term account?

• by transfer via Internet banking^TB
• by transfer from a personal account maintained with any bank

The interest depends on the deposit amount and the time period

• Each deposit to the account will bear interest separately based on the interest rate applicable on the deposit date and determined according to the contractual terms; this interest rate will not be modified during the term of the contract.
• The interest rate applicable to each deposit depends on the deposit amount and time to maturity of the basic deposit.

Interest rate guarantee

• Begins on the date when the money is deposited and ends on the date agreed with the bank.
• During this period you are free to deposit further amounts to the term account without extending the term account’s maturity.

Interest on maturity date

• We will transfer the interest to your account or add it to your deposit in a term account.

With 24- and 36-month term accounts, the interest is credited annually to the deposit.

Use a modern form of deposits. Open i:deposit quickly and easily via your Internet banking^TB.

Three steps to opening an i:deposit via your Internet banking^TB:

1. log in via Internet banking^TB,

2. in the Term accounts tab, click on Create i:deposit,

3. choose the term account parameters and confirm – the funds will be transferred automatically

You can view the settings and the accrued interest amount anytime via your Internet banking^TB.

What is i:deposit?

Under the Deposit Protection Act an i:deposit is also considered as a deposit. To be specific, it is a deposit with agreed term period (1, 3, 6, 12, 24, and 36 months) which may be activated via Internet banking^TB.

You may deposit funds to i:deposit simply by a transfer via your Internet banking^TB.

For whom is i:deposit intended?

The service is intended for Tatra banka clients who use Internet banking^TB and wish to appreciate their savings.