Refinancing loanTB
Take out a Refinancing loanTB and shorten your loan repayments with Extra installments.
The extra installment can be paid every month from the comfort of your home. This will save you not only money, but also your time.

100 % discount on the origination fee

Interest rate from
5.99 % p. a.
(representative example)

Option to insure
the ability to repay a loan
See for yourself that refinancing has its benefits
With a Refinancing loanTB you can:
- replace your existing loan with a new one with more favorable terms,
- consolidate several existing loans into one,
- get lower repayments,
- get a lower interest rate,
- get extra funds,
- arrange a loan during a single visit.
What can be refinanced?

Loans from multiple banks

Loans in non-bank companies

Leasing
Qualification conditions
You can get a Refinancing loanTB:
- in an amount from 500 to 30 000 EUR,
- for a period from 12 to 96 months (1 to 8 years),
- with a favorable interest rate from 5.99 % to 8.99 % p. a.,
- with an option of extraordinary loan instalments.
In cooperation with UNIQA insurance company you can arrange to insure your ability to repay a loan, which will give you certainty in the event of unforeseen events that might prevent you from continuing to repay the loan.
Where to apply for the loan?
Leave us your contact information and we will call you back. Loan agreements may be confirmed over the phone by verifying your voice via our unique service Voice biometricsTB or in any branch.
Selected Tatra banka clients may draw the Refinancing loanTB also via Tatra banka mobile application and Internet bankingTB.
Calculation/APR
Get an idea about how much you will pay for a refinancing loan. Look at the illustrative example with the following details or use the calculator:

Loan amount: 10 000 EUR,
term: 72 months

Interest rate:
5.99 % p.a.

Monthly instalment:
131.77 EUR
- For a loan of 10 000 EUR with a fixed interest rate of 5.99 % p. a., loan maturity with the number of 96 monthly annuity installments and a one-time loan fee of 0 EUR, the annual percentage rate of costs is 6.25 % with a monthly loan payment of 131.77 EUR, while the last loan payment is in in the amount of 55.89 EUR. The total amount to be paid by the client is 12 574.04 EUR, while the interest calculation is based on the actual number of days in individual months and the assumption that the length of the calendar year is 360 days.
A representative example of the APR calculation for the Refinancing loanTB with benefit Extra installments
- You can achieve savings of more than 600 EUR in the total amount, provided that you also make optional Extra installments in the amount of 35 EUR per month, i.e. the total amount of the installment will be 166.77 EUR. The total amount to be paid by the client is 11 879.24 EUR and the annual percentage rate of costs is 7.57 %. The loan will be repaid after 72 monthly annuity and Extra installments. The last annuity loan payment will be 38.57 EUR. Other above-mentioned data do not change.
Frequently asked questions
The interest rate from 5.99 % to 8.99 % p.a. is guaranteed for the refinancing of loans from other banks or from other consumer loan providers even for any outstanding loan balance – which you can get without documenting the purpose, so the money from this portion of a loan can be used for anything.
In the case of installment loans, it is sufficient to submit loan agreements for the transferred loans, or a request for early repayment with its quantification.
No, you do not pay a fee in accordance with the Service Charges for a refinancing loan.
Do you need to deal with a mortgage?
We will contact you with the best offer for you. Leave us your phone number.
https://www.tatrabanka.sk/en/personal/loans/refinancing-loan/