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  5. Optional overdraftTB

Optional overdraftTB

The free optional overdraft allows you to use any financial reserve in your account with the Account for blue planetTB anytime you need it.

Optional Overdraft – free reserve

Automatically, free of charge

Financial reserve with interest only on the amount overdrawn

Interest only on the amount drawn

Customizable amount of an Optional Overdraft

Adjustable amount of limit 

Loan to account without a guarantor

No guarantor needed


Don't let anything surprise you! Avoid unexpected situations with an always available financial reserve of up to 5 000 EUR:

  • you can get your first 95 EUR starting reserve automatically after you meet the criteria set by your bank.
  • there are no additional fees for setting up and using the service, optional overdraft is part of your Account for blue planetTB service package.
  • You can easily change your preferred limit amount via Internet bankingTB, DIALOG Live, the Tatra banka mobile application or at any Tatra banka branch.
  • Optional overdraftTB can be obtained if you are a natural person from the age of 18 and you do not need any additional security or guarantor to provide.


Setting a customizable amount of an Optional Overdraft

Conditions to get this financial reserve


 Set up your optional ovedraft via internet banking



You can use the Optional overdraftTB and the financial reserve if:

  • you are a natural person over the age of 18,
  • you have an account with the Account for blue planetTB service package,
  • no other type of overdraft is linked to your account, 
  • you have a regular income for at least 6 months and meet the criteria set by your bank.

Frequently asked questions

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www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.