If you are a Tatra banka client and have a pre-approved credit limit, you may draw the loan comfortably from your home 24 hours per day 7 days per week within several minutes via Internet BankingTB or the Tatra banka app also without pre-approval.
For a loan of 4 000 EUR with a fixed interest rate of 5.99 % p. a., with a repayment period of 72 monthly annuity payments, without insurance and with a one-time loan fee of 80 EUR, the annual percentage rate of charge is 7 % with a monthly loan payment of 66.43 EUR. The total amount to be paid by the client is 4 862.96 EUR, while the calculation of interest is based on the actual number of days in individual months and the assumption of the length of the calendar year of 360 days.
The loan may be repaid early at any time. If the sum of remaining principal amounts up to €10,000, an early repayment is free of any charge.
If the sum of the remaining principal amounts to more than €10,000, the cost of early repayment must not exceed 1 % of the early repaid loan amount by virtue of law.
Yes, the bank will not investigate the aim of the funds use, therefore the Consumer LoanTB may be used for anything – a car, holiday, house or apartment refurbishment, weekend cottage, new computer, phone or games console.
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