See for yourself that refinancing has its benefits
With a Refinancing LoanTB you can:
replace your existing loan with a new one with more favorable terms,
consolidate several existing loans into one,
get lower repayments,
get a lower interest rate,
get extra funds,
arrange a loan during a single visit.
What can be refinanced?
Loans from multiple banks
Loans in non-bank companies
You can get a Refinancing LoanTB:
in an amount from 500 to 30,000 EUR,
for a period from 12 to 96 months (1 to 8 years),
with a favorable interest rate from 4.99 % to 8.99 % p. a.,
with an option of extraordinary loan instalments.
In cooperation with UNIQA insurance company you can arrange to insure your ability to repay a loan, which will give you certainty in the event of unforeseen events that might prevent you from continuing to repay the loan.
For a loan of 7 000 EUR with a fixed interest rate of 4.99 % p. a., a loan maturity of 96 monthly annuity payments and a one-off loan fee of 0 EUR, the annual percentage rate of charge is 5.18 % for a monthly loan repayment of 88, 82 EUR. The total amount to be paid by the client is 8 484.33 EUR, while the interest calculation is based on the actual number of days in each month and the assumption of a calendar year length of 360 days.
The interest rate from 4.99 % to 8.99 % p.a. is guaranteed for the refinancing of loans from other banks or from other consumer loan providers even for any outstanding loan balance – which you can get without documenting the purpose, so the money from this portion of a loan can be used for anything.