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Consumer loanTB

Take out a Consumer loanTB  online without visiting a branch, and we will refund up to half of the interest if you pay it off properly.

In addition, you can now get a 100 % discount on the loan fee. It's enough that you don't currently have any purposeless loan from us.

You can arrange online even without a Tatra bank account

Arrange it online even without a Tatra bank account

Possibility of early loan repayment

You save money with Extra installments

Reduce your interest by EKO buying or renovating a house

Reduce your interest by EKO buying or renovating a house

Where to apply for the Consumer loanTB

Web page

Calculate the repayment and apply for a loan in a few clicks.

Get it done online

Tatra banka website

Mobile application

Open an account and apply for a loan on your mobile.

Tatra banka mobile application


Leave us your contact and we will call you.

Call me



Arrange a personal meeting at the branch of your choice.

List of branches

Tatra banka branches

Calculate the loan amount and the monthly payment

Our online calculator with advanced options will help you. The more data you enter, the more accurate the loan calculation you will get.

Using the calculator does not commit you to anything or subject you to inquiries to credit registers.


Income data

Select the type of income *
This field is required.
Monthly net income (EUR) *
Enter a numerical value.
Monthly net income must be at least 350 EUR

Spending data

Number of dependent children under 26 years of age *
If you have no children, write the number zero
Monthly loan obligations (EUR) *
If you have no loan obligations, write the number zero

*Marked fields are mandatory.

Loan offer

Use the maximum loan amount or create an offer according to your own notions.

Maximum loan amount

Monthly payment

0 EUR / mth.

Loan amount


Repayment period

0 mth.
Interest rate -- % p. a.
APR -- %
I want this offer

Own choice

Monthly payment

0 EUR / mth.

Loan amount

amount from 500 to 30 000

Repayment period

from 12 to 96 months
Interest rate -- % p. a.
APR -- %
I want this offer

The listed offers are only informative. ​
For a binding offer, click "I want this offer" and continue to Internet bankingTB.

Loan offer

The online calculator did not find the ideal solution for you :(

To create a tailor-made offer, use our telephone services or visit us in a branch.


Arrange a personal meeting.

List of branches


Leave us your contact and we will call you.

Call me
choose one of the options above

Your average monthly income including bonuses for the last 12 months. The amount of income does not include travel reimbursements, emergency allowances and other income from which contributions are not paid.

Calculate the monthly repayments of all your loans, such as a mortgage, consumer loan or lease.

Special offer - Loan for blue planetTB

Do you want to get up to 50 % lower interest rate on the Consumer loanTB?

We will contribute to your loan if you show us that you have used the money from the Consumer loanTB to buy one of these sustainable products:

×Energy modernization of the house

Energy modernization of housing

  • Insulation of the facade and roof of a family house
  • Energy-saving windows and doors
  • Recovery
  • LED lighting
  • Air condition
  • Biomass boiler
  • Smart home solution
×Devices producing energy and heat from renewable sources

Devices producing energy and heat from renewable sources

  • Photovoltaic panels, wind turbines
  • Solar collectors
  • Heat pump
×Ecological transport

Ecological transport

  • Bicycle, electric bicycle, electric scooter, e-scooter
  • Electric vehicle and plug-in hybrid - light commercial vehicles M1, N1 with low and zero CO2 emissions (i.e. up to 75g CO2/km); new and used
  • Electric charging stations

Renovation of the house with a state subsidy from the Slovak Renovation Plan 

 Restoration of an older family house

Are you considering renovating an older house to reduce its energy consumption?
Use the state grant from the OBNOV DOM program up to 19 000 EUR, which will help you reimburse part of the renovation costs.

You will also be helped with the financing of the renovation of the house with a discounted Consumer loanTB for up to 28 000 EUR. If you submit a concluded contract on the provision of state assistance* when applying for a loan, you will additionally receive:

  • maturity period up to 120 months,
  • rate of 5.99 % p. a. for the entire maturity of the loan,
  • 100 % discount on the loan fee. 

See the sequence of steps in financing the renovation of a house by combining a preferential loan and a state grant from the Restoration Plan

*Recovery and resilience support mechanism funding agreement


How will we contribute?

  • we will lower your interest rate down to 5.99 % p. a.
  • you get back 100 % of the loan fee you paid

Read the detailed terms in the Public pledge (available in Slovak).


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Terms of acquisition

You have the opportunity to get the Consumer loanTB:

  • in an amount from 500 to 30 000 EUR,
  • for the period from 12 to 96 months,
  • with a fixed interest rate from 6.49 % p. a. (representative example),
  • with a credit fee of 2 % of the loan amount, up to 300 EUR,
    with 100 % discount on the fee for a new loan, if you do not yet have a Consumer loanTB in Tatra banka,
  • without co-borrower and guarantor.

Check out our guide to a consumer loan so you know what to expect.

You can use the consumer loan for anything

An example of the calculation of a consumer loan

Loan amount

10 000 EUR


8 years

Interest rate

from 6.49 % p. a.

Monthly payment

134.26 EUR

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Frequently asked questions

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Do you need help with your loan?

Get a loan offer without visiting branches. Leave us your phone number.



Related documents
  • Public pledge valid until 03. 04. 2023 (available in Slovak)

Need advice?

www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.