See for yourself that refinancing has its benefits
With a Refinancing LoanTB you can:
replace your existing loan with a new one with more favorable terms,
consolidate several existing loans into one,
get lower repayments,
get a lower interest rate,
get extra funds,
arrange a loan during a single visit.
What can be refinanced?
Loans from multiple banks
Loans in non-bank companies
You can get a Refinancing LoanTB:
in an amount from 500 to 30,000 EUR,
for a period from 12 to 96 months (1 to 8 years),
with a favorable interest rate from 4.99 % to 8.99 % p. a.,
with an option of extraordinary loan instalments.
In cooperation with UNIQA insurance company you can arrange to insure your ability to repay a loan, which will give you certainty in the event of unforeseen events that might prevent you from continuing to repay the loan.
For a loan of 5,000 EUR with a fixed interest rate of 4.99 % p. a., the maturity of the loan with 72 monthly annuity payments, without insurance and with a one-time loan fee of 0 EUR represents an annual percentage rate of charge of 5.18 % with a monthly loan payment of 80.66 EUR. The total amount to be paid by the client is 5,807.52 EUR, while the interest calculation is based on the actual number of days in each month and the assumption of a calendar year length of 360 days.
The interest rate from 4.99 % to 8.99 % p.a. is guaranteed for the refinancing of loans from other banks or from other consumer loan providers even for any outstanding loan balance – which you can get without documenting the purpose, so the money from this portion of a loan can be used for anything.