Non-purpose consumer loan for anything - car, vacation, reconstruction of a house or apartment, weekend cottage, new computer, telephone or game console, without proving the purpose.
We will reward you with 100 EUR for the proper repayment of the Consumer loanTB. If you are already a client of Tatra banka, we will double your reward.
Apply for a loan through the Tatra banka application or Internet bankingTB. Funds are available in 10 minutes.
You may use the loan funds for anything
Interest rate from
5.99 % p. a.
Loan without waiting even for new clients
Insuring the ability
to repay the loan
Calculation/APR of the Consumer loanTB
Loan amount: €4,000,
term: 6 years
from 5.99 % p.a.
For a loan of 7 000 EUR with a fixed interest rate of 5.99 % per annum, a loan maturity of 96 monthly annuity payments and a one-off loan fee of 140 EUR, the annual percentage rate of charge is 6.84 % for a monthly loan repayment of 92.24 EUR. The total amount to be paid by the client is 8 940.28 EUR, while the interest calculation is based on the actual number of days in individual months and the assumption of a calendar year length of 360 days.
Representative example of RPMN and Example of benefit payment after meeting the conditions, provided that the loan is provided on 16 May 2022 and the date of payment of the installments on the 17th day of the month, while the first installment will be paid on 17 May 2022:
For a loan of 10 000 EUR with a fixed interest rate of 5.99 % p. a., with a loan maturity of 96 monthly annuity payments and a one-off loan fee of 200 EUR, the annual percentage rate of charge is 6.85 % with a monthly loan repayment of 131.77 EUR, with the last loan repayment amounting to 57.68 EUR. The total amount paid by the client is 12 775.83 EUR, while the interest calculation is based on the actual number of days in each month and the assumption of a calendar year length of 360 days.
In the case of the payment of a benefit of 100 EUR on 17 December 2022, the annual percentage rate of charge represents 6.56 % and the total amount paid by the client is 12 675.83 EUR.
In the case of the payment of a benefit of 200 EUR on 17 December 2022, the annual percentage rate of charge represents 6.27 % and the total amount paid by the client is 12 575.83 EUR.
Frequently Asked Questions
Draw the Consumer loanTB of at least 3 000 EUR.
Repay the loan properly, without delay and you will not make a partial or full early repayment of the loan (except for Extra repayment via Internet banking or mobile application)
If you had an account for Account for blue planetTB on 16 May 2022 in Tatra banka, we will double your benefit.
You can find the full conditions in the Public promise.
After conclusion of the loan agreement the funds will be immediately sent to the contractual account of the client.
The loan may be repaid early at any time. If the sum of remaining principal amounts up to €10,000, an early repayment is free of any charge.
If the sum of the remaining principal amounts to more than €10,000, the cost of early repayment must not exceed 1 % of the early repaid loan amount by virtue of law.
You may set the repayment date yourself, for example according to the pay date of your wage.
An identity card is sufficient when applying for a loan.
Yes, the bank will not investigate the aim of the funds use, therefore the Consumer loanTB may be used for anything – a car, holiday, house or apartment refurbishment, weekend cottage, new computer, phone or games console.