Insurance of property and natural person liability

Complete protection of your property in case of the unforeseen events that might jeopardize your home.

Complete insurance of real estate and household

Complete insurance of real estate and household

Without any risk of under-insurance

Without any risk of under-insurance

Possibility to choose from the packages of additional insurance

Possibility to choose from the packages of additional insurance

Possibility to choose zero co-insurance

Possibility to choose zero co-insurance

The advantages of the insurance of property and natural person liability

The insurance of property and natural person liability offered by UNIQA poisťovňa, a.s. provides complex insurance protection of the value of your property for the cases of unforeseen events impacting not only the quality of your housing but also your feeling of safety and security of your home.

Insure your housing as one of the biggest long-term investments of your life. This will ensure that the damages incurred will be compensated through the insurance claim payment, which will enable you to return to the original quality of your housing.

The advantages of the insurance of property and natural person liability

Benefits

  • Broad scope of coverage already in the basic insurance
  • The possibility to extend the scope of coverage by selecting a package of additional insurance
  • Without any risk of under-insurance
  • The insured sum is determined as the current value based on the real estate area
  • Insurance indexation - ensures the insurance premium update in time, protection against the risk of under-insurance
  • Easy arrangement together with our mortgage loan and the automatic restriction of disposal rights to the amount of insurance claim
  • At the branch of the bank or also via DIALOG Live
  • Possible to arrange without co-insurance
  • Each insurance automatically includes NONSTOP assistance service

Scope of insurance

The scope of real estate insurance:

  • fire including direct strike of lightning, explosion, damage caused by smoke
  • storm including hail, snow pressure, snow slides, landslides, rock slides and falling stones
  • tap water
  • catastrophic damage - damage caused by avalanche, flood, earthquake and water back-up
  • bonuses in the basic insurance:
    - the liability insurance for building and the land
    - breakage of glass
    - damage to pavements and interlocking pavers

The scope of the insurance of household contents:          

  • fire including direct strike of lightning, explosion, damage caused by smoke
  • storm including hail, snow pressure, snow slides, landslides, rock slides and falling stones
  • tap water
  • catastrophic damage - damage caused by avalanche, flood, earthquake and water back-up
  • theft by burglary and robbery
  • bonuses in the basic insurance:
    - family members liability
    - dog ownership liability
    - tenant’s liability
    - breakage of glass
    - goods in refrigeration equipment
    - water from aquariums

The basic scope of coverage may be extended by additional real estate, house, apartment and household contents insurance packages. These packages cover further risks, e.g. damage caused by the external vandalism, atmospheric precipitations or electric motor circuit or overvoltage.

BONUS for each client - NONSTOP assistance services. 

Assistance services

Assistance services will provide you with the necessary help in the emergency situation and they are available NONSTOP.

The assistance services include and within the determined limits cover the following:

  • repair of listed electrical appliances with expired warranty (up to 7 years of the appliance age)
  • emergency professional assistance (plumber, glazier, gas fitter, locksmith, electrician)
  • professional help (locksmith) in the case of blocked door
  • emergency accommodation in the case of uninhabitable household after an insured event
  • legal assistance

If you need any help, do not hesitate to contact assistance service operatives:

Dialling from Slovakia: 0850 850 111

Dialling from abroad: +421 2 544 11 029

Reporting damage

For making a claim please use one of the following options: 

  • By post to the address of the insurance company:
    UNIQA poisťovňa, a.s.
    Krasovského 15
    851 01 Bratislava
  • In person in branches of UNIQA insurance company or in Tatra banka branches
  • Forms for reporting of insured event are available to the clients also in web site of UNIQA poisťovna, a.s.
Reporting of insured event

Frequently asked questions

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www.tatrabanka.sk | Dialog: *1100 | Tatra banka a.s.
https://www.tatrabanka.sk/en/personal/savings-investments-insurance/insurance-property-natural-person-liability/