*The condition for obtaining the benefit is proper repayment in accordance with the contractual repayment schedule, without the use of extraordinary repayments, resp. deferred payments during the first half of repayment. The benefit can be obtained only by a client who concludes a contract by January 10, 2021.
See for yourself that refinancing has its benefits
With a Refinancing LoanTB you can:
replace your existing loan with a new one with more favorable terms,
consolidate several existing loans into one,
get lower repayments,
get a lower interest rate,
get extra funds,
arrange a loan during a single visit.
What can be refinanced?
Loans from multiple banks
Loans in non-bank companies
You can get a Refinancing LoanTB:
in an amount from €500 to €30,000,
for a period from 12 to 96 months (1 to 8 years),
with a favorable interest rate from 5.99 % to 8.99 % p.a.,
with an option of extraordinary loan instalments.
In cooperation with UNIQA insurance company you can arrange to insure your ability to repay a loan, which will give you certainty in the event of unforeseen events that might prevent you from continuing to repay the loan.
For a loan of 8 000 EUR with a fixed interest rate of 5.99 % p. a., with a repayment period of 72 monthly annuity payments, without insurance and without a loan fee, the annual percentage rate of charge is 6.25 % with a monthly loan repayment of 132.86 EUR. The total amount paid by the client is 9,565.92 EUR. In the case of a benefit, the interest rate from the maturity of the 37th installment is reduced to 0 % p. a. and the installment amount to 121.18 EUR, in which case the annual percentage rate of charge is 4.72 % and the total amount to be reimbursed is 9,145.44 EUR. In both cases, the interest is calculated on the basis of the actual number of days in each month.
The interest rate from 5.99 % to 8.99 % p.a. is guaranteed for the refinancing of loans from other banks or from other consumer loan providers even for any outstanding loan balance – which you can get without documenting the purpose, so the money from this portion of a loan can be used for anything.