Take advantageous consumer loan for anything and we'll waive the first installment
You can now apply for Digital loanTB quickly and easily via Tatra banka mobile application even if you are not our client. You have your resources available in 10 minutes. In addition, as a new client, you get a 100 % discount on the loan fee.
You may use the loan funds for anything
Interest rate from
5.9 % p.a.
Loan without waiting even for new clients
Insuring the ability
to repay the loan
Calculation/APR of the Consumer LoanTB
Loan amount: €4,000,
term: 6 years
from 5.9 % p.a.
For a € 6,000 loan with a fixed interest rate of 5.90 % pa, a repayment period of 84 monthly annuity installments (the first one will be paid by Tatra banka), basic insurance (for death and disability) with a monthly premium of € 1.66 and a one-off loan fee € 0 represents an annual percentage rate of charge of 6.76 % at a monthly loan repayment of € 87.60. The total amount paid by the client is € 7,410.24, while the calculation of interest is based on the actual number of days in each month and the assumption of a calendar year of 360 days.
Frequently Asked Questions
After conclusion of the loan agreement the funds will be immediately sent to the contractual account of the client.
The loan may be repaid early at any time. If the sum of remaining principal amounts up to €10,000, an early repayment is free of any charge.
If the sum of the remaining principal amounts to more than €10,000, the cost of early repayment must not exceed 1 % of the early repaid loan amount by virtue of law.
You may set the repayment date yourself, for example according to the pay date of your wage.
An identity card is sufficient when applying for a loan.
Yes, the bank will not investigate the aim of the funds use, therefore the Consumer LoanTB may be used for anything – a car, holiday, house or apartment refurbishment, weekend cottage, new computer, phone or games console.
You do not pay the first loan installment, we will pay it for you. The first month, you only pay for credit insurance. In the event of partial or full early repayment within the first 24 months of the loan being granted, you are also required to pay the forgiven first installment.