Term deposit account
Appreciate your funds safely, with certainty and a guaranteed interest rate.
The interest rate is favorable for shorter as well as longer deposit periods.
Exclusive offer of selected euro term deposits:
Duration of the deposit | 6 months | 12 months | 24 months | 36 months |
---|---|---|---|---|
Interest rate p. a. (annually) | 1,5 % | 2,0 % | 2,5 % | 2,5 % |

Regular appreciation

Guaranteed interest rate

May be also established via Internet bankingTB

Deposits are protected by the Deposit Protection Act
Benefits
Open a term account in Tatra banka and obtain practical benefits:
- more attractive appreciation of available funds
- guaranteed interest rate during the time period of the deposit
- overview of deposits by way of statements and Internet bankingTB service,
- the option to quickly open a term account also via Internet bankingTB,
- possibility to deposit money to the account at any time without the need to extend its maturity,
- deposit protection in line with the Deposit Protection Act
- possibility to open a term account also for a child – you must only submit his/her birth certificate.
Details
Open a term account that suits your needs perfectly.
Choose:
- period during which the rate is guaranteed: 1, 3, 6, 12, 24 or 36 months,
- account currency: EUR, USD, CHF, GBP or CZK,
- interest payment method: crediting your current account with Tatra banka or by crediting your deposit on the term account,
- way of term deposit termination: one-time transfer to your current account with Tatra banka or automatic deposit renewal upon its maturity.
- the option to specify authorized persons with access to your account.


Qualification conditions
You can open a term deposit via Internet bankingTB.
How to deposit funds to a term account?
- by transfer via Internet bankingTB
- by transfer from a personal account maintained with any bank
Interest
The interest depends on the deposit amount and the time period
- Each deposit to the account will bear interest separately based on the interest rate applicable on the deposit date and determined according to the contractual terms; this interest rate will not be modified during the term of the contract.
- The interest rate applicable to each deposit depends on the deposit amount and time to maturity of the basic deposit.
Interest rate guarantee
- Begins on the date when the money is deposited and ends on the date agreed with the bank.
- During this period you are free to deposit further amounts to the term account without extending the term account’s maturity.
Interest on maturity date
- We will transfer the interest to your account or add it to your deposit in a term account.
With 24- and 36-month term accounts, the interest is credited annually to the deposit.
i:deposit
Use a modern form of deposits. Open i:deposit quickly and easily via your Internet bankingTB.
Three steps to opening an i:deposit via your Internet bankingTB:
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log in via Internet bankingTB,
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in the Term accounts tab, click on Create i:deposit,
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choose the term account parameters and confirm – the funds will be transferred automatically
You can view the settings and the accrued interest amount anytime via your Internet bankingTB.
What is i:deposit?
Under the Deposit Protection Act an i:deposit is also considered as a deposit. To be specific, it is a deposit with agreed term period (1, 3, 6, 12, 24, and 36 months) which may be activated via Internet bankingTB.
You may deposit funds to i:deposit simply by a transfer via your Internet bankingTB.
For whom is i:deposit intended?
The service is intended for Tatra banka clients who use Internet bankingTB and wish to appreciate their savings.
https://www.tatrabanka.sk/en/personal/savings-investments-insurance/term-deposits/